Bar Harbor Bankshares

Bar Harbor Bankshares

BHB
Bar Harbor BanksharesUS flagNew York Stock Exchange American
38.03
USD
+0.09
- -
636.70MMarket Cap
Bar Harbor Bankshares
BHB
(New York Stock Exchange American)

Recent

price

38.03

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.71
4.71
5.05
5.23
5.75
6
6.37
7.78
7.67
7.65
9.32
9.21
9.86
10.09
9.81
10.59
10.98
Revenue per Share
1.18
1.27
1.42
1.49
1.64
1.69
1.65
1.71
2.13
1.46
2.18
2.63
2.9
2.96
2.86
2.32
2.48
Basic EPS, GAAP
1.3
1.42
2.4
2.44
1.52
2.06
1.38
2.45
2.13
1.34
0.91
3.84
3.55
2.7
2.95
2.74
2.38
Free Cash Flow per Basic Share
0.48
0.49
0.52
0.56
0.6
0.67
0.73
0.76
0.79
0.86
0.88
0.94
1.02
1.09
1.17
1.28
1.3
Dividend per Share
10.51
10.97
11.73
13.28
14.26
15.14
15.89
11.71
12.87
13.42
14.99
16.61
18.4
20.14
21.7
22.01
22.04
Book Value per Share
11.8
13.25
13.94
13.16
15.9
16.63
16.7
16.21
16.98
17.32
18.36
19.91
17.83
20.32
21.98
23.55
23.41
Tangible Book Value per Share
9
9
9
9
9
9
9
15
15
16
15
15
15
15
15
16
16
Basic Weighted Avg Shares
40
41
44
46
51
54
58
118
119
119
142
138
148
153
150
168
178
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
1
1
2
2
2
2
4
5
5
5
7
6
6
3
6
7
Depreciation Expense
11
11
12
13
15
15
15
26
33
23
33
39
44
45
44
37
40
Net Income, GAAP
27.93
28.78
28.4
28.25
28.81
28.25
28.24
39.02
18.67
15.69
20.18
19.18
20.58
21.47
17.24
19.63
20.14
Effective Tax Rate (%)
26.61
27.02
28.13
28.49
28.57
28.16
25.87
22
27.72
19.03
23.39
28.51
29.37
29.36
29.12
21.94
22.57
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
180
144
147
96
134
141
537
830
724
183
243
84
63
61
41
135
135
LT Debt
104
118
128
121
146
154
157
355
371
396
407
424
393
432
458
533
538
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.55
11.96
12.58
11.96
11.97
11.54
10.67
16.15
17.46
11.09
15.21
16.48
16.59
15.42
13.7
10.85
11.59
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
50
135
77
LT Borrowings
135
135
135
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
17
17
Market Capitalization
473
493
527

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
663
678
247
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
50
135
77
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.11%
5.81%
16.17%
Free Cash Flow
37.32%
57.85%
-3.36%
Net Income, GAAP
12.89%
2.78%
-15.21%
Sales/Revenue/Turnover
15.01%
3.6%
12.53%
Total Cash Common Dividend
14.38%
8.79%
14.71%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
36
37
39
37
150
2025
37
35
48
49
168
2026
47
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.66
0.67
0.8
0.72
2.86
2025
0.67
0.4
0.55
0.7
2.32
2026
0.81
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.28
0.3
0.3
0.3
1.17
2025
0.3
0.33
0.33
0.32
1.28
2026
0.32
- -
- -
- -
- -
Business
Bar Harbor Bankshares (NYSE American: BHB), founded in 1887 and headquartered at 82 Main Street in Bar Harbor, Maine, operates as the holding company for Bar Harbor Bank & Trust, a leading Northern New England community bank serving individuals, families, small to medium-sized businesses, not-for-profits, and municipalities through over 50 branches across Maine, New Hampshire, and Vermont. The bank provides a comprehensive suite of personal and business banking products and services, including checking and savings accounts, certificates of deposit, debit and credit cards, mobile and online banking, merchant services, commercial real estate loans (owner-occupied and non-owner-occupied), commercial construction loans for raw land development and multifamily properties, commercial and industrial loans for working capital and capital investments, tax-exempt municipal loans, residential mortgages for one-to-four family homes, home equity lines of credit, consumer loans such as auto loans and recreational vehicle financing, personal lines of credit, overdraft protection, and treasury management services; wealth management through its subsidiary Bar Harbor Wealth Management offers investment management, financial and retirement planning, trust and estate administration, 401(k) plans, family office services, charitable planning, life insurance, annuities, third-party brokerage, and fiduciary services. In August 2025, the company completed its transformative all-stock merger with Guaranty Bancorp (OTC: GUAA), valued at $41.6 million, converting each Guaranty share into 1.85 Bar Harbor shares and expanding the combined entity to approximately $4.8 billion in assets, 60 branches, and enhanced market presence in New Hampshire while maintaining a focus on organic growth and community relationships.

Company News

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