1. New Zealand Stocks

  2. •

    Finance

  3. •

    Property/Casualty insurance
Tower Limited

Tower Limited

1.66
AUD
-0.01
(-0.60%)
0.20EPS
7.46P/E
520.68MMarket Cap
Nov 26Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
0.97
1.16
1.3
1.35
1.36
0.98
0.93
0.87
0.9
1.01
1.21
1.44
1.51
Basic EPS, GAAP
0.14
0.11
-0.03
-0.11
-0.04
-0.02
0.05
0.03
0.05
0.05
- -
0.22
0.23
Free Cash Flow per Basic Share
-0.09
- -
-0.02
-0.1
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.11
0.11
0.15
0.14
- -
- -
- -
- -
0.03
0.06
0.04
0.03
0.14
Book Value per Share
1.56
1.57
1.4
1.12
1.08
0.86
0.92
0.91
0.91
0.93
0.88
1.05
1.02
Tangible Book Value per Share
1.44
1.4
1.16
0.96
0.92
0.72
0.68
0.69
0.68
0.65
0.59
0.77
0.75
Basic Weighted Avg Shares
242
220
205
198
197
288
328
375
379
358
342
342
360
Sales/Revenue/Turnover
234
255
266
266
268
282
303
328
341
360
412
493
542
Operating Margin (%)
6.4
- -
-7.48
-19.85
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
23
3
4
6
8
7
8
15
17
20
23
25
25
Net Income, GAAP
34
23
-7
-22
-8
-7
17
12
19
19
-1
74
84
Effective Tax Rate (%)
94.41
27.79
- -
- -
- -
- -
35.35
39.06
32.11
29.87
68.37
30.95
28.94
Profit Margin (%)
14.64
9.1
-2.63
-8.39
-3.16
-2.4
5.46
3.63
5.47
5.22
-0.3
15.06
15.45
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
30
- -
- -
6
33
29
27
24
20
Total Equity
381
326
281
224
216
275
293
347
350
318
300
360
351
Return on Invested Capital (%)
0.16
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.62
6.52
- -
- -
- -
- -
5.68
3.66
4.91
5.23
-0.27
21.82
22.41
Return on Common Equity (%)
7.81
6.59
-2.31
-8.9
-3.87
-2.78
5.87
3.74
5.4
5.66
-0.4
22.5
23.54

Capital Structure

NZD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

NZD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

NZD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.19%
0.68%
-2.64%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-642.05%
-1,237.08%
12.64%
Sales/Revenue/Turnover
7.53%
10.71%
9.77%
Total Cash Common Dividend
- -
- -
358.14%

Semi-annual Revenue

NZD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
412
2024
- -
- -
493
2025
- -
- -
542

Semi-annual Earnings Per Share

NZD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
0.22
2025
- -
- -
0.23

Semi-annual Dividends Per Share

NZD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.04
2024
- -
- -
0.03
2025
- -
- -
0.14

Company Description

Company Profile APIChatGPT
CEO
Paul Johnston
Full Time Employees
966
Sector
Finance
Industry
Property/Casualty insurance
Address
136 Fanshawe Street Auckland AUK New Zealand 1142
IPO Date
Sep 28, 1999
Website
tower.co.nz
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Business
Tower Limited delivers a broad spectrum of general insurance solutions across New Zealand and its Pacific Island markets, including Fiji, Tonga, Samoa, American Samoa, and the Cook Islands. Their extensive product offerings encompass coverage for motor vehicles, homes, personal belongings, rental properties, businesses, travel, and even unique assets like boats, motorbikes, electric vehicles, and lifestyle blocks. Celebrating over 150 years, the company emphasizes digital transformation, with its self-service platform enabling customers to easily manage their policies and claims, and it holds the distinction of being New Zealand's pioneering insurer to implement address-level risk-based pricing for natural perils. Headquartered in Auckland, New Zealand, Tower recently announced a significant partnership with Westpac NZ to broaden its reach to the bank's retail clients starting in July 2026, further solidifying its position in the region. The company recorded robust financial performance in FY24, reflecting strategic improvements and operational efficiencies.

Company News

Company News APIChatGPT

  • defenseworld.net

    Tower AGM: Chair hails “exceptional” FY2025, warns calm claims won’t last; FY2026 guide held