Better Home & Finance Holding Company

Better Home & Finance Holding Company

16.58
USD
+1.00
(+6.42%)
-9.64EPS
364.21MMarket Cap
Nov 18Next Earn

Total Valuation

USD

As of June 30, 2026, Better Home & Finance Holding Company carries a market capitalization of 364.21M, placing it among publicly traded companies globally. Its enterprise value stands at 919.67M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap364.21M
Enterprise Value919.67M

Important Dates

Better Home & Finance Holding Company's next confirmed earnings release is scheduled for November 18, 2026.

Earnings Date11/18/2026

Share Statistics

As of June 30, 2026, Better Home & Finance Holding Company has 13.24M shares outstanding.

Shares Outstanding13.24M

Valuation Ratios

These figures are as of June 30, 2026. The price-to-sales ratio is 1.94, and the price-to-book ratio stands at 6.29.

PS Ratio1.94
PB Ratio6.29
P/TBV Ratio12.37
P/FCF Ratio-2.92
P/OCF Ratio-2.94

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.91 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 919.67M versus a market cap of 364.21M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.91

Financial Position

As of June 30, 2026, Better Home & Finance Holding Company maintains a current ratio of 1.18, meaning it holds 1.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 1,136.01, indicating moderate leverage, while an interest coverage ratio of -20.68 demonstrates limited ability to service its debt obligations.

Current Ratio1.18
Quick Ratio0.50
Debt / Equity1,136.01
Debt / EBITDA-4.84
Interest Coverage-20.68

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company posted a negative return on equity (ROE) of -267.67, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -12.97, reflecting losses generated across the asset base. The company generates approximately 179,822.80 in revenue per employee across its workforce of 1,309.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-267.67
Return on Assets (ROA)-12.97
Revenue Per Employee179,822.80
Employee Count1,309.25

Taxes

USD

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company recorded an income tax benefit of -1.69M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. The company reported a pretax loss of -161.55M and -179.95M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Income Tax-1.69M

Stock Price Statistics

USD

As of the close on October 22, 2026, Better Home & Finance Holding Company's stock has declined approximately 74.85% over the past 52 weeks. The 50-day moving average sits at 12.13, while the 200-day moving average is 25.69.

52-Week Price Change-74.85%
50-Day Moving Average12.13
200-Day Moving Average25.69

Income Statement

USD

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company generated 235.43M in revenue and converted that into -179.95M in net income, yielding earnings per share of -9.64. EBITDA reached -135.88M, while operating income came in at -148.86M.

Revenue235.43M
Gross Profit-23.56M
Operating Income-148.86M
Pretax Income-161.55M
Net Income-179.95M
EBITDA-135.88M
EBIT-148.86M
Earnings Per Share (EPS)-9.64

Balance Sheet

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As of June 30, 2026, Better Home & Finance Holding Company holds 102.25M in cash and equivalents against 657.72M in total debt, resulting in a net debt position of 550.89M. Total book value stands at 57.90M, with working capital of 231.45M providing operational flexibility.

Cash & Cash Equivalents102.25M
Total Debt657.72M
Net Debt550.89M
Equity (Book Value)57.90M
Book Value Per Share4.37
Working Capital231.45M

Cash Flow

USD

Better Home & Finance Holding Company produced -155.10M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.05M in capital expenditures, free cash flow totaled -156.15M - equivalent to -9.42 per share.

Operating Cash Flow-155.10M
Capital Expenditures-1.05M
Free Cash Flow-156.15M
FCF Per Share-9.42

Margins

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company posted a gross margin of -10.01, reflecting its pricing power and cost economics. The operating margin of -63.23 and net profit margin of -76.43 provide insight into operational efficiency.

Gross Margin-10.01
Operating Margin-63.23
Pretax Margin-68.62
Profit Margin-76.43
EBITDA Margin-57.71

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -34.25: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -125.73, meaning Better Home & Finance Holding Company raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-125.73
FCF Yield-34.25

Stock Splits

Better Home & Finance Holding Company's most recent stock split took place on August 19, 2024 with a 50:1 split ratio.

Last Split Date8/19/2024
Split Ratio50:1

Scores

As of June 30, 2026, Better Home & Finance Holding Company has an Altman Z-Score of -1.85, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score-1.85