1. Chile Stocks

  2. •

    Finance

  3. •

    Regional banks
Banco Santander-Chile

Banco Santander-Chile

82.40
BRL
-0.48
(-0.58%)
6.66EPS
12.93P/E
80.03BMarket Cap
Oct 30Next Earn
Banco Santander-Chile
B3:B1SA34
(B3)

Recent

price

82.40

P/E

ratio

12.93

div

yld

4.44%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CLP
1,366.71
1,407.5
1,458.76
1,586.7
1,738.77
1,724.01
1,762.96
1,832.83
1,910.54
2,008.47
2,146.64
2,385.34
2,322.17
2,013.36
2,734.44
3,004.7
3,426.1
Revenue per Share
532.51
423.77
375.95
466.02
600.49
472.53
501.61
593
627.27
652.31
576.99
887.67
834.78
610.51
898.73
1,076.67
1,168.87
Basic EPS, GAAP
-117.34
1,576.42
-1,299.08
617.42
206.41
627.04
681.2
-534.99
974.21
1,860.05
-954.37
-718.01
-497.62
1,260.45
394.77
-86.54
1,088.04
Free Cash Flow per Basic Share
272.63
301.65
275.06
245.27
279.38
347.91
354.72
348.38
446.34
374.2
349.03
327.13
489.92
511.22
366.13
632.67
655.37
Dividend per Share
2,008.44
2,171.28
2,278.24
2,469.71
2,783.73
2,921.12
3,064.92
3,272.68
3,370.95
3,581.23
3,814.32
4,565.7
5,114.83
5,497.7
5,536.48
5,917.69
5,241.09
Book Value per Share
1,926.26
2,086.21
2,186.21
2,399.43
2,740.55
2,867.24
3,003.72
3,206.07
3,300.43
3,503.9
3,727.35
4,465.17
5,001.26
5,394.92
5,443.05
5,821.3
5,152.11
Tangible Book Value per Share
949
949
949
949
949
949
949
949
949
949
949
949
949
949
949
949
964
Basic Weighted Avg Shares
1,297,118
1,335,827
1,384,480
1,505,903
1,650,232
1,636,228
1,673,188
1,739,499
1,813,253
1,906,200
2,037,332
2,263,880
2,203,922
1,910,841
2,595,202
2,851,150
3,303,525
Sales/Revenue/Turnover
43.03
- -
32.04
30.48
36.34
32.08
34.59
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
49,403
53,466
56,369
61,074
44,127
53,614
65,359
77,823
79,280
106,092
109,426
122,055
129,993
143,762
141,435
135,159
133,786
Depreciation Expense
505,393
402,191
356,808
442,294
569,910
448,466
476,067
562,801
595,333
619,091
547,614
842,467
792,276
579,427
852,964
1,021,650
1,127,054
Net Income, GAAP
14.4
15.96
10.96
17.54
8.14
14.47
18.56
20.21
21.9
22.03
20.5
20.64
10.39
14.11
20.35
16.65
16.02
Effective Tax Rate (%)
38.96
30.11
25.77
29.37
34.54
27.41
28.45
32.35
32.83
32.48
26.88
37.21
35.95
30.32
32.87
35.83
34.12
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,190,888
6,552,056
6,009,292
6,881,035
7,044,464
7,285,433
9,270,485
8,809,809
9,954,666
13,597,375
14,694,865
10,266,971
12,291,624
14,216,415
14,436,116
13,115,850
13,284,811
LT Debt
1,937,977
2,094,518
2,196,501
2,372,456
2,675,068
2,802,555
2,938,199
3,147,920
3,245,460
3,478,503
3,704,774
4,427,573
4,963,947
5,342,495
5,358,955
5,736,301
5,138,320
Total Equity
6.93
- -
4.29
4.32
5.44
4.53
4.23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
7
4.35
3.75
5.04
5.94
4.5
4.25
4.55
4.7
4.07
3.06
5.03
4.86
3.07
4.3
5.2
6.29
Return on Capital (%)
28.34
20.28
16.9
19.63
22.86
16.57
16.76
18.71
18.88
18.77
15.6
21.19
17.25
11.51
16.29
18.8
23.76
Return on Common Equity (%)

Capital Structure

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
6,629
10,776
10,977
LT Borrowings
13,081,830
13,646,803
13,247,022
LT Finance Leases
34,020
39,191
37,789
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
949
949
949
Market Capitalization
13,524,620
14,431,351
14,348,402

Working Capital

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,635,916
9,935,587
8,248,429
Accounts Receivable, Net
99,436
108,506
185,150
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
859,546
893,636
626,814
ST Debt
6,629
10,776
10,977
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.54%
9.32%
7.04%
Free Cash Flow
-111.17%
-119.87%
-121.92%
Net Income, GAAP
11.06%
17.6%
19.78%
Sales/Revenue/Turnover
6.33%
8.17%
9.86%
Total Cash Common Dividend
9.76%
18.45%
72.77%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
546,181
650,918
519,587
705,194
2,595,202
2025
728,073
732,200
490,460
1,249,146
2,851,150
2026
732,201
831,718
- -
- -
- -

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
127.08
230.33
256.14
286.44
898.73
2025
292.7
287.91
237.97
243.62
1,076.67
2026
287.85
403.07
- -
- -
- -

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
367.6
- -
- -
366.13
2025
- -
634.14
- -
- -
632.67
2026
- -
665.79
- -
- -
- -
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Business
Banco Santander-Chile Banco Santander-Chile provides commercial and retail banking services in Chile through its segments of retail banking for individuals and SMEs, middle-market banking for companies and large corporations, global corporate banking for multinational firms, and corporate activities including financial management. The bank offers checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans in Chilean pesos and foreign currencies; mutual funds; financial leasing; insurance brokerage; asset management; securities brokerage; investment services; and business consulting. A subsidiary of Banco Santander, S.A. with majority ownership, Banco Santander-Chile was incorporated in 1977 and is headquartered at Bandera 140 in Santiago, Chile, where it operates 30 branches serving approximately 9,400 employees and focusing on local customers alongside international trade financing. In November 2025, the company proposes a strategic alliance incorporating PagoNxt as a 49.99% partner in its Getnet Chile payments subsidiary for Ch$41.6 billion in cash and a renewable distribution agreement valued at Ch$45.2 billion net present value, aiming to enhance competitiveness, innovation, and market leadership in payments.

Company News

Company News APIChatGPT

  • defenseworld.net

    MetroCity Bankshares (NASDAQ:MCBS) vs. Banco Santander Chile (NYSE:BSAC) Head-To-Head Review

  • fool.com

    Banco Santander-Chile's 2026 Outlook: Efficiency Ratio Improves to 30.8% as the Bank Remains Resilient Amid a Sluggish Economy

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    Banco Santander Chile (NYSE:BSAC) & Zions Bancorporation, N.A. (NASDAQ:ZION) Head-To-Head Review

  • globenewswire.com

    Banco Santander Chile: Third Quarter 2026 Analyst and Investor Webcast / Conference Call

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    Critical Survey: Zions Bancorporation, N.A. (NASDAQ:ZION) and Banco Santander Chile (NYSE:BSAC)

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    ChileDay Madrid 2026: Santander announces US$800 million investment plan in Chile

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    Nykredit A S Invests $1.41 Million in Banco Santander Chile $BSAC

  • marketbeat.com

    Banco Santander Chile Q2 Earnings Call Highlights

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    Banco Santander-Chile (BSAC) Q2 2026 Earnings Call Transcript

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    Banco Santander-Chile Reports Strong Second Quarter 2026 Results, Driven by Continued Customer Growth, Higher Profitability and Solid Capital Levels

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    Banco Santander Chile (BSAC) Expected to Release Earnings on Friday

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    Banco Santander Chile: Second Quarter 2026 Analyst and Investor Webcast / Conference Call

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    Why Banco Santander-Chile (BSAC) is a Great Dividend Stock Right Now

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    Is Banco Santander Chile (BSAC) Overvalued After 3.6% Rally? GF Value Says Overvalued

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    Are You Looking for a High-Growth Dividend Stock?

  • marketbeat.com

    Banco Santander Chile Q1 Earnings Call Highlights

  • seekingalpha.com

    Banco Santander-Chile (BSAC) Q1 2026 Earnings Call Transcript

  • zacks.com

    Down 8.3% in 4 Weeks, Here's Why You Should You Buy the Dip in Banco Santander-Chile (BSAC)