Banco Bmg SA BMG Pfd Registered Shs -144A- Reg S

Banco Bmg SA BMG Pfd Registered Shs -144A- Reg S

7.17
BRL
-0.08
(-1.10%)
Nov 05Next Earn
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
1,451
2,006
2,630
3,281
3,123
3,616
4,040
4,649
4,566
4,615
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
164
21
28
59
104
91
123
174
180
192
Net Income, GAAP
26
219
387
314
170
60
268
253
561
608
Effective Tax Rate (%)
- -
43.06
- -
12.54
- -
- -
- -
- -
- -
- -
Profit Margin (%)
1.81
10.94
14.73
9.56
5.43
1.67
6.63
5.44
12.28
13.18
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,666
3,415
2,857
6,320
4,270
5,850
5,580
8,884
7,091
7,211
Total Equity
2,572
2,623
4,069
4,152
3,824
4,131
4,180
4,407
4,023
4,450
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
3.89
- -
3.65
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
8.45
11.61
7.66
4.27
1.53
6.5
5.95
13.6
13.83

Capital Structure

BRL

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,441
1,305
1,410
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-0.4%
-8.71%
Free Cash Flow
- -
-16.32%
-384.38%
Net Income, GAAP
- -
69.96%
121.74%
Sales/Revenue/Turnover
- -
7.2%
-1.78%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,090
1,211
1,066
1,343
4,649
2025
1,196
1,136
1,082
1,119
4,566
2026
1,204
1,211
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Ana Karina Bortoni Dias
Full Time Employees
2,222
Sector
Finance
Industry
Regional banks
Address
Av. Presidente Juscelino Kubitsche, 1830 São Paulo SP Brazil 04543-900
IPO Date
Oct 28, 2019
Business
Banco BMG S.A. Banco BMG S.A. is a Brazil-based multiple-service commercial bank that provides retail banking, wholesale banking, and insurance products primarily to individuals and corporate clients throughout Brazil. Founded in 1930 as Banco de Crédito Predial S.A. and headquartered in São Paulo, the bank offers digital accounts; payroll-deducted consigned credit cards and direct debit loans exclusive to INSS retirees, pensioners, and public servants; personal loans with debit from credit card invoices; FGTS Saque-Aniversário advances; CLT worker loans; digital account credit cards; insurance products including lender, life, family life, FGTS Protected, and Bmg Med personal accident coverage with health consultations; Bmg Consortium services; fixed income investments such as bank deposit certificates (CDBs), agribusiness letters of credit, and real estate credit letters; structured financial services for medium and large corporates encompassing derivatives, surety bonds insurance, debentures, trade finance, and working capital; as well as commercial banking services through physical branches, digital platforms, bank correspondents, and white-label partnerships with soccer clubs. The bank operates via a phygital model combining digital and physical channels, targeting payroll clients over age 50 from classes C and D, public sector employees, and institutional investors, with a credit portfolio of R$23.5 billion as of September 2025 emphasizing consignable products at 71.8%. Recent developments include the sale of its full stake in Granito Instituição de Pagamento S.A. to Banco Inter in July 2024 to focus on core lines; the divestiture of Bmg Seguros S.A. to Dayprev Vida e Previdência S.A. in January 2025; the pending acquisition of the remaining 40% of Bmg Seguradora to reach 100% ownership announced in April 2025; Wiz Co's exercise of a 9% option in Bmg Corretora in November 2024, reducing the bank's stake to 51%; a capital increase of R$49.5 million approved in September 2025; multiple capital market issuances such as R$300 million in its 5th public Financial Bills in October 2024; and a strategic shift toward higher-profitability products amid a 4.7% quarterly credit portfolio reduction to R$23.5 billion in 3Q25, alongside efficiency improvements to a 53.0% ratio and net income of R$388 million for 9M25.