BayCom Corp Financial Ratios — BCML Stock

Profitability (USD)

	2007 Y	2008 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2007	12/31/2008	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	8.35	2.1	7.98	9.43	11.48	7.9	5.37	9.09	7.64	5.47	8.12	8.06	8.37	7.11	7.02
Return on Assets (%)	1.46	0.32	1.19	1.22	1.32	0.91	0.55	1.06	1	0.66	0.91	0.98	1.08	0.91	0.91
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.81	13.7	3.57	3.83	3.91	3.2	3.62	3.57	3.69	4.26	4.59	3.98	2.84	3.36	2.95
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	25.08	13.33	34.4	38.75	38.24	37	31.79	34.68	30.85	21.02	33.91	32.15	36.53	33.07	32.18
Profit Margin (%)	29.29	7.09	20.17	29.1	31.1	21.14	11.82	24.53	22.55	15.83	24.64	23.52	26.26	24.31	23.61
Net Income to Common Margin (%)	29.29	7.09	20.17	29.1	31.1	21.14	11.82	24.53	22.55	15.83	24.64	23.52	26.26	24.31	23.61
Effective Tax Rate (%)	- -	46.83	41.38	24.9	18.67	42.87	62.82	29.26	26.9	24.7	27.35	26.85	28.13	26.48	26.63
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8.51	13.26	14.29	27.58
Sustainable Growth Rate (%)	8.35	2.1	7.98	9.43	11.48	7.9	5.37	9.09	7.64	5.47	8.12	7.38	7.26	6.09	5.08

Credit (USD)

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	2007 Y	2008 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2007	12/31/2008	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	10	5	2	6	- -	- -	11	8	24	89	85	89	87	87	22
ST Debt	5	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	5	- -	2	6	- -	- -	11	8	24	89	85	89	87	87	22
Total Debt/EBITDA	63.7	8.09	4.2	8.8	- -	- -	7.06	3.88	8.42	24.09	21.94	22.23	29.43	26.56	7.48
Net Debt/EBITDA	4.57	-7.9	-23.92	-19.24	-8.96	-8.03	-3.17	-7.91	-6	10.63	12.24	10.69	17.99	15	-6.04
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	16.65	14.16	15.2	11.46	11.55	11.5	9.48	13.57	12.67	11.37	11.07	13.07	12.82	12.65	13.3
Long-Term Debt/Equity (%)	32.81	- -	3.82	10.31	- -	- -	9.6	4.07	9.38	35.24	32.22	28.17	27.87	26.75	6.61
Long-Term Debt/Capital (%)	19.92	- -	3.7	9.4	- -	- -	8.79	3.91	8.62	26.29	24.54	21.38	21.04	20.47	6.09
Long-Term Debt/Total Assets (%)	5.51	- -	0.58	1.19	- -	- -	0.91	0.55	1.2	4.05	3.6	3.55	3.42	3.26	0.86
Total Debt/Equity (%)	65.62	31.99	3.82	10.31	- -	- -	9.6	4.07	9.38	35.24	32.22	28.17	27.87	26.75	6.61
Total Debt/Capital (%)	39.84	24.48	3.7	9.4	- -	- -	8.79	3.91	8.62	26.29	24.54	21.38	21.04	20.47	6.09
Total Debt/Total Assets (%)	11.02	4.59	0.58	1.19	- -	- -	0.91	0.55	1.2	4.05	3.6	3.55	3.42	3.26	0.86
Net Debt to Equity	4.71	-31.27	-21.77	-22.54	-11.59	-9.22	-4.31	-8.3	-6.68	15.56	17.97	13.55	17.04	15.1	-5.33
Net Debt/Capital (%)	4.54	-46.39	-28.03	-29.34	-13.2	-10.21	-4.52	-9.06	-6.75	13.04	14.74	11.06	13.49	12.23	-5.3
EBITDA	- -	1	- -	1	1	1	2	2	3	4	4	4	3	3	3
EBITDA-CapEx	- -	-1	- -	- -	- -	1	1	1	1	- -	3	3	1	2	1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2007 Y	2008 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2007	12/31/2008	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	16.65	14.16	15.2	11.46	11.55	11.5	9.48	13.57	12.67	11.37	11.07	13.07	12.82	12.65	13.3
Long-Term Debt/Equity (%)	32.81	- -	3.82	10.31	- -	- -	9.6	4.07	9.38	35.24	32.22	28.17	27.87	26.75	6.61
Long-Term Debt/Capital (%)	19.92	- -	3.7	9.4	- -	- -	8.79	3.91	8.62	26.29	24.54	21.38	21.04	20.47	6.09
Long-Term Debt/Total Assets (%)	5.51	- -	0.58	1.19	- -	- -	0.91	0.55	1.2	4.05	3.6	3.55	3.42	3.26	0.86
Total Debt/Equity (%)	65.62	31.99	3.82	10.31	- -	- -	9.6	4.07	9.38	35.24	32.22	28.17	27.87	26.75	6.61
Total Debt/Capital (%)	39.84	24.48	3.7	9.4	- -	- -	8.79	3.91	8.62	26.29	24.54	21.38	21.04	20.47	6.09
Total Debt/Total Assets (%)	11.02	4.59	0.58	1.19	- -	- -	0.91	0.55	1.2	4.05	3.6	3.55	3.42	3.26	0.86
CFO/Total Liabilities	1.86	1.13	0.77	1.46	0.9	1.06	0.83	0.49	0.4	0.51	0.5	1.8	1.38	1.3	1.41
CFO/CapEx	2.76	0.83	2.65	27.34	9.76	29.52	25.35	6.16	4.97	3.11	7.97	46.99	14.51	17.85	18.23
Altman's Z-Score	0.17	0.11	0.19	0.16	0.17	0.19	0.15	0.19	0.19	0.15	0.16	0.18	0.2	0.2	0.22

Working Capital (USD)

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	2007 Y	2008 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2007	12/31/2008	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	8.94	4.79	4.72	2.67	1.99	1.91	5.29	17.69	16.75	13.54	12.69	14.85	12.99	11.48	12.03
Days Sales Outstanding	40.85	76.14	77.35	136.82	183.17	190.74	69.02	20.63	21.79	26.95	28.77	24.58	28.1	31.81	30.34
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2007 Y	2008 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2007	12/31/2008	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	16	11	47	56	72	81	127	224	287	182	204	249	285	302	323
- Cash & Cash Equivalents	9	10	13	19	8	7	16	25	25	37	25	29	19	23	27
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	10	5	2	6	- -	- -	11	8	24	89	85	89	87	87	22
Enterprise Value	17	6	35	26	40	60	81	107	166	118	108	155	347	364	314
Total Capital	25	20	54	64	72	78	130	209	277	339	345	418	414	424	367
Total Debt/Capital (%)	39.84	24.48	3.7	9.4	- -	- -	8.79	3.91	8.62	26.29	24.54	21.38	21.04	20.47	6.09
Total Debt / EV	0.59	0.82	0.06	0.23	- -	- -	0.14	0.08	0.14	0.76	0.78	0.58	0.25	0.24	0.07
EV/Sales	4.12	1.36	2.65	1.45	1.67	2.14	1.82	1.82	2.16	1.36	1.29	1.54	3.32	3.74	3.1
EV/EBITDA	108.12	9.89	74.07	37.78	42.75	66.68	50.37	50.96	58.63	31.8	28.09	38.62	116.96	111.32	104.95
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	12.1	5.82	15.89	3.96	8.05	9.46	8.71	17.21	23.86	11.76	10.39	3.92	11.25	11.98	9.86
EV/Free Cash Flow to Firm	8.88	2.64	11.54	3.82	7.3	9.15	8.37	14.8	19.87	8.9	9.23	3.84	10.53	11.34	9.35
Diluted Market Cap	16	11	48	57	73	81	127	224	287	182	204	249	285	302	323
Diluted Enterprise Value	17	6	37	44	64	74	122	207	286	233	264	309	353	366	319
EV per Share	10.96	3.95	7.33	5.43	7.36	10.98	12.45	11.07	13.14	9.82	9.96	11.83	28.7	32.29	28.56
TTM Sales	4	5	13	18	24	28	45	59	77	87	84	101	104	97	101
TTM EBITDA	- -	1	- -	1	1	1	2	2	3	4	4	4	3	3	3
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1	1	2	7	5	6	9	6	7	10	10	40	31	30	32
TTM Free Cash Flow to Firm	2	2	3	7	5	7	10	7	8	13	12	40	33	32	34

Multiples (USD)

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	2007 Y	2008 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2007	12/31/2008	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	8.56	4.75	15.77	8.44	13.27	12.4	13.08	30.87	34.38	13.74	17.39	6.16	8.65	9.43	9.62
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	17	6	35	26	40	60	81	107	166	118	108	155	347	364	314
Low Price	10.01	7	7.4	9.7	11.45	11.56	14.8	17.19	19.74	9.67	14.38	17.52	15.02	18.54	22.22
EV/Sales	4.12	1.36	2.65	1.45	1.67	2.14	1.82	1.82	2.16	1.36	1.29	1.54	3.32	3.74	3.1
EV/EBITDA	108.12	9.89	74.07	37.78	42.75	66.68	50.37	50.96	58.63	31.8	28.09	38.62	116.96	111.32	104.95
Price/Earnings	13.47	34.4	17.35	10.89	9.67	13.68	24.11	15.44	16.59	13.22	9.87	10.5	10.39	12.8	13.5
Price/Earnings Average	14.7	41.44	15.67	9.93	8.83	11.42	21.4	15.72	16.33	12.47	9.36	11.27	8.32	10.67	12.73
Price/Earnings High	17.31	52.08	18.33	11.17	9.78	13.81	24.48	18.02	18.23	20.49	10.35	13.02	10.7	14.37	15.22
Price/Earnings Low	12.84	33.91	13.24	8.88	8.35	10.64	18.35	11.5	14.4	8.43	7.56	9.69	6.61	8.84	10.2
Price/Book Value	1.08	0.71	0.9	0.98	1	1.04	1.07	1.12	1.14	0.73	0.78	0.76	0.87	0.9	0.94
Price/Book Value Average	1.18	0.86	0.81	0.89	0.91	0.87	0.95	1.14	1.12	0.69	0.74	0.81	0.7	0.75	0.88
Price/Book Value High	1.38	1.08	0.95	1	1.01	1.05	1.09	1.3	1.25	1.13	0.82	0.94	0.9	1.01	1.06
Price/Book Value Low	1.03	0.7	0.68	0.8	0.87	0.81	0.82	0.83	0.99	0.46	0.6	0.7	0.55	0.62	0.71
Price/Tangible Book Value	1.07	0.7	0.89	0.98	1.01	1.05	1.23	1.25	1.37	0.88	0.94	0.91	1.05	1.07	1.08
Price/Tangible Book Value Average	1.16	0.85	0.81	0.9	0.93	0.87	1.09	1.27	1.35	0.83	0.89	0.98	0.85	0.89	1.02
Price/Tangible Book Value High	1.37	1.07	0.94	1.01	1.02	1.06	1.24	1.46	1.51	1.37	0.99	1.13	1.09	1.2	1.22
Price/Tangible Book Value Low	1.02	0.69	0.68	0.8	0.87	0.81	0.93	0.93	1.19	0.56	0.72	0.84	0.67	0.74	0.82
Price/Sales	3.94	2.44	3.5	3.17	3.01	2.89	2.85	3.79	3.74	2.09	2.43	2.47	2.73	3.11	3.19
Price/Sales Average	4.31	2.94	3.16	2.89	2.75	2.41	2.53	3.86	3.68	1.97	2.31	2.65	2.19	2.59	3.01
Price/Sales High	5.07	3.69	3.7	3.25	3.04	2.92	2.89	4.42	4.11	3.24	2.55	3.06	2.81	3.49	3.59
Price/Sales Low	3.76	2.4	2.67	2.58	2.6	2.25	2.17	2.82	3.25	1.33	1.86	2.28	1.74	2.15	2.41
Price/Cash Flow	11.59	10.48	21.03	8.67	14.48	12.8	13.6	35.88	41.29	18.16	19.58	6.29	9.25	9.96	10.15
Price/Cash Flow Average	12.65	12.62	18.98	7.91	13.24	10.69	12.07	36.53	40.66	17.12	18.58	6.75	7.41	8.3	9.57
Price/Cash Flow High	14.9	15.86	22.22	8.89	14.65	12.92	13.81	41.86	45.4	28.13	20.54	7.8	9.53	11.18	11.45
Price/Cash Flow Low	11.05	10.33	16.04	7.07	12.52	9.96	10.35	26.71	35.85	11.57	15.01	5.8	5.89	6.88	7.67
Price/Free Cash Flow Average	9.35	5.72	14.24	7.69	12.13	10.35	11.61	31.43	33.85	12.95	16.51	6.61	6.93	7.86	9.07
Price/Free Cash Flow High	11.01	7.19	16.67	8.65	13.42	12.52	13.28	36.01	37.8	21.28	18.25	7.64	8.91	10.59	10.85
Price/Free Cash Flow Low	8.16	4.68	12.03	6.88	11.47	9.65	9.95	22.98	29.84	8.76	13.33	5.68	5.51	6.51	7.27
EV/Sales Average	4.48	1.85	2.31	2.15	2.4	2.16	2.41	3.58	3.66	2.57	3.02	3.25	2.84	3.25	2.96
EV/Sales High	5.25	2.61	2.84	2.51	2.69	2.66	2.78	4.14	4.09	3.84	3.26	3.66	3.46	4.15	3.55
EV/Sales Low	3.93	1.32	1.82	1.85	2.25	1.99	2.05	2.54	3.23	1.93	2.58	2.87	2.39	2.8	2.37
EV/EBITDA Average	117.62	13.53	64.56	56.2	61.33	67.33	66.66	100.28	99.42	60.27	65.77	81.49	100.01	96.55	100.37
EV/EBITDA High	137.7	19.04	79.63	65.6	68.83	83.06	76.71	116.07	111.06	90.04	71.06	91.83	122.03	123.27	120.34
EV/EBITDA Low	103.29	9.64	50.84	48.22	57.51	62.17	56.69	71.2	87.59	45.27	56.1	72.17	84.17	83.31	80.18
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	10.5	7.1	9.7	11.9	13.25	14.86	19.45	23.09	22.74	15.17	18.76	18.98	23.59	26.84	29.4
High Price	13.5	10.75	10.25	12.2	13.4	15	19.75	26.94	25	23.5	19.68	23.54	24.31	30.13	33.15
Enterprise Value Average	18	8	31	38	57	60	107	211	281	223	254	328	296	315	300
Enterprise Value High	22	12	38	45	64	74	124	244	314	333	274	369	362	403	360
Enterprise Value Low	16	6	24	33	54	56	91	150	248	167	216	290	249	272	240

Shares Outstanding	2	2	- -	5	5	5	7	11	12	11	11	13	12	11	11
Diluted Weighted Avg Shares	2	2	5	5	5	5	7	10	13	12	11	13	12	11	11
Basic Weighted Avg Shares	2	2	5	5	5	5	7	10	13	12	11	13	12	11	11
Revenue per Share	2.66	2.91	2.77	3.75	4.41	5.14	6.83	6.1	6.08	7.25	7.72	7.69	8.65	8.62	9.22
EBITDA per Share	0.1	0.4	0.1	0.14	0.17	0.16	0.25	0.22	0.22	0.31	0.35	0.31	0.25	0.29	0.27
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.78	0.21	0.56	1.09	1.37	1.09	0.81	1.5	1.37	1.15	1.9	1.81	2.27	2.1	2.18
Basic EPS from Cont Ops	0.78	0.21	0.56	1.09	1.37	1.09	0.81	1.5	1.37	1.15	1.9	1.81	2.27	2.1	2.18
Diluted EPS, GAAP	0.77	0.21	0.54	1.08	1.36	1.08	0.81	1.5	1.37	1.15	1.9	1.81	2.27	2.1	2.18
Diluted EPS from Cont Ops	0.77	0.21	0.54	1.08	1.36	1.08	0.81	1.5	1.37	1.15	1.9	1.81	2.27	2.1	2.18
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.15	0.3	0.3	0.6
Cash Flow per Share	0.91	0.68	0.46	1.37	0.91	1.16	1.43	0.64	0.55	0.84	0.96	3.02	2.55	2.7	2.9
Free Cash Flow per Basic Share	0.58	-0.14	0.29	1.32	0.82	1.12	1.37	0.54	0.44	0.57	0.84	2.95	2.38	2.54	2.74
Cash & Equivalents per Share	6	6.38	2.78	7.73	5.89	3.88	8.74	12.86	11.49	12.79	16.58	13.96	2.11	2.25	2.88
Book Value per Share	9.75	9.95	10.81	12.2	13.24	14.28	18.12	20.69	20	20.86	23.91	25.02	27.1	29.93	31.38
Tangible Book Value per Share	9.84	10.08	10.86	12.1	13.09	14.2	15.87	18.46	16.59	17.17	19.97	20.81	22.37	25.11	27.11

BayCom Corp

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)