Beacon Financial Corp.

Beacon Financial Corp.

BBT
Beacon Financial Corp.US flagNew York Stock Exchange
32.50
USD
-0.11
- -
2.73BMarket Cap
Beacon Financial Corp.
BBT
(New York Stock Exchange)

Recent

price

32.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.07
4.68
6.69
6.54
7.07
7.29
7.67
8.17
8.16
8.46
8.59
9.45
10.13
10.02
9.51
6.33
13.25
Revenue per Share
1.09
1.12
1.27
1.23
1.47
1.69
1.77
1.61
2.45
2.59
1.43
3.52
3.39
2.02
1.84
1.03
2.64
Basic EPS, GAAP
1.59
1.07
1.22
1.96
2.6
2.03
2.46
2.35
3.58
2.92
3.3
3.92
3.5
2.81
2.67
2.43
3.67
Free Cash Flow per Basic Share
0.81
0.81
0.81
0.81
0.81
0.85
0.86
0.86
0.94
1.05
1.1
1.14
1.24
1.29
1.29
0.72
1.54
Dividend per Share
19.97
20.25
20.71
20.71
21.61
22.42
23.31
24.82
26.77
28.08
28.51
30.33
30.74
32.1
32.65
29.78
30.1
Book Value per Share
18.15
18.2
15.32
15.49
16.51
17.43
18.42
20.38
21.82
23.19
23.56
25.37
25.71
25
25.74
23.32
23.82
Tangible Book Value per Share
25
25
29
29
29
29
30
31
33
33
33
33
32
37
37
87
60
Basic Weighted Avg Shares
100
115
196
192
208
215
226
255
273
283
285
309
328
371
356
553
801
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
4
9
11
10
10
10
9
9
9
7
7
7
16
15
25
41
Depreciation Expense
27
28
37
36
43
50
52
51
83
88
48
115
110
75
69
90
160
Net Income, GAAP
40.93
40.83
35.74
35.34
36.71
35.92
35.5
44.87
23.23
24.36
23.26
25.33
21.58
20.14
25.06
25.92
27.29
Effective Tax Rate (%)
26.81
23.95
18.96
18.77
20.84
23.2
23.14
19.78
30.43
30.99
16.73
37.32
33.46
20.2
19.33
16.32
19.95
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
376
507
854
813
1,126
983
1,044
1,021
921
928
844
378
1,452
1,409
207
335
980
LT Debt
498
507
616
618
647
673
703
813
911
946
942
995
992
1,199
1,222
2,496
2,540
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.47
5.53
6.66
5.88
6.89
7.6
7.68
6.71
9.64
9.4
5.01
11.92
11.04
6.85
5.68
4.86
8.42
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
544
- -
- -
LT Borrowings
244
1,073
889
LT Finance Leases
91
93
91
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
84
84
84
Market Capitalization
2,210
2,514
2,569

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,730
1,532
2,777
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
544
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.79%
26.48%
104.27%
Free Cash Flow
18.48%
21.11%
112.22%
Net Income, GAAP
15.47%
25.75%
31.37%
Sales/Revenue/Turnover
10.87%
15.83%
55.53%
Total Cash Common Dividend
10.07%
12.4%
31.34%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
88
86
90
92
356
2025
91
95
145
222
553
2026
215
219
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.44
0.54
0.47
1.84
2025
0.51
0.59
-0.57
1.19
1.03
2026
1.31
1.83
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.32
0.32
0.32
0.32
1.29
2025
0.32
0.32
0.14
0.32
0.72
2026
0.77
0.77
- -
- -
- -
Business
Beacon Financial Corporation Beacon Financial Corporation (NYSE: BBT) serves as the holding company for Beacon Bank & Trust, commonly known as Beacon Bank, a full-service regional bank offering commercial and retail banking solutions throughout New England and New York; the company maintains $24 billion in assets across more than 145 branches and provides deposit products including demand deposits, interest-bearing checking accounts, savings accounts, money market accounts, certificates of time deposit, and retirement accounts. Beacon Bank delivers a comprehensive suite of lending services encompassing commercial real estate loans, commercial and industrial loans, residential mortgages, consumer loans, asset-based lending, equipment financing through its Eastern Funding subsidiary, and Small Business Administration (SBA) lending via its 44 Business Capital division; it also offers cash management, online and mobile banking, private wealth management through Clarendon Private with over $3 billion in assets under management, investment products, brokerage services, trust administration, financial planning, and commercial payment processing. The bank operates through established divisions including Berkshire Bank, Brookline Bank, BankRI, and PCSB Bank, targeting personal, commercial, non-profit, and municipal customers with tailored solutions such as revolving lines of credit, letters of credit, overdraft programs, and debit card services. Founded in 1846 and headquartered at 131 Clarendon Street in Boston, Massachusetts, Beacon Financial Corporation completed a merger of equals with Berkshire Hills Bancorp, Inc. and Brookline Bancorp, Inc. on September 1, 2025, creating the combined entity and resulting in a name change from its prior incarnation; this strategic combination enhances scale, generates expected synergies in cost efficiencies and revenue growth, and prompted significant insider buying totaling $6.8 million by the CFO and directors in early November 2025 amid post-merger integration, with Q3 2025 results showing net interest income of $132.61 million exceeding expectations by 46% and a net interest margin of 3.7%.

Company News

APIChatGPT
  • Beacon Financial Corporation Appoints John B. Eagan General Counsel & Corporate Secretary

  • Beacon Financial Corporation (BBT) Q2 2026 Earnings Call Transcript

  • Compared to Estimates, Beacon (BBT) Q2 Earnings: A Look at Key Metrics

  • Beacon Financial (BBT) Q2 Earnings Meet Estimates

  • Beacon Financial Corporation Announces Second Quarter Results

  • Fifth Third Bancorp Has $2.17 Million Position in Beacon Financial Corporation $BBT

  • Beacon Financial: Q2 Earnings Preview, With Shares Still Cheap

  • Beacon Financial Corporation Announces Second Quarter 2026 Earnings Release Date and Conference Call

  • Beacon Bank and Baker Hill Expand Long-Standing Partnership to Enhance Digital Small Business and SBA Lending Experiences

  • Beacon Financial Corporation (BBT) Q1 2026 Earnings Call Transcript

  • Why Beacon Financial (BBT) is a Great Dividend Stock Right Now

  • Beacon (BBT) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Beacon Financial (BBT) Lags Q1 Earnings and Revenue Estimates

  • Beacon Financial Corporation Announces First Quarter Results

  • Beacon Financial appoints Gary Levante Chief Marketing Officer

  • Beacon Financial (BBT) Reports Next Week: Wall Street Expects Earnings Growth

  • Beacon Financial Corporation Announces First Quarter 2026 Earnings Release Date and Conference Call

  • Beacon Financial Corporation Announces Debut of Beacon Bank

  • Three Fast-Moving Regional Banks Help Drive This ETF Breakout

  • Beacon Financial (BBT) Could Be a Great Choice