ASB Bancorp, Inc. (NASDAQ: ASBB) is the bank holding company for Associates Savings Bank, a community-focused financial institution providing retail banking services; commercial banking services; and consumer lending products, including savings accounts, checking accounts, certificates of deposit, individual retirement accounts, mortgage loans, home equity lines of credit, commercial real estate loans, multi-family real estate loans, construction loans, business loans, installment loans, and lines of credit to individuals, businesses, and local municipalities. The company primarily operates through its banking subsidiary in central New Jersey, with its headquarters in Forked River, New Jersey, where it was founded in 1970. ASB Bancorp serves customers in Ocean County and surrounding areas, targeting retail consumers, small to medium-sized businesses, and public sector entities within its regional footprint. No major strategic changes, such as acquisitions, partnerships, funding rounds, or rebranding efforts, have been publicly announced for ASB Bancorp in the last 1-2 years.