FSA Group Limited

FSA Group Limited

AASX:FSA
1.17
AUD
-0.01
(-1.27%)
0.14EPS
11.40P/E
164.46MMarket Cap
Feb 25Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
0.61
0.48
0.42
0.47
0.49
0.69
0.66
0.57
0.56
0.68
0.83
1.01
0.05
Basic EPS, GAAP
0.11
0.12
0.11
0.12
0.13
0.12
0.13
0.16
0.14
0.11
0.06
0.09
0.12
Free Cash Flow per Basic Share
0.09
0.08
0.07
0.07
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.06
0.07
0.07
0.08
0.07
0.07
0.07
0.06
0.07
0.07
0.08
0.08
0.08
Book Value per Share
0.5
0.55
0.6
0.65
0.71
0.41
0.48
0.58
0.69
0.73
0.72
0.7
0.76
Tangible Book Value per Share
0.47
0.52
0.59
0.63
0.69
0.39
0.45
0.56
0.57
0.61
0.6
0.59
0.66
Basic Weighted Avg Shares
125
125
125
125
125
125
125
125
125
122
121
121
120
Sales/Revenue/Turnover
77
60
53
59
62
87
83
72
70
84
101
123
7
Operating Margin (%)
41.27
19.98
18.02
17
18.07
45.5
46.21
55.2
55.43
59.73
60.74
60.87
-779.58
Depreciation Expense
1
1
1
- -
1
- -
1
1
1
1
2
2
1
Net Income, GAAP
13
15
13
15
16
14
16
20
17
13
7
11
14
Effective Tax Rate (%)
30.32
29.71
30.24
29.77
30.08
30.26
29.98
30.09
30.51
29.42
29.82
30.96
29.86
Profit Margin (%)
17.53
24.64
25.39
25.58
26.15
16.59
19.78
28.08
24.51
15.55
7.3
8.56
216.43
Working Capital
39
77
44
47
54
41
40
26
21
17
8
5
9
LT Debt
242
265
272
324
388
417
463
430
510
599
754
865
1,026
Total Equity
65
71
77
83
91
54
63
76
96
101
100
100
109
Return on Invested Capital (%)
7.2
2.59
1.94
1.86
1.75
5.76
5.33
5.32
4.82
5.33
5.49
5.66
-3.39
Return on Capital (%)
6.8
6.87
5.86
5.9
5.79
5.33
5.07
5.14
4.32
4.85
5.16
5.54
5.27
Return on Common Equity (%)
22.68
22.29
18.76
19.46
19.06
20.71
29.56
30.59
22.02
15.08
8.39
12.06
15.65

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.38%
8.02%
8.59%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
3.99%
-0.96%
34.38%
Sales/Revenue/Turnover
0.33%
-7.02%
-94.69%
Total Cash Common Dividend
1.24%
5.07%
9.29%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
101
2025
- -
- -
123
2026
- -
- -
7

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.06
2025
- -
- -
0.09
2026
- -
- -
0.12

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.08
2025
- -
- -
0.08
2026
- -
- -
0.08

Company Description

CEO
Tim Odillo Maher
Full Time Employees
97
Sector
Finance
Industry
Finance/Rental/Leasing
Address
1 Oxford Street Darlinghurst NSW Australia 2010
IPO Date
Jan 11, 2001
Business
FSA Group Limited is an Australian financial services company specializing in providing credit services, including debt solutions and direct lending to individuals and businesses. The company's main products and services include home loans for property purchase and debt consolidation; asset finance targeted at small and medium enterprises (SMEs) for vehicle and business-critical equipment acquisition; personal loans comprising car loans and unsecured loans for various approved purposes. The business operates primarily through two segments: Home Loans and Asset Finance, and Personal Loans and Other Services, with the majority of revenue generated from Home Loans and Asset Finance. Additionally, the company offers accounting and taxation services. FSA Group has recently engaged in notable financial activities including the pricing of asset-backed securities (ABS) transactions worth $250 million in December 2024 and $300 million in 2025, backed by automobile and equipment loans. The company is also actively pursuing an ongoing on-market share buy-back program, having repurchased over 1.3 million securities as of December 2025, reflecting a strategic focus on capital management. Furthermore, FSA Group continues to emphasize growth through strategic financial solutions aimed at supporting SMEs and individual clients in achieving their financial goals. There is no record of recent acquisitions or name changes within the last two years, but its operational and financial maneuvers indicate a strong emphasis on enhancing market position and shareholder value. Founded in 1986, FSA Group Limited is headquartered in Sydney, Australia, and serves clients nationwide. The company operates within the broader financial services industry, primarily targeting Australian market segments including individuals seeking consumer finance and SMEs requiring asset finance solutions. FSA Group does not appear to have publicly detailed subsidiary relationships and operates as an independent ASX-listed entity under ticker FSA.AX. In summary, FSA Group Limited is a comprehensive credit services provider with diversified direct lending products for individuals and businesses, recent expansions in ABS financing, and an active capital return initiative through share buy-backs, reinforcing its strategic focus on sustainable growth and market competitiveness within Australia.