Beforepay Group Limited
AASX:B4P1.35
AUD
+0.02
(+1.50%)
ISIN
AU0000190803
Return %
Stock
S&P 500
1Y
-45.34
14.20
3Y
217.65
81.12
5Y
- -
68.34
Capital Structure
AUD
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in mil. unless spec.Working Capital
AUD
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in mil. unless spec.Growth Rates
AUD
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in mil. unless spec.Semi-annual Revenue
AUD
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in mil. unless spec.Semi-annual Earnings Per Share
AUD
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in mil. unless spec.Semi-annual Dividends Per Share
AUD
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in mil. unless spec.Company Description
- CEO
- James Spencer Twiss
- Full Time Employees
- 50
- Sector
- Technology services
- Industry
- Packaged software
- Address
- 77 Castlereagh Street Sydney NSW Australia 2000
- IPO Date
- Jan 17, 2022
- Website
- beforepay.co
- Similar Companies
- Business
- Beforepay Group Limited (ASX: B4P) is a financial technology company providing short-term lending solutions, earned wage access products, and digital financial services to consumers and businesses in Australia. The company offers core products including Beforepay Advance, a payday loan alternative delivering instant cash advances via mobile app with flexible repayment options; Beforepay Business, a B2B platform enabling employers to offer wage access to employees; and related services such as credit assessment tools, transaction processing, and financial wellness features powered by proprietary algorithms. These offerings target underserved consumers seeking rapid, transparent financing without traditional credit checks, operating primarily in Australia with headquarters in Sydney, founded in 2019. In recent developments, Beforepay Group Limited underwent a significant strategic shift in late 2024 through its acquisition by Zip Co Limited (ASX: ZIP), marking a major consolidation in the buy-now-pay-later and short-term lending sectors; the deal, valued at approximately A$492 million, led to Beforepay's integration as a key growth pillar for Zip's consumer lending portfolio. This transaction, completed in early 2025, expanded Beforepay's technological capabilities and distribution channels via Zip's established merchant network. No major new product launches or independent funding rounds have been reported post-acquisition, with operations now aligned under Zip's broader ecosystem serving Australia and select international markets.