Better Home & Finance Holding Company

Better Home & Finance Holding Company

16.58
USD
+1.00
(+6.42%)
-9.64EPS
364.21MMarket Cap
Nov 18Next Earn
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
88.91
26.78
11.06
7.94
13.47
14.2
Basic EPS, GAAP
-20.41
-59.46
-58.09
-13.65
-10.8
-10.85
Free Cash Flow per Basic Share
23.42
62.81
-17.35
-25.37
-10.92
-9.42
Dividend per Share
- -
- -
- -
- -
- -
- -
Book Value per Share
16.28
-40.96
8.15
-3.83
2.32
4.37
Tangible Book Value per Share
10.02
-46.34
3.46
-6.77
0.26
2.22
Basic Weighted Avg Shares
15
15
9
15
15
17
Sales/Revenue/Turnover
1,312
395
102
120
207
235
Operating Margin (%)
-11.64
-150.7
-275.05
-156.61
-72.25
-63.23
Depreciation Expense
27
49
43
33
14
13
Net Income, GAAP
-301
-877
-536
-206
-166
-180
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-22.96
-222
-525.32
-171.83
-80.17
-76.43
Working Capital
1,223
429
589
426
207
231
LT Debt
700
952
546
524
203
203
Total Equity
676
-168
123
-58
37
58
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
-267.67

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
412
508
454
LT Borrowings
199
199
199
LT Finance Leases
5
4
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
17
13
Market Capitalization
521
595
364

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,462
1,527
1,504
Cash, Cash Equivalents & STI
203
64
102
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
1,254
1,347
1,272
Payables & Accruals
75
61
51
ST Debt
412
508
454
Deferred Revenue
763
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-163.92%
Free Cash Flow
- -
- -
-56.24%
Net Income, GAAP
- -
- -
-19.59%
Sales/Revenue/Turnover
- -
- -
72.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
28
27
47
120
2025
33
47
54
67
207
2026
54
61
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-3.41
-2.74
-3.58
-3.9
-13.65
2025
-3.33
-2.37
-2.56
-2.5
-10.8
2026
-4.28
-1.64
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Daniel Seth Lewis
Full Time Employees
1,329
Sector
Finance
Industry
Finance/Rental/Leasing
Address
3 World Trade Center New York NY United States 10007
IPO Date
Mar 4, 2021
Website
better.com
Business
Better Home & Finance Holding Company (NASDAQ: BETR) operates as an AI-native homeownership company, providing mortgage lending, real estate agent services, title insurance and settlement services, and homeowners insurance through its proprietary Tinman platform and AI assistant Betsy. The company offers GSE-conforming mortgage loans, FHA-insured loans, VA-guaranteed loans, jumbo loans, One-Day Mortgage for rapid underwriting commitments, AI-driven HELOC underwriting for small business and self-employed borrowers using bank statements, and Better HELOC products enabling access to up to 90% of home equity in as little as seven days; it also delivers non-mortgage offerings including Better Real Estate, Better Settlement Services, and Better Cover insurance. Founded in 2016 and headquartered in New York, New York, Better Home & Finance Holding Company serves customers across all 50 U.S. states and the United Kingdom, targeting individual homebuyers, GSEs, banks, insurance companies, asset managers, and mortgage REITs with a focus on digital-first processes to fund over $100 billion in loan volume. The company, formerly Better Mortgage Corporation, changed its name to Better Home & Finance Holding Company in August 2023 to reflect its expanded home finance ecosystem. In 2025, it onboarded two new strategic partnerships in the third quarter with a third added in October, anticipates $500 million monthly funded loan volume run rate in the fourth quarter driven by these alliances, launched AI-driven HELOC underwriting and expanded Betsy for autonomous pre-approval and rate locking, and won Fintech Breakthrough and Banking Tech Awards for Digital Mortgage Innovation.

Company News

  • BETR Shareholder Alert: Better Home & Finance Holding Company Securities Class Action Lawsuit - Investors With Losses May Contact SueWallSt

  • BETTER HOME & FINANCE ALERT: Bragar Eagel & Squire, P.C. Announces that a Class Action Lawsuit Has Been Filed Against Better Home & Finance Holding Company and Encourages Investors to Contact the Firm

  • ROSEN, A LONGSTANDING LAW FIRM, Encourages Better Home & Finance Holding Company Investors to Secure Counsel Before Important Deadline in Securities Class Action - BETR

  • DEADLINE ALERT for Baidu, Inc. (BIDU), Doximity, Inc. (DOCS), and Better Home & Finance Holding Company (BETR): The Law Offices of Frank R. Cruz Reminds Investors of Lead Plaintiff Deadlines in Securities Fraud Class Actions

  • BETR INVESTOR DEADLINE: Better Home & Finance Holding Company Investors with Substantial Losses Have Opportunity to Lead Securities Fraud Class Action Lawsuit

  • BETR DEADLINE ALERT: Faruqi & Faruqi, LLP Reminds Better Home & Finance Holding Investors of Securities Class Action Lawsuit Deadline on November 20, 2026

  • BETR Shareholder Alert: Investors With Losses May Seek to Lead the Class Action in Better Home & Finance Holding Company Securities Lawsuit - Contact Levi & Korsinsky

  • Kaplan Fox Alerts Investors to a Deadline for a Securities Fraud Class Action Lawsuit Against Better Home & Finance Holding Company (BETR) on November 20, 2026

  • Better Home & Finance Holding Company Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - BETR

  • Better Home & Finance Holding Company Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - BETR

  • ROSEN, SKILLED INVESTOR COUNSEL, Encourages Better Home & Finance Holding Company Investors to Secure Counsel Before Important Deadline in Securities Class Action - BETR

  • Better 2.0 Publishes Weekly Report Card, Week 2: Sales Efficiency and Cost Cutting

  • BETR Investors Have Opportunity to Lead Better Home & Finance Holding Company Securities Fraud Lawsuit

  • DEADLINE ALERT for Honeywell Aerospace, Inc. (HONA), FuelCell Energy, Inc. (FCEL), Doximity, Inc. (DOCS), and Better Home & Finance Holding Company (BETR): The Law Offices of Howard G. Smith Reminds Investors of Opportunity to Lead Securities Fraud Class Actions

  • Deadline Alert: Better Home & Finance Holding Company Investors Have Until November 20, 2026 to Seek Lead Plaintiff Role in Securities Fraud Class Action, Glancy Prongay Wolke & Rotter LLP Reminds

  • BETR Investor Alert: Better Home & Finance Holding Company Securities Class Action Notice - Contact SueWallSt

  • BETR CLASS ACTION NOTICE: Faruqi & Faruqi, LLP Reminds Better Home & Finance Holding Investors of Securities Class Action Lawsuit Deadline on November 20, 2026

  • Kirby McInerney LLP Alerts Investors Who Acquired Better Home & Finance Holding Company BETR Securities Between March 13, 2026 and May 7, 2026 of Pending Lawsuit

  • BETR INVESTOR ALERT: Better Home & Finance Holding Company Investors Alerted to November 20, 2026 Lead Plaintiff Deadline in Securities Class Action Lawsuit

  • ROSEN, NATIONAL TRIAL COUNSEL, Encourages Better Home & Finance Holding Company Investors to Secure Counsel Before Important Deadline in Securities Class Action - BETR