1. Brazil Stocks

  2. •

    Finance

  3. •

    Major banks
Banco do Estado do Rio Grande do Sul SA

Banco do Estado do Rio Grande do Sul SA

17.99
BRL
+0.48
(+2.74%)
Nov 12Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
4,823
5,425
6,228
7,122
7,636
7,987
8,103
7,611
7,204
7,190
7,534
8,411
8,842
8,932
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
65
64
53
148
189
200
211
223
245
353
371
409
407
419
Net Income, GAAP
792
691
849
660
1,053
1,049
1,344
727
949
715
870
727
1,714
1,642
Effective Tax Rate (%)
26.81
18.77
7.99
31.33
26.17
34.15
7.03
23
20.77
- -
7.28
4.36
14.84
13.67
Profit Margin (%)
16.41
12.75
13.63
9.26
13.79
13.13
16.59
9.56
13.17
9.94
11.55
8.65
19.38
18.38
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
7,853
9,239
8,855
7,386
6,869
7,607
4,561
4,879
7,106
5,000
4,855
7,881
10,712
10,062
Total Equity
5,150
5,671
6,209
6,443
7,035
7,279
7,794
8,346
9,049
9,420
9,669
10,419
11,465
11,848
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.08
4.95
5.66
4.56
7.59
7.28
9.87
5.69
6.46
- -
6.01
4.43
8.47
7.53
Return on Common Equity (%)
16.18
12.78
14.29
10.43
15.63
14.66
17.85
9.02
10.91
7.75
9.12
7.24
15.67
14.48

Capital Structure

BRL

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
22,474
19,839
23,794
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.36%
6.59%
10.04%
Free Cash Flow
-288.58%
169.68%
-9.07%
Net Income, GAAP
16.6%
29.34%
135.67%
Sales/Revenue/Turnover
3.76%
3.2%
5.12%
Total Cash Common Dividend
- -
49.68%
-51.98%

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,043
2,164
2,098
1,863
8,411
2025
2,279
2,328
2,274
1,961
8,842
2026
2,418
2,280
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Fernando Guerreiro de Lemos
Full Time Employees
9,228
Sector
Finance
Industry
Major banks
Address
Rua CapitAo Montanha, 177 Porto Alegre RS Brazil 90010-040
IPO Date
Jul 20, 1977
Website
banrisul.com.br
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Business
Banco do Estado do Rio Grande do Sul S.A. (Banrisul) operates as a multiple-service bank focused on retail and corporate banking in Brazil, offering a comprehensive range of financial products and services including personal loans, real estate financing, payroll loans, long-term financing, foreign exchange operations, securities brokerage, consortium management for movable goods, real estate and services; payment solutions via Vero acquirer network and BanriCard benefits cards, insurance, pension plans, capitalization bonds, and development financing for agribusiness and corporate sectors. The bank maintains the largest service network in Southern Brazil, concentrated primarily in Rio Grande do Sul with presence in other states and abroad, supported by a robust digital platform for client access. Founded in 1928 and headquartered in Porto Alegre, Brazil, Banrisul trades on B3 under tickers BRSR3, BRSR5 and BRSR6, with subsidiaries encompassing Banrisul Administradora de Consórcios, Banrisul Corretora de Valores Mobiliários e Câmbio, Banrisul Pagamentos, Banrisul Armazéns Gerais, Bem Promotora de Vendas e Serviços, and a 49.9% stake in Banrisul Icatu Participações for insurance and pensions. Recent strategic developments include intensified digital transformation with launches of a new mobile app, digital discounting services reaching balances near R$150 million, and self-service digital products; expansion in corporate lending with 21% growth and long-term financing portfolio surging 367% year-over-year to R$2.36 billion as of 1Q25; strengthened focus on portfolio mix diversification including receivables and collateralized loans; and ongoing emphasis on cost containment and credit recovery enhancements amid solid net profit increases of 66.7% in recent quarters. Banrisul continues to prioritize regional economic development in Rio Grande do Sul while broadening its commercial footprint through innovative services and risk management aligned with updated regulatory provisions like Resolution 4,966.