BayCom Corp

BayCom Corp

BCML
BayCom CorpUS flagNASDAQ
30.80
USD
+0.38
- -
336.01MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.77
3.75
4.41
5.14
6.83
6.1
6.08
7.25
7.72
7.69
8.65
8.62
9.22
7.27
Basic EPS, GAAP
0.56
1.09
1.37
1.09
0.81
1.5
1.37
1.15
1.9
1.81
2.27
2.1
2.18
1.2
Free Cash Flow per Basic Share
0.29
1.32
0.82
1.12
1.37
0.54
0.44
0.57
0.84
2.95
2.38
2.54
2.74
2.02
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.15
0.3
0.3
0.6
0.75
Book Value per Share
- -
11.93
13.18
14.26
15.82
18.47
20.43
22.36
24.59
24.7
27.09
29.17
31.1
- -
Tangible Book Value per Share
- -
11.76
12.96
14.12
13.81
16.46
16.84
18.19
20.34
21.27
23.38
25.43
27.37
- -
Basic Weighted Avg Shares
5
5
5
5
7
10
13
12
11
13
12
11
11
11
Sales/Revenue/Turnover
13
18
24
28
45
59
77
87
84
101
104
97
101
79
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
1
1
1
2
2
3
4
4
4
3
3
3
2
Net Income, GAAP
3
5
7
6
5
14
17
14
21
24
27
24
24
13
Effective Tax Rate (%)
41.38
24.9
18.67
42.87
62.82
29.26
26.9
24.7
27.35
26.85
28.13
26.48
26.63
26.08
Profit Margin (%)
20.17
29.1
31.1
21.14
11.82
24.53
22.55
15.83
24.64
23.52
26.26
24.31
23.61
16.5
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2
6
- -
- -
11
8
24
89
85
89
87
87
22
- -
Total Equity
52
58
72
78
119
201
254
253
263
317
313
324
339
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
7.92
9.37
11.42
7.86
5.35
9.08
7.61
5.42
8.03
8.19
8.71
7.41
7.22
7.73

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
9
6
- -
LT Finance Leases
14
15
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
320
324
359

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
32
24
- -
Accounts Receivable, Net
8
9
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
10
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.65%
6.29%
4.37%
Free Cash Flow
40.87%
67.69%
4.99%
Net Income, GAAP
21.1%
13.69%
1.34%
Sales/Revenue/Turnover
16.93%
3.57%
4.35%
Total Cash Common Dividend
- -
- -
95.56%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
24
24
25
24
97
2025
24
25
26
26
101
2026
27
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.51
0.5
0.54
0.55
2.1
2025
0.51
0.58
0.46
0.63
2.18
2026
0.75
-0.64
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.1
0.1
0.1
-0.01
0.3
2025
0.15
- -
0.2
0.25
0.6
2026
0.3
- -
- -
- -
- -

Company Description

CEO
Christopher F. Baronas
Full Time Employees
327
Sector
Financial Services
Industry
Banks - Regional
Address
500 Ygnacio Valley Road Walnut Creek CA United States of America 94596
IPO Date
Nov 10, 2005
Business
BayCom Corp (Nasdaq: BCML) operates as the bank holding company for United Business Bank, which provides a broad range of commercial banking products and services to small and mid-sized businesses, professionals, real estate investors, nonprofits, labor unions, and individuals; core offerings include commercial and multifamily real estate loans (owner-occupied and non-owner occupied), commercial and industrial loans (working capital lines, equipment financing), Small Business Administration (SBA) 7(a) and 504 loans, construction and land loans, agriculture-related loans, consumer loans (installment, personal lines, overdraft protection), deposit products (checking, savings, money market, certificates of deposit), and digital banking services (online banking, mobile deposit, bill pay, Zelle, remote deposit capture, ATMs). The bank maintains a network of 35 full-service branches across California (16 locations including San Francisco Bay Area, Los Angeles, Northern and Southern regions), Nevada (Las Vegas), Washington (Seattle area), New Mexico (Albuquerque and Central regions), and Colorado (Denver MSA and communities in Custer, Delta, Grand Counties). Founded in 2004 and headquartered at 500 Ygnacio Valley Road, Suite 200, Walnut Creek, California, BayCom has grown through ten acquisitions since 2010 aggregating approximately $2.3 billion in assets and $1.9 billion in deposits, with the most recent being Pacific Enterprise Bank in February 2022 adding $446 million in assets and a branch in Irvine, California; in August 2023, it opened a de novo branch in Las Vegas, Nevada, to expand its geographic footprint, augment deposit growth, and support commercial lending in new markets. As of December 31, 2024, the company reports consolidated assets of $2.7 billion, net loans of $1.9 billion (72.6% of assets, with 85.5% in commercial real estate and construction), and deposits of $2.2 billion, focusing on relationship-based community banking with local underwriting, SBA preferred lender status, and loan participations to diversify its $1.9 billion portfolio serving high-growth metropolitan areas like San Francisco-Oakland-Hayward, San Jose-Sunnyvale-Santa Clara, Los Angeles-Long Beach-Anaheim, Seattle-Tacoma-Bellevue, Denver, and Albuquerque.

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  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of BayCom Corp - BCML

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of BayCom Corp – BCML

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