Australian Finance Group Ltd.

Australian Finance Group Ltd.

AASX:AFG
1.39
AUD
-0.01
(-1.07%)
0.18EPS
8.90P/E
861.08MMarket Cap
Feb 25Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
- -
2.65
2.28
2.51
2.6
0.34
0.4
0.37
0.46
0.4
0.37
0.43
0.49
Basic EPS, GAAP
- -
0.1
0.1
0.18
0.15
0.15
0.17
0.19
0.14
0.14
0.11
0.13
0.18
Free Cash Flow per Basic Share
- -
0.04
0.2
0.12
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
0.19
0.03
0.09
0.22
0.1
0.11
0.11
0.14
0.17
0.09
0.08
0.1
Book Value per Share
0.29
0.33
0.4
0.49
0.42
0.48
0.67
0.76
0.69
0.66
0.72
0.82
0.45
Tangible Book Value per Share
0.28
0.32
0.4
0.48
0.42
0.47
0.65
0.72
0.34
0.31
0.32
0.43
0.26
Basic Weighted Avg Shares
215
195
221
221
221
221
220
268
269
270
270
271
272
Sales/Revenue/Turnover
- -
517
502
555
575
75
87
100
123
107
100
117
132
Operating Margin (%)
- -
8.41
13.11
20.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
1
1
1
1
1
2
2
4
7
7
11
11
Net Income, GAAP
- -
20
23
39
33
33
38
51
39
37
29
35
49
Effective Tax Rate (%)
- -
29.6
31.23
31.34
30.18
28.91
28.89
27.5
34.23
27.08
30.78
27.31
27.18
Profit Margin (%)
- -
3.95
4.51
7.04
5.8
43.97
43.71
51.54
31.55
34.91
28.85
29.94
36.63
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
63
72
89
107
93
105
178
203
205
200
207
222
242
Return on Invested Capital (%)
- -
2.74
3.39
4.69
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.84
1.71
2.35
1.61
1.46
1.44
1.52
0.86
0.71
0.57
0.65
0.73
Return on Common Equity (%)
- -
30.06
28.2
39.89
33.24
33.34
26.91
26.92
20.02
20.54
15.52
16.81
20.89

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.29%
3.69%
9.1%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
11.56%
1.76%
38.57%
Sales/Revenue/Turnover
-0.86%
6.81%
13.26%
Total Cash Common Dividend
34.72%
4.64%
26.05%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
100
2025
- -
- -
117
2026
- -
- -
132

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.11
2025
- -
- -
0.13
2026
- -
- -
0.18

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.09
2025
- -
- -
0.08
2026
- -
- -
0.1

Company Description

CEO
David Bailey
Full Time Employees
370
Sector
Finance
Industry
Finance/Rental/Leasing
Address
100 Havelock Street West Perth WA Australia 6000
IPO Date
May 22, 2015
Business
Australian Finance Group Limited, alongside its associated entities, operates as a leading financial solutions provider and mortgage aggregator across Australia. The company primarily functions through its distribution and manufacturing divisions. Its core business involves supporting a vast network of finance brokers, offering access to an extensive panel of over eighty lenders for residential mortgages, commercial funding, and consumer asset finance. AFG also originates and manages its proprietary branded home loan products, including white-label offerings and securitized mortgages distributed via its AFG Securities program. Beyond residential and commercial loans, the firm provides various business financing options, such as equipment and inventory finance, specialized franchisee loans, debtor finance, and commercial property solutions. To empower its broker network, the company delivers integrated technology platforms like Suite360, BrokerEngine Plus for streamlined loan processing and client management, sophisticated analytics, and the SMART Marketing Platform for lead generation. Notably, AFG has recently expanded its product suite, enhanced offerings for first home buyers and self-employed applicants, and broadened its Partner Connect program to include property legal services, further consolidating its position as a key industry innovator.

Company News

  • Australian Finance Group H1 Earnings Call Highlights