Wisr Ltd.

Wisr Ltd.

0.04
AUD
+0.00
(+9.38%)
0.00EPS
31.72MMarket Cap
Mar 02Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
- -
- -
- -
- -
- -
0.01
0.01
0.02
0.04
0.07
0.07
0.06
0.07
Basic EPS, GAAP
-0.02
-0.09
-0.03
-0.01
-0.01
-0.01
-0.03
-0.02
-0.01
-0.01
-0.01
-0.01
- -
Free Cash Flow per Basic Share
0.03
-0.02
-0.03
-0.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.05
0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.03
-0.07
0.03
0.02
0.01
0.02
0.03
0.05
0.06
0.05
0.03
0.02
0.02
Tangible Book Value per Share
0.03
-0.07
0.03
0.02
0.01
0.02
0.03
0.05
0.06
0.04
0.03
0.01
0.02
Basic Weighted Avg Shares
10
10
269
396
443
579
905
1,105
1,348
1,357
1,366
1,387
1,623
Sales/Revenue/Turnover
- -
- -
1
1
2
3
7
27
59
91
92
90
107
Operating Margin (%)
- -
- -
-509.98
-519.78
-416.28
-261.09
-320.05
-38.14
- -
35.46
47.76
52.34
55.05
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
1
1
1
2
2
3
Net Income, GAAP
- -
-1
-8
-5
-6
-7
-24
-18
-20
-13
-8
-7
-7
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
- -
- -
-671.57
-488.59
-401.2
-247.01
-330.66
-64.8
-33.53
-14.42
-8.89
-8.07
-6.28
Working Capital
- -
-1
1
4
1
14
37
71
49
32
25
848
24
LT Debt
- -
- -
- -
- -
- -
2
- -
- -
- -
- -
- -
834
3
Total Equity
- -
-1
9
9
5
17
36
72
78
68
48
27
41
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-4.82
- -
- -
-60.73
-89.57
-69.11
-89.24
-32.6
-26.52
-18.04
-14.12
-19.44
-19.73

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
40.81%
-4.78%
54.78%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
11.71%
-15.54%
-7.51%
Sales/Revenue/Turnover
73.6%
37.83%
18.76%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
92
2025
- -
- -
90
2026
- -
- -
107

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
-0.01
2025
- -
- -
-0.01
2026
- -
- -
- -

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Andrew Goodwin
Full Time Employees
52
Sector
Finance
Industry
Finance/Rental/Leasing
Address
333 Kent Street Sydney NSW Australia 2000
IPO Date
Jul 13, 2015
Business
Wisr Limited is an Australian neo-lender specializing in consumer finance and personal lending services. The company offers a range of secured and unsecured personal loans including debt consolidation loans, car loans, wedding loans, home renovation loans, travel loans, and electric vehicle loans with maturities of three, five, and seven years. Its product suite also includes financial wellness tools such as the Wisr App, which supports debt reduction through features like Debt Bustr, Round Up, Breach Alert, and credit score monitoring. Wisr operates solely in Australia and serves retail consumers by providing digital lending solutions underpinned by its Financial Wellness Platform. Founded in 2017 and headquartered in Australia, Wisr Limited has expanded its funding and operational capabilities through strategic warehouse funding facilities with commitments totaling $650 million, supporting loan originations and growth. In recent developments, Wisr reported a significant increase in secured vehicle loan originations by 143% and personal loan originations by 40% for the half-year ended December 2024, contributing to its return to EBITDA profitability. The company has focused on front book repricing initiatives and improving funding margins, leading to increases in portfolio yield and net interest margin. Wisr also continues to enhance automation and technology-driven efficiencies to scale its operations effectively. The company’s latest strategic focus includes expanding its range of financial products and services, strengthening broker-oriented offerings, and upgrading digital capabilities to support better outcomes for borrowers and investors. Wisr’s financial wellness approach differentiates it within the consumer lending industry in Australia, targeting everyday Australians looking for smarter money management solutions. This progression is supported by ongoing access to equity capital and funding facilities, positioning Wisr as a growing player in the Australian fintech and consumer finance market.