MoneyMe Ltd.

MoneyMe Ltd.

AASX:MME
0.07
AUD
0.00
(0.00%)
-0.05EPS
63.41MMarket Cap
Feb 24Next Earn
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2026 Y
Revenue per Share
- -
0.28
0.31
0.67
0.71
0.26
- -
Basic EPS, GAAP
- -
0.01
-0.05
-0.26
0.04
0.03
-0.05
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.26
0.28
0.24
0.39
0.21
0.24
0.11
Tangible Book Value per Share
0.25
0.26
0.22
-0.04
0.09
0.12
- -
Basic Weighted Avg Shares
169
154
169
191
321
795
809
Sales/Revenue/Turnover
- -
43
53
128
230
207
- -
Operating Margin (%)
- -
18.53
-7.65
-19.23
40.44
50.13
- -
Depreciation Expense
- -
1
2
2
11
11
10
Net Income, GAAP
- -
1
-8
-50
12
23
-40
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
- -
3.02
-14.97
-39.41
5.35
10.97
- -
Working Capital
41
30
203
1,334
1,167
1,232
-15
LT Debt
- -
113
301
1,360
1,119
1,169
- -
Total Equity
44
47
40
91
166
190
87
Return on Invested Capital (%)
- -
- -
- -
- -
6.79
- -
- -
Return on Capital (%)
- -
- -
- -
- -
7.45
- -
- -
Return on Common Equity (%)
- -
2.88
-18.21
-76.59
9.55
12.77
-28.93

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
30.97%
-54.16%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
-98.18%
-276.29%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
207
2026
- -
- -
- -

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.03
2026
- -
- -
-0.05

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Clayton Yoanis Howes
Full Time Employees
112
Sector
Technology services
Industry
Internet software/Services
Address
131 Macquarie Street Sydney NSW Australia 2000
IPO Date
Dec 16, 2019
Business
MoneyMe Limited operates as a digital consumer finance company in Australia, specializing in providing fast, flexible, and competitively priced credit products. Its core offerings include personal loans ranging from $5,000 to $50,000; secured car loans; digital credit cards such as the Freestyle Virtual Credit Card with credit limits up to $5,000; cash loans; short-term and quick loans; refinancing solutions; and debt consolidation services. The company leverages its proprietary technology platform, Horizon, to deliver smart, seamless, and efficient lending experiences primarily targeting customers with above-average credit profiles. MoneyMe also provides financial wellness tools along with its credit products. Founded in 2013 and headquartered in Sydney, MoneyMe operates mainly within the Australian market as a non-bank challenger in consumer lending. In recent major developments, MoneyMe settled a $125 million corporate funding facility with iPartners Nominees Pty Ltd in December 2024, refinancing its previous debt. It also executed a $178 million term securitisation trust in mid-2024. The company has enhanced its operational efficiencies with continued deployment of its proprietary real-time credit decisioning technology, aiming to deliver near-instant loan settlements. Additionally, MoneyMe reinforced its corporate governance with changes in its board structure, including the departure of a director in mid-2024. The company maintains its position as an innovator in digital consumer finance, further solidified by its B Corp certification received in August 2023, emphasizing its commitment to sustainable and responsible lending practices. MoneyMe Limited’s product portfolio and recent strategic initiatives underscore its focus on technology-driven, streamlined consumer credit solutions within the Australian finance sector. Its offerings are designed to serve diverse consumer needs, ranging from everyday spending to larger ticket financing such as automobile purchases, supported by enhanced funding arrangements and smart lending infrastructure. The company continues to evolve with strategic funding and governance updates to maintain competitive positioning in the digital lending landscape.