Better Home & Finance Holding Company

Better Home & Finance Holding Company

BETR
Better Home & Finance Holding CompanyUS flagNASDAQ Global Market
26.41
USD
-1.93
- -
413.82MMarket Cap
Better Home & Finance Holding Company
BETR
(NASDAQ Global Market)

Recent

price

26.41

P/E

ratio

- -

div

yld

- -

ROIC.AI

2021
2022
2023
2024
2025
TTM
FRC
88.91
26.78
11.06
7.94
13.47
14.36
Revenue per Share
-20.41
-59.46
-58.09
-13.65
-10.8
-11.81
Basic EPS, GAAP
23.42
62.81
-17.35
-25.37
-10.92
-15.01
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
Dividend per Share
-19.84
-79.15
-184.55
-126.42
-135.19
-136.6
Book Value per Share
10.02
-46.34
5.64
-6.8
0.27
-1.3
Tangible Book Value per Share
15
15
9
15
15
16
Basic Weighted Avg Shares
1,312
395
102
120
207
226
Sales/Revenue/Turnover
-11.64
-150.7
-275.05
-156.61
-72.25
-65.95
Operating Margin (%)
27
49
43
33
14
13
Depreciation Expense
-301
-877
-536
-206
-166
-186
Net Income, GAAP
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-22.96
-222
-525.32
-171.83
-80.17
-82.27
Profit Margin (%)
1,223
429
589
426
207
180
Working Capital
700
952
546
524
203
203
LT Debt
676
-168
123
-58
37
9
Total Equity
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
350
412
508
LT Borrowings
199
199
199
LT Finance Leases
5
5
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15
16
17
Market Capitalization
854
502
560

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1,326
1,462
1,527
Cash, Cash Equivalents & STI
206
203
64
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
1,124
1,254
1,347
Payables & Accruals
75
75
61
ST Debt
350
412
508
Deferred Revenue
695
763
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-163.92%
Free Cash Flow
- -
- -
-56.24%
Net Income, GAAP
- -
- -
-19.59%
Sales/Revenue/Turnover
- -
- -
72.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
28
27
47
120
2025
33
51
54
67
207
2026
54
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-3.41
-2.74
-3.58
- -
-13.65
2025
-3.33
-2.39
-2.56
-2.5
-10.8
2026
-4.28
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Better Home & Finance Holding Company (NASDAQ: BETR) operates as an AI-native homeownership company, providing mortgage lending, real estate agent services, title insurance and settlement services, and homeowners insurance through its proprietary Tinman platform and AI assistant Betsy. The company offers GSE-conforming mortgage loans, FHA-insured loans, VA-guaranteed loans, jumbo loans, One-Day Mortgage for rapid underwriting commitments, AI-driven HELOC underwriting for small business and self-employed borrowers using bank statements, and Better HELOC products enabling access to up to 90% of home equity in as little as seven days; it also delivers non-mortgage offerings including Better Real Estate, Better Settlement Services, and Better Cover insurance. Founded in 2016 and headquartered in New York, New York, Better Home & Finance Holding Company serves customers across all 50 U.S. states and the United Kingdom, targeting individual homebuyers, GSEs, banks, insurance companies, asset managers, and mortgage REITs with a focus on digital-first processes to fund over $100 billion in loan volume. The company, formerly Better Mortgage Corporation, changed its name to Better Home & Finance Holding Company in August 2023 to reflect its expanded home finance ecosystem. In 2025, it onboarded two new strategic partnerships in the third quarter with a third added in October, anticipates $500 million monthly funded loan volume run rate in the fourth quarter driven by these alliances, launched AI-driven HELOC underwriting and expanded Betsy for autonomous pre-approval and rate locking, and won Fintech Breakthrough and Banking Tech Awards for Digital Mortgage Innovation.

Company News

APIChat
  • Better Home & Finance Holding Company (BETR) Reports Q1 Loss, Tops Revenue Estimates

  • Better Home & Finance Holding Company Announces First Quarter 2026 Results

  • Will Better Home & Finance Holding Company (BETR) Report Negative Earnings Next Week? What You Should Know

  • Better Home Equity Card Powered by Stripe Enables Easy Access to HELOC Funds and Introduces a Modern Access Layer Across the $21.4 Trillion Home Equity Market

  • Better Home & Finance Holding Company to Announce First Quarter 2026 Results on May 7, 2026

  • Better Home & Finance Holding Company (BETR) Soars 15.2%: Is Further Upside Left in the Stock?

  • Better Home & Finance (NASDAQ:BETR) Major Shareholder Acquires $1,792,496.64 in Stock

  • Better Home and Finance CEO, Chairman and Executive Team Purchase BETR Stock

  • Better Home & Finance Holding Company Reports $1.64B in Preliminary Funded Loan Volume for Q1 2026, Exceeding Prior Guidance; Strengthens Balance Sheet and Announces Strategic Actions to Drive Profitable Growth

  • Better Home & Finance Holding Company Announces Pricing of Public Offering of Class A Common Stock

  • Why Better Home & Finance Holding Stock Trounced the Market on Tuesday

  • Better Mortgage Renews and Increases Warehouse Facility to $350 Million, Grows Total Warehouse Capacity to $850 Million

  • Breakfast News: Soleno Soars 30% On Buyout Talk

  • Why Better Home & Finance Holding Stock Zoomed Almost 23% Higher This Week

  • Better Mortgage Doubles Warehouse Facility to $350 Million, Expanding Total Warehouse Capacity to $750 Million

  • Stock Market Today (LIVE): Nasdaq Enters Correction; Bitcoin Mortgages Hit the Market

  • Coinbase and Better Enable Homebuyers to Borrow Against Their Bitcoin or USDC

  • Better and Coinbase Launch the First Token-Backed, Conforming Mortgage

  • Better Home & Finance CEO touts agent-driven AI push, targets $1B monthly loans and EBITDA breakeven in 2026

  • Better Home & Finance Holding Company Appoints Hugh Frater, Former Fannie Mae CEO and BlackRock Founding Partner, to Board of Directors