Turkiye Vakiflar Bankasi Turk Anonim Ortakligi

Turkiye Vakiflar Bankasi Turk Anonim Ortakligi

30.06
TRY
-1.08
(-3.47%)
8.46EPS
4.08P/E
324.45BMarket Cap
Nov 05Next Earn
Turkiye Vakiflar Bankasi Turk Anonim Ortakligi
BIST:VAKBN
(Istanbul Exchange)

Recent

price

30.06

P/E

ratio

4.08

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
TRY
1.9
1.77
2.27
2.42
2.54
2.93
3.72
4.73
6.58
6.95
6.89
5.59
15.11
13.15
17.13
26.47
32.93
Revenue per Share
0.45
0.54
0.57
0.65
0.73
0.78
1.12
1.57
1.82
1.35
1.9
1.37
4.22
3.52
5.38
8.14
8.02
Basic EPS, GAAP
-0.7
-0.88
-1.77
-0.2
-0.03
-0.59
-0.18
2.47
1.83
5.24
18.64
7.27
10.78
37.36
32.93
-12.25
17.73
Free Cash Flow per Basic Share
0.05
0.01
0.02
0.04
0.04
0.04
0.04
0.05
0.05
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
3.33
3.7
4.57
4.86
5.79
6.6
7.63
9.18
11.35
13.07
11.88
13.57
14.87
17.68
22.8
33.13
36.62
Book Value per Share
3.31
3.66
4.53
4.81
5.72
6.52
7.54
9.08
11.23
12.98
11.81
13.49
14.81
17.58
22.67
32.95
36.45
Tangible Book Value per Share
2,500
2,396
2,500
2,537
2,489
2,500
2,500
2,500
2,500
2,500
3,338
3,781
6,293
8,996
9,149
9,474
9,524
Basic Weighted Avg Shares
4,762
4,241
5,671
6,132
6,325
7,330
9,299
11,822
16,442
17,387
23,004
21,134
95,079
118,277
156,686
250,821
313,662
Sales/Revenue/Turnover
29.94
- -
32.35
32.69
35.71
32.76
37.42
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
116
127
136
114
117
169
186
180
210
493
511
529
648
1,039
2,184
3,422
- -
Depreciation Expense
1,133
1,304
1,423
1,652
1,806
1,949
2,790
3,932
4,544
3,369
6,337
5,166
26,563
31,656
49,193
77,159
76,373
Net Income, GAAP
21.65
20.06
23.53
19.81
20.86
21.95
20.6
19.8
19.07
22.03
19.75
19.43
32.78
6.14
27.81
25.97
27.76
Effective Tax Rate (%)
23.8
30.75
25.1
26.95
28.55
26.59
30
33.26
27.64
19.38
27.55
24.44
27.94
26.76
31.4
30.76
24.35
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
61
9,496
12,327
21,290
29,262
36,235
48,779
70,475
80,799
94,496
118,284
190,904
225,401
366,524
554,123
905,065
1,036,857
LT Debt
8,579
9,598
11,829
12,471
14,961
17,003
19,607
23,623
29,106
33,552
47,152
54,200
108,662
180,876
236,199
344,627
382,212
Total Equity
13.35
- -
6.29
5.52
5.23
3.92
4.67
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
13.52
9
6.58
5.79
4.61
4.15
4.58
4.74
4.4
2.71
4.27
2.43
8.68
6.63
6.74
7.21
5.98
Return on Capital (%)
14.46
14.84
13.77
14.01
13.56
12.58
15.68
18.71
17.71
11.04
16.03
10.4
33.46
22.53
24.51
27.83
24.61
Return on Common Equity (%)

Capital Structure

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9,916
9,916
9,916
Market Capitalization
304,220
297,478
324,449

Working Capital

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
982,262
951,634
916,951
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
37.32%
51.68%
45.91%
Free Cash Flow
-70.66%
67.47%
-138.52%
Net Income, GAAP
68.91%
105.43%
56.85%
Sales/Revenue/Turnover
58.98%
91.74%
60.08%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
27,610
41,822
43,513
59,780
156,686
2025
57,174
67,438
66,329
85,972
250,821
2026
74,568
86,793
- -
- -
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.34
1.36
1.19
1.44
5.38
2025
2.22
1.42
1.45
2.9
8.14
2026
1.77
1.86
- -
- -
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Türkiye Vakıflar Bankasi Türk Anonim Ortakligi (VakifBank) operates as a full-service commercial and retail bank in Turkey and internationally, offering corporate, commercial, small and medium enterprise (SME), agricultural, and modern retail banking products and services; time, demand, and term deposit accounts; mortgage, housing, car, personal, consumer, and private banking yacht loans; working capital loans, spot loans, foreign currency indexed loans, discounted bills, and overdraft facilities; housing, comprehensive, motor, compulsory traffic, travel, complementary health, compulsory earthquake, and life insurance products; individual and private pension contracts; investment products including investment funds, government bonds, treasury bills, eurobonds, bank bonds, gold trading, VakifBank Gold, stocks, VIOP, safe deposit boxes, options, dual currency deposits, contingent options, currency swaps, and forward agreements; export/import transactions, foreign currency transfers, Eximbank loans, foreign trade solutions, money transfers, factoring, leasing, and digital banking services; as well as underwriting, financial leasing, and capital market activities through subsidiaries such as Vakif Yatirim Menkul Degerler AS and Vakif Faktoring AS. VakifBank maintains a network of approximately 935 branches, over 4,000 ATMs, and international presence through branches in New York, Bahrain, Arbil, Dubai, London, and Qatar, alongside a subsidiary in Austria (VakifBank International AG) with branches in Vienna, Cologne, Frankfurt, and Budapest, serving customers across 10 countries primarily in corporate, SME, agricultural, retail, and private banking segments. Founded in 1954 and headquartered in Istanbul, Turkey, the bank is controlled by the Turkish Treasury and Türkiye Wealth Fund. Recent developments include a USD 500 million Murabaha financing transaction in September 2025 with Kuwait Finance House, the bank's first such deal with 5-year maturity to diversify international funding; a USD 700 million diversified payment rights (DPR) securitization in early 2025, its largest targeting institutional investors following a Fitch rating upgrade; a USD 1 billion DPR transaction and USD 500 million additional Tier 1 issuance in 2025; a USD 870 million equivalent dual currency sustainability-themed syndication loan in late 2024; and an ESG-linked USD 915 million equivalent syndication loan in May 2024 with 48 international banks, underscoring ongoing efforts to secure sustainable, long-term funding amid global market conditions.

Company News

  • Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (TKYVY) Q1 2026 Earnings Call Transcript

  • Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (TKYVY) Q4 2025 Earnings Call Transcript