Mystate Limited

Mystate Limited

AASX:MYS
5.00
AUD
-0.06
(-1.19%)
0.28EPS
11.68P/E
413.65MMarket Cap
Feb 25Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
1.37
1.34
1.33
1.38
1.37
1.38
1.31
1.39
1.49
1.31
1.46
1.37
- -
Basic EPS, GAAP
0.32
0.33
0.37
0.32
0.34
0.34
0.34
0.32
0.39
0.3
0.35
0.32
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.28
0.28
0.28
0.26
0.21
0.24
0.25
0.24
0.13
0.23
0.1
0.2
- -
Book Value per Share
3.16
3.22
3.31
3.36
3.42
3.55
3.57
3.58
3.94
4.06
4.18
4.2
- -
Tangible Book Value per Share
2.32
2.34
2.42
2.47
2.45
2.57
2.65
2.67
3.15
3.31
3.46
3.43
- -
Basic Weighted Avg Shares
88
89
89
89
90
91
92
93
93
106
109
110
135
Sales/Revenue/Turnover
121
118
118
122
123
126
120
129
139
138
159
151
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
5
5
5
5
6
5
9
10
9
7
7
- -
Net Income, GAAP
28
30
33
28
30
31
31
30
36
32
39
35
- -
Effective Tax Rate (%)
29.46
28.78
29.37
31.04
28.78
30.07
30.13
30.07
30.19
30.23
30.23
29.71
- -
Profit Margin (%)
23.49
24.96
27.52
23.15
24.41
24.9
25.73
23.33
26.24
23.15
24.22
23.44
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
25
35
35
35
35
35
50
50
50
- -
Total Equity
280
286
293
300
311
325
330
334
415
430
458
465
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.28
10.46
4.72
2.58
2.49
2.24
1.96
1.71
2.12
1.94
1.87
1.39
- -
Return on Common Equity (%)
10.28
10.46
11.23
9.56
9.85
9.89
9.46
9.05
9.7
7.58
8.68
7.65
- -

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
159
2024
- -
- -
151
2025
- -
- -
- -

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.35
2024
- -
- -
0.32
2025
- -
- -
- -

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.1
2024
- -
- -
0.2
2025
- -
- -
- -

Company Description

CEO
Brett Alexander Morgan
Full Time Employees
541
Sector
Finance
Industry
Regional banks
Address
137 Harrington Street Hobart TAS Australia 7000
IPO Date
Sep 10, 2009
Business
MyState Limited (ASX: MYS) operates as a diversified financial services group in Australia, providing banking, insurance, and wealth management products and services to individual and business customers. The company offers core banking solutions including home loans, personal loans, savings accounts, term deposits, and business lending through MyState Bank; general insurance products such as home and contents, landlord, motor, and business insurance via MyState Insurance; and superannuation, investment management, and financial planning services under the MySuper and managed funds categories through MyState Super and MyState Wealth. It primarily serves retail consumers, small-to-medium enterprises, and self-managed superannuation fund investors across Australia, with a focus on the Tasmanian and national markets. Founded in 1987 as The Tasmanian Permanent Building Society and headquartered in Hobart, Tasmania, MyState Limited has no major subsidiaries outside its integrated divisions and operates solely within Australia. In the past two years, the company completed a strategic divestment of its managed investment schemes business to focus on core banking and insurance segments; launched digital enhancements to its banking app for improved customer experience; and announced a capital raising initiative in late 2024 to support lending growth amid competitive market conditions.