1. Chile Stocks

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    Finance

  3. •

    Investment managers
AFP Habitat SA

AFP Habitat SA

1,318.00
CLP
-16.90
(-1.27%)
169.55EPS
7.75P/E
1.31TMarket Cap
AFP Habitat SA
BCS:HABITAT
(Santiago Stock Exchange)

Recent

price

1,318.00

P/E

ratio

7.75

div

yld

6.07%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CLP
108.95
112.64
134.36
144.03
172.59
171.31
182.1
211.03
202.77
283.08
219.17
223.11
234.03
273.5
291.66
343
337.59
Revenue per Share
75.48
61.65
74.59
79.48
94.53
83.56
87.66
104.08
90.87
135
129
130
109
132
140
169
169.55
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
64
48
51
52
85
65
47
59
61
64.94
30.62
110.12
120.17
108.33
119.88
110.03
80
Dividend per Share
191.74
209.6
230.28
256.32
251.04
282.66
311.8
351.41
386.01
445.36
521.32
299.81
288.7
312.32
337.44
400.77
413.08
Book Value per Share
188.5
206.61
227.08
252.69
247.25
278.95
308.01
347.98
380.37
398.42
507.71
291.07
279.32
300.41
319.95
378.69
387.84
Tangible Book Value per Share
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,001
997
999
999
997
1,001
1,000
1,000
Basic Weighted Avg Shares
108,949
112,640
134,361
144,028
172,593
171,308
182,098
211,028
202,768
283,327
218,542
222,879
233,698
272,670
291,968
342,902
337,595
Sales/Revenue/Turnover
62.33
63.23
66.14
62.63
65.32
59.05
59.55
62.48
58.19
64.61
64.29
64.86
63.28
66.35
65.88
68.64
68.83
Operating Margin (%)
1,369
1,896
1,907
2,293
1,966
1,908
2,987
3,552
3,714
7,180
7,185
5,480
7,565
7,751
10,681
11,565
12,671
Depreciation Expense
75,478
61,654
74,590
79,476
94,534
83,564
87,657
104,076
90,865
135,117
128,629
129,863
108,847
131,600
140,146
168,951
169,553
Net Income, GAAP
16.04
18.81
21.8
18.88
19.42
21.98
22.72
23.86
26.13
26.26
21.95
9.01
24.65
26.04
26.26
26.1
25.86
Effective Tax Rate (%)
69.28
54.74
55.51
55.18
54.77
48.78
48.14
49.32
44.81
47.69
58.86
58.27
46.58
48.26
48
49.27
50.22
Profit Margin (%)
- -
27,590
33,646
38,874
16,279
21,224
9,867
15,162
26,050
-20,447
74,908
37,204
-74,234
16,168
5,895
-92,707
-13,876
Working Capital
316
297
271
241
216
183
144
99
5,078
108,522
6,590
98,121
2,619
101,150
99,497
3,757
98,683
LT Debt
191,744
209,596
230,284
256,328
251,045
282,658
311,794
351,427
386,030
445,389
521,324
299,806
288,697
312,324
337,439
400,767
413,085
Total Equity
30.01
26.66
30.53
30.03
35.8
30.07
28.18
30.28
23.46
28.21
18.33
23.63
27.58
32.09
32.36
35.68
34.53
Return on Invested Capital (%)
42.33
30.68
33.85
32.62
37.25
31.31
29.49
31.38
24.48
28.49
21.76
25.56
29.26
34.51
33.84
36.59
35.19
Return on Capital (%)
42.37
30.72
33.91
32.67
37.26
31.31
29.49
31.39
24.64
32.5
26.61
31.63
36.99
43.79
43.14
45.77
43.82
Return on Common Equity (%)

Capital Structure

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
101,423
34,878
4,692
LT Borrowings
- -
66,638
96,638
LT Finance Leases
3,757
2,844
2,045
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,000
1,000
1,000
Market Capitalization
1,522,200
1,442,700
1,313,900

Working Capital

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
158,071
151,122
99,817
Cash, Cash Equivalents & STI
130,060
118,173
66,402
Accounts Receivable, Net
11,719
13,527
13,244
Inventories
- -
- -
- -
Total Current Liabilities
250,778
159,318
113,693
Payables & Accruals
- -
- -
- -
ST Debt
101,423
34,878
4,692
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.41%
-2.24%
18.77%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
8.76%
6.54%
20.55%
Sales/Revenue/Turnover
8.32%
9.61%
17.45%
Total Cash Common Dividend
21.69%
52.42%
-8.33%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
88,046
50,475
97,265
56,182
291,968
2025
75,222
89,620
- -
76,699
342,902
2026
69,614
101,661
- -
- -
- -

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
46.6
18.74
52.62
22.2
140
2025
33.36
46.83
- -
34.7
169
2026
32.01
56.01
- -
- -
- -

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40
60
- -
20
119.88
2025
110
-20
- -
20
110.03
2026
20
60
- -
- -
- -
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Business
Administradora de Fondos de Pensiones Habitat S.A. (AFP Habitat) operates as one of Chile's leading private pension fund administrators, managing mandatory and voluntary pension savings for affiliated workers through individual capitalization accounts. The company offers a range of multifondos categorized by risk levels, including Fondo A (highest risk, primarily equities), Fondo B (mixed equities and bonds), Fondo C (balanced), Fondo D (conservative bonds), and Fondo E (lowest risk, fixed income); it also provides voluntary savings products such as Rentas Previsionales Vitalicias, Programable, and Combinada, along with retirement planning services and digital tools for account management via its online platform and mobile app. AFP Habitat serves over 2 million affiliates primarily in Chile, with headquarters in Santiago and founded in 2004 as part of the country's privatized pension system under the superintendence of the Comisión para el Mercado Financiero. In recent developments, AFP Habitat reported robust performance in 2024 with its aggressive Fondo A delivering annualized returns exceeding 15% amid favorable equity markets, expanded digital onboarding capabilities to enhance affiliate accessibility, and participated in regulatory discussions on pension reform proposals aimed at increasing contribution rates and sustainability. The company maintains a strong market position as the second-largest AFP by affiliates, focusing on long-term investment in local and international assets including Chilean government bonds, equities, and alternative investments to optimize risk-adjusted returns for retirees.