Pioneer Credit Ltd

Pioneer Credit Ltd

AASX:PNC
0.61
AUD
-0.01
(-1.61%)
0.14EPS
4.65P/E
108.49MMarket Cap
Mar 01Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
1.95
0.85
1.31
1.09
1.32
1.13
0.85
0.82
0.65
0.73
0.57
0.62
0.65
Basic EPS, GAAP
0.08
0.16
0.2
0.21
0.29
0.07
-0.63
-0.3
-0.4
- -
-0.09
0.04
0.15
Free Cash Flow per Basic Share
1.64
0.52
0.51
0.51
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.3
0.05
0.1
0.1
0.12
0.12
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
1.05
1.17
1.32
1.53
1.69
1.65
1.02
0.82
0.39
0.39
0.33
0.38
0.52
Tangible Book Value per Share
1.05
1.16
1.28
1.51
1.65
1.62
1
0.8
0.38
0.39
0.32
0.37
0.52
Basic Weighted Avg Shares
13
46
47
52
61
62
63
65
82
106
116
151
159
Sales/Revenue/Turnover
26
39
61
56
81
70
54
53
54
77
66
93
103
Operating Margin (%)
14.54
31.34
47.97
33.15
36.5
15.41
-11.91
16.64
10.17
37.02
10.47
47.88
48.36
Depreciation Expense
- -
1
1
1
2
3
4
4
3
2
2
1
2
Net Income, GAAP
1
7
9
11
18
4
-40
-20
-33
- -
-10
7
23
Effective Tax Rate (%)
55.62
30.54
31.16
29.47
29.57
35.11
- -
- -
- -
2.35
- -
0.09
- -
Profit Margin (%)
4.07
19.23
15.51
19.11
21.82
6.11
-74.5
-37.27
-61.67
0.21
-15.27
7.15
22.5
Working Capital
18
19
45
59
72
-65
-114
75
74
96
-181
96
109
LT Debt
2
21
48
74
127
- -
6
204
300
317
71
292
320
Total Equity
48
53
65
90
102
103
64
55
41
42
44
61
84
Return on Invested Capital (%)
2.71
11.87
19.52
9.06
10.26
2.52
- -
- -
- -
7.65
- -
11.77
12.75
Return on Capital (%)
2.78
12.07
10.9
9.06
10.61
3.88
- -
- -
- -
8.87
- -
11.73
12.75
Return on Common Equity (%)
2.24
14.81
16.07
13.87
18.33
4.19
-48.09
-33.14
-69.13
0.4
-23.31
12.72
31.96

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.88%
11.58%
38.24%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-718.55%
-1,219.99%
246.13%
Sales/Revenue/Turnover
8.01%
16.55%
10.07%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
66
2025
- -
- -
93
2026
- -
- -
103

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
-0.09
2025
- -
- -
0.04
2026
- -
- -
0.15

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Keith R. John
Full Time Employees
343
Sector
Finance
Industry
Finance/Rental/Leasing
Address
108 St Georges Terrace Perth WA Australia 6000
IPO Date
May 1, 2014
Business
Pioneer Credit Limited, alongside its associated entities, delivers specialized financial solutions across Australia. The company focuses on purchasing and managing retail debt portfolios, particularly from major banks and utility providers, to assist individuals facing financial challenges. Established in 2002 and based in Perth, Australia, it strives to offer flexible, ethical pathways for customers to resolve their financial obligations and achieve improved financial standing. Pioneer Credit emphasizes a customer-centric approach, aiming to alleviate debt stress through tailored repayment plans and support services. The firm has recently reinforced its financial guidance, anticipating strong profitability in upcoming fiscal years, and has secured key agreements with leading Australian banks, further solidifying its market position.