Bank of China Limited

Bank of China Limited

BACHF
Bank of China LimitedUS flagOther OTC
0.65
USD
-0.03
- -
210.40BMarket Cap
Bank of China Limited
BACHF
(Other OTC)

Recent

price

0.65

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.03
1.19
1.31
1.45
1.64
1.55
1.58
1.57
1.64
1.78
1.79
1.95
1.86
1.98
1.98
2
2.13
Revenue per Share
0.39
0.45
0.5
0.56
0.61
0.56
0.54
0.56
0.59
0.61
0.61
0.7
0.72
0.74
0.75
0.74
0.78
Basic EPS, GAAP
1.06
0.66
0.84
0.99
0.33
2.08
0.49
1.17
2.03
-1.7
0.11
2.63
-0.16
2.51
1.65
2.32
3.15
Free Cash Flow per Basic Share
0.15
0.16
0.18
0.2
0.23
0.24
0.23
0.23
0.24
0.29
0.28
0.07
0.34
0.36
0.37
0.44
0.38
Dividend per Share
1.6
1.77
1.87
2.15
2.51
2.55
2.8
3.06
3.21
3.49
3.67
4.04
4.26
4.54
4.67
4.89
5.28
Book Value per Share
2.48
2.69
3.03
3.38
3.94
4.07
4.5
4.73
5.25
5.84
6.3
7.13
7.68
8.32
8.83
9.36
9.89
Tangible Book Value per Share
267,738
276,169
279,312
280,198
278,025
305,080
304,774
307,870
305,231
307,221
316,180
309,370
314,614
313,384
317,121
328,407
314,617
Basic Weighted Avg Shares
275,788
327,650
365,478
406,416
455,012
471,987
482,733
482,116
501,997
548,125
565,373
604,081
584,722
621,924
629,415
657,178
671,260
Sales/Revenue/Turnover
51.55
- -
51.25
52.21
50.75
48.81
45.58
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
10,319
12,257
14,075
15,690
15,563
15,608
15,691
16,769
17,043
25,355
27,506
28,792
28,868
30,416
29,221
28,034
- -
Depreciation Expense
104,418
124,276
139,656
156,911
169,595
170,845
164,578
172,407
180,086
187,405
192,870
216,559
226,522
231,904
237,841
243,021
245,288
Net Income, GAAP
22.83
22.62
22.34
23.05
23.45
22.52
17.25
17.01
16.2
19.45
16.76
17.82
16.54
16.66
14.32
14.39
14.02
Effective Tax Rate (%)
37.86
37.93
38.21
38.61
37.27
36.2
34.09
35.76
35.87
34.19
34.11
35.85
38.74
37.29
37.79
36.98
36.54
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
287,444
401,100
442,676
492,609
466,314
547,375
548,735
740,820
1,109,376
1,579,942
1,551,043
1,718,692
1,888,997
2,209,527
2,521,963
2,782,404
2,589,116
LT Debt
676,150
757,137
861,542
961,477
1,183,428
1,357,605
1,487,092
1,576,679
1,725,397
1,976,696
2,162,837
2,350,553
2,563,301
2,756,815
2,952,964
3,208,124
3,247,732
Total Equity
12.67
- -
11.51
11.53
11.1
9.82
9.09
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.7
27.1
27.61
27.89
26.1
23.19
20.18
19.2
18.74
18.26
17.29
17.97
17.48
16.78
16.37
15.75
15.35
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
99,969
99,969
99,969
Shares Outstanding
322,212
322,212
322,212
Market Capitalization
1,268,911
1,140,823
1,389,324

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,825,612
4,330,456
4,175,223
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9%
8.21%
8.64%
Free Cash Flow
40.05%
110.42%
45.26%
Net Income, GAAP
3.65%
4.8%
2.18%
Sales/Revenue/Turnover
3.42%
3.12%
4.41%
Total Cash Common Dividend
34.66%
64.54%
20.95%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
160,735
156,198
160,649
151,833
629,415
2025
164,637
163,768
161,854
166,919
657,178
2026
178,719
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
- -
0.19
- -
0.75
2025
0.18
- -
- -
- -
0.74
2026
0.18
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.03
- -
0.27
- -
0.37
2025
0.15
- -
- -
- -
0.44
2026
0.06
- -
- -
- -
- -
Business
Bank of China Limited (BACHF) operates as China's most internationalized state-controlled commercial bank, providing a comprehensive range of financial services including commercial banking with corporate banking, personal banking, and treasury operations; investment banking through Bank of China International Holdings Limited encompassing IPO financing, mergers and acquisitions, securities sales, derivatives, and asset management; insurance via Bank of China Group Insurance Company Limited; asset management; aircraft leasing through BOC Aviation Pte. Ltd.; direct investment and fund management; and specialized products such as trade financing (Rong Yi Da, Tong Yi Da, Rong Xin Da, Rong Huo Da), RMB and foreign currency wealth management, bank cards (Great Wall, Phoenix Miles VISA, Ctrip co-branded), payment services (Taiwan remittance, priority remittance), and cross-border RMB clearing. Founded in 1912 and headquartered in Beijing, the bank maintains over 10,000 domestic outlets in China and more than 600 overseas operations across over 50 countries and regions, including key hubs in Hong Kong, London, New York, Singapore, and Peru; it serves corporate, personal, and institutional customers worldwide with a focus on foreign exchange, Belt and Road Initiative (BRI) projects, inclusive finance, green financing, and pension services, supported by subsidiaries like Bank of China (Hong Kong) Limited, which issues notes and drives cross-border activities. In recent developments, Bank of China has expanded BRI financing with cumulative credit support exceeding USD372 billion for over 1,200 projects as of end-2024, including involvement in Peru's Chancay Port through syndicated loans; launched innovative products like non-housing consumer loans (RMB95.825 billion increase) and equipment renewal funding (over RMB120 billion); grew inclusive loans by 29.63% in balance and 39.62% in accounts; enhanced custody and trust services via partnerships such as with BOCI-Prudential Trustee (driving 60% assets under custody growth) and Manulife Investments for multi-asset income solutions; and advanced digital initiatives including e-HKD pilot completion and RMB clearing leadership.

Company News

APIChatGPT
  • Bank of China Limited (BACHF) Q2 2025 Earnings Call Transcript

  • Bank of China Limited (BACHF) Q4 2024 Earnings Call Transcript