BayCom Corp
NASDAQTotal Valuation
BayCom Corp carries a market capitalization of 363.93M, placing it among publicly traded companies globally. Its enterprise value stands at 321.86M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 363.93M |
| Enterprise Value | 321.86M |
Share Statistics
BayCom Corp currently has 10.91M shares outstanding.
| Shares Outstanding | 10.91M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
BayCom Corp trades at a trailing price-to-earnings ratio of 12.31. The price-to-sales ratio is 3.12, and the price-to-book ratio stands at 0.93.
| PE Ratio | 12.31 |
| PS Ratio | 3.12 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 10.34 |
| P/OCF Ratio | 11.00 |
Enterprise Valuation
On an enterprise value basis, BayCom Corp trades at an EV/EBITDA multiple of 112.62 and an EV/FCF ratio of 10.23.
| EV / Sales | 3.09 |
| EV / EBITDA | 112.62 |
| EV / EBIT | N/A |
| EV / FCF | 10.23 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 5.94 |
| Debt / EBITDA | 7.15 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 7.63 |
| Return on Assets (ROA) | 1.01 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, BayCom Corp has paid 9.42M in income taxes, reflecting an effective tax rate of 26.30.
| Income Tax | 9.42M |
| Effective Tax Rate | 26.30 |
Stock Price Statistics
BayCom Corp's stock has gained approximately 16.11556% over the past 52 weeks. The 50-day moving average sits at 31.04, while the 200-day moving average is 29.67.
| Beta (5Y) | N/A |
| 52-Week Price Change | 16.11556% |
| 50-Day Moving Average | 31.04 |
| 200-Day Moving Average | 29.67 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, BayCom Corp generated 104.12M in revenue and converted that into 26.41M in net income, yielding earnings per share of 2.42.
| Revenue | 104.12M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 35.83M |
| Net Income | 26.41M |
| EBITDA | 2.86M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.42 |
Balance Sheet
BayCom Corp holds 23.67M in cash and equivalents against 20.44M in total debt, resulting in a net debt position of -12.69M.
| Cash & Cash Equivalents | 23.67M |
| Total Debt | 20.44M |
| Net Debt | -12.69M |
| Equity (Book Value) | 350.00M |
| Book Value Per Share | 32.01 |
| Working Capital | N/A |
Cash Flow
BayCom Corp produced 29.54M in operating cash flow over the past twelve months. After subtracting -1.90M in capital expenditures, free cash flow totaled 27.64M - equivalent to 2.53 per share.
| Operating Cash Flow | 29.54M |
| Capital Expenditures | -1.90M |
| Free Cash Flow | 27.64M |
| FCF Per Share | 2.53 |
Margins
BayCom Corp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 34.41 |
| Profit Margin | 25.36 |
| EBITDA Margin | 2.74 |
Dividends & Yields
The company's payout ratio of 31.04 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.75 |
| Dividend Yield | N/A |
| Payout Ratio | 31.04 |
| Shareholder Yield | -16.91 |
| FCF Yield | 9.67 |
Scores
BayCom Corp posts an Altman Z-Score of 0.22, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.22 |