AFP Capital SA

AFP Capital SA

BBCS:AFPCAPITAL
272.20
CLP
+24.70
(+9.98%)
38.88EPS
6.37P/E
773.13BMarket Cap
AFP Capital SA
BCS:AFPCAPITAL
(Santiago Stock Exchange)

Recent

price

272.20

P/E

ratio

6.37

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CLP
29.05
30.17
39.93
41.74
47.15
45.12
44.29
49.02
45.94
60.68
53.56
56.05
61.42
70.8
74.29
86.74
86.45
Revenue per Share
13.43
7.45
13.67
15.23
14.33
18.99
23.78
20.61
18.01
27.87
19.18
23.42
28.27
34.14
32.88
40.65
38.88
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
8.8
24.14
11.31
14.75
16.82
14.46
10.91
7.14
28.59
15.1
35.58
22.72
23.04
24.17
26.09
29.45
- -
Dividend per Share
134.55
125.25
123.47
129.15
122.63
127.14
132.87
147.26
137.46
147.23
133.42
132.81
136.61
144.81
151.98
160.84
180.39
Book Value per Share
56.78
51.84
54.27
64.48
62.56
66.93
72.73
87.09
77.41
87.19
73.14
72.56
76.42
84.47
91.92
100.38
119.34
Tangible Book Value per Share
3,124
3,038
2,984
3,041
3,124
3,123
3,123
3,123
3,124
3,123
3,124
3,124
3,123
3,123
3,124
3,124
3,124
Basic Weighted Avg Shares
90,755
91,639
119,132
126,929
147,280
140,927
138,324
153,082
143,493
189,509
167,314
175,111
191,818
221,150
232,088
270,952
270,044
Sales/Revenue/Turnover
27.05
19.35
37.18
37.31
43.81
51.53
50.46
51.43
47.02
57.6
48.16
51.2
54.83
59.84
57.59
61.49
58.93
Operating Margin (%)
15,108
15,322
15,086
15,413
15,905
1,799
1,713
1,707
1,626
3,963
4,790
5,017
5,283
4,855
5,295
5,545
5,744
Depreciation Expense
41,938
22,631
40,787
46,308
44,765
59,312
74,276
64,366
56,257
87,047
59,913
73,164
88,295
106,632
102,713
126,981
121,458
Net Income, GAAP
19.61
7
22.95
18.04
23.01
22.41
0.33
23.72
24.87
25.46
25.11
24.45
23.37
24.99
25.85
25.8
25.49
Effective Tax Rate (%)
46.21
24.7
34.24
36.48
30.39
42.09
53.7
42.05
39.21
45.93
35.81
41.78
46.03
48.22
44.26
46.86
44.98
Profit Margin (%)
- -
2,418
5,679
9,479
14,170
19,507
25,876
57,655
22,700
12,719
-32,316
-12,451
-8,316
-892
1,119
-12,027
27,289
Working Capital
- -
- -
- -
- -
1,469
1,150
853
520
180
5,637
4,308
3,021
475
85
5,948
4,007
3,058
LT Debt
426,820
395,808
391,962
414,853
383,851
397,169
415,052
460,009
429,385
459,915
416,764
414,858
426,734
452,367
474,753
502,439
563,493
Total Equity
4.49
3.76
8.39
9.49
12.1
13.94
16.75
13.46
10.99
17.43
13.02
15.25
17.61
20.74
19.59
23.89
21.61
Return on Invested Capital (%)
10.38
5.35
9.88
11.16
11.19
15.13
18.24
14.68
12.63
19.51
13.56
17.44
20.87
24.19
22.03
25.67
22.53
Return on Capital (%)
10.05
5.58
10.5
11.74
11.38
15.2
18.29
14.71
12.65
19.58
13.67
17.6
20.98
24.26
22.16
25.99
22.78
Return on Common Equity (%)

Capital Structure

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,442
2,364
2,970
LT Borrowings
- -
- -
- -
LT Finance Leases
4,007
3,496
3,058
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,124
3,124
3,124
Market Capitalization
773,132
773,132
773,132

Working Capital

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
139,938
145,200
110,582
Cash, Cash Equivalents & STI
122,930
127,377
92,215
Accounts Receivable, Net
13,270
13,025
13,741
Inventories
- -
- -
- -
Total Current Liabilities
151,965
137,014
83,294
Payables & Accruals
- -
- -
- -
ST Debt
2,442
2,364
2,970
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.56%
3.84%
5.83%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
10.64%
16.7%
23.63%
Sales/Revenue/Turnover
7.41%
10.24%
16.75%
Total Cash Common Dividend
32.08%
-1.8%
12.89%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
67,746
43,781
76,038
44,523
232,088
2025
60,893
70,626
- -
61,785
270,952
2026
58,299
79,333
- -
- -
- -

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11.04
4.94
12.43
4.47
32.88
2025
9.05
10.95
- -
8.09
40.65
2026
7.41
12.43
- -
- -
- -

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6.63
15.04
4.41
- -
26.09
2025
- -
- -
- -
- -
29.45
2026
- -
- -
- -
- -
- -
Business
Administradora de Fondos de Pensiones Capital S.A. (AFP Capital SA) is a Chile-based pension fund administrator primarily engaged in the management, investment, and disbursement of individual mandatory and voluntary retirement savings. Founded in 1981 and headquartered in Santiago, Chile, the company operates as a major subsidiary of SURA Asset Management S.A., a financial holding company owned by the Latin American conglomerate Grupo SURA. Publicly listed on the Santiago Stock Exchange under the ticker symbol AFPCAPITAL, the company serves individual salaried employees, independent workers, voluntary savers, and pensioners across Chile through an extensive nationwide network of customer service branches and digital channels. The company's core product and service portfolio comprises mandatory pension fund administration, structured across Chile's multi-fund framework consisting of Fund Type A (Risky), Fund Type B (Medium-Risky), Fund Type C (Intermediate), Fund Type D (Medium-Conservative), and Fund Type E (Conservative); individual voluntary pension savings (Ahorro Previsional Voluntario or APV), offering tax-advantaged supplementary retirement investment accounts; collective voluntary pension savings (Ahorro Previsional Voluntario Colectivo or APVC) designed for corporate and employer-sponsored retirement plans; voluntary general savings accounts (Cuenta 2), providing non-pension investment vehicles with flexible liquidity for short- and medium-term financial goals; retirement benefit disbursement services, including programmed withdrawal pensions (Retiro Programado), temporary annuities, and intermediation for life annuities (Renta Vitalicia) issued by private life insurance companies; mandatory disability and survivorship coverage administration (Seguro de Invalidez y Sobrevivencia or SIS) for active contributors; and comprehensive financial education, retirement projection, and pension advisory services. In recent developments, AFP Capital SA has actively adapted its operational and technology infrastructure to comply with Chilean pension reform milestones, preparing administrative, actuarial, and custody systems for the progressive transition from the five-tier multi-fund model toward a target-date generational fund structure (Fondos Generacionales) and integrating supplementary employer contribution frameworks alongside the Universal Guaranteed Pension (PGU) system. Concurrently, the company has expanded its digital transformation initiatives, deploying upgraded mobile application architectures, biometric identity verification systems, and artificial intelligence-enabled customer service channels to streamline affiliate account management and pension simulation capabilities. Furthermore, under Grupo SURA's regional sustainability framework, AFP Capital SA has deepened the systematic integration of environmental, social, and corporate governance (ESG) criteria across its investment decision-making processes, enhanced external verification for its integrated reporting standards, and optimized asset allocation strategies in alternative and international investments to strengthen portfolio resilience and long-term risk-adjusted returns for its affiliates.