N1 Holdings Limited (ASX:N1H) is a property-backed private credit lender focused on small and medium enterprises (SMEs), property investors and high-net-worth clients in Australia. The company provides direct lending and private credit solutions including bridging finance, purchase and urgent settlement loans, business premises renovation, working capital, business expansion, equipment acquisition and upgrade, debt consolidation, equity release and external administration or receivership finance; mortgage, home and commercial loans for property owners and investors; fund management through its in-house mortgage fund; financial advisory and trustee services encompassing project advisory, information memoranda production, custody, compliance, risk management, fund administration, unit subscription, registration, pricing and redemption; real estate services via property sales and management through N1 Realty Pty Ltd; and migration services through N1 Migration Pty Ltd. Founded in 2011 and headquartered in Sydney, Australia, N1 Holdings operates exclusively within the Australian market across its financial services, real estate services, migration services and other segments. In the past year, the company expanded its funding capacity to $380 million as announced in November 2025, declared a dividend in October 2025 payable December 2025, released its preliminary final report in August 2025 highlighting a loan book exceeding $1 billion and over $4 billion settled in loans, and continues to grow its SME credit and private lending funds managing more than $250 million.