Bank of Montreal

Bank of Montreal

BMO.TO
Bank of MontrealCA flagToronto Stock Exchange
250.15
CAD
+3.07
- -
175.21BMarket Cap
Bank of Montreal
BMO.TO
(Toronto Stock Exchange)

Recent

price

250.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
21.81
23.58
23.92
25.95
27.95
29.74
31.45
32.29
35.37
39.65
39.01
41.58
39.55
43.86
44.03
50
52.85
Revenue per Share
4.78
4.9
5.93
6.18
6.44
6.59
6.71
7.66
8.2
8.68
7.56
11.6
20.04
5.77
9.53
11.46
13.07
Basic EPS, GAAP
-12.13
1.65
14.41
16.7
-5.67
2.68
-5.01
3.15
26.48
44.1
77.65
66.55
5.28
10.04
34.54
11.79
24.95
Free Cash Flow per Basic Share
2.1
2.81
2.13
2.92
2.87
3.31
3.33
2.99
4.02
4.31
3.86
4.6
3.91
3.81
5.28
6.97
7.18
Dividend per Share
30.56
38.42
38.29
42.08
45.82
48.45
50.67
54.62
60.63
65.3
68.95
75.86
94.67
94.38
96.72
97.98
100.8
Book Value per Share
29.8
33.43
33.57
36.37
38.64
44.03
44.94
47.14
50.92
58.89
66.92
71.43
91.73
71.72
83.19
90.03
87.9
Tangible Book Value per Share
560
591
666
648
646
645
666
673
643
639
641
647
664
709
728
722
710
Basic Weighted Avg Shares
12,210
13,943
15,929
16,830
18,054
19,182
20,947
21,721
22,738
25,332
25,025
26,909
26,259
31,115
32,041
36,099
37,537
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
470
538
682
694
747
788
1,047
1,103
1,127
1,205
1,618
1,565
1,480
2,092
2,110
2,180
2,183
Depreciation Expense
2,810
3,041
4,082
4,130
4,277
4,370
4,622
5,337
5,453
5,758
5,097
7,754
13,537
4,425
7,318
8,709
9,731
Net Income, GAAP
19.24
21.95
17.38
20.1
17.25
17.52
19.21
19.48
26.45
20.82
19.71
24.41
24.32
25.39
23.16
24.46
24.69
Effective Tax Rate (%)
23.01
21.81
25.63
24.54
23.69
22.78
22.07
24.57
23.98
22.73
20.37
28.82
51.55
14.22
22.84
24.13
25.92
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
37,510
38,924
29,574
26,357
27,378
26,089
91,663
102,399
91,316
127,247
122,047
103,519
126,569
140,199
159,443
166,885
177,470
LT Debt
21,683
27,836
30,090
31,179
35,404
39,913
42,328
44,354
45,721
51,076
56,593
57,523
71,038
76,123
84,286
88,100
85,617
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.26
14.54
16.37
15.19
14.62
13.98
13.76
14.62
13.92
13.75
11.29
16.09
23.77
6.31
10.09
11.72
13.03
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
ST Debt
113,343
105,670
110,078
LT Borrowings
163,570
169,358
177,470
LT Finance Leases
3,315
- -
- -
Preferred Equity and Hybrid Capital
1,550
1,550
1,550
Shares Outstanding
709
706
700
Market Capitalization
126,287
133,054
146,897

Working Capital

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
104,158
181,142
189,323
Accounts Receivable, Net
52,208
45,203
50,333
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
67,969
43,335
56,714
ST Debt
113,343
105,670
110,078
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.4%
9.51%
4.53%
Free Cash Flow
57.41%
36.88%
-66.14%
Net Income, GAAP
16.13%
28.76%
19.01%
Sales/Revenue/Turnover
6.7%
7.85%
12.67%
Total Cash Common Dividend
10.39%
17.64%
33.03%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,648
7,921
8,154
8,318
32,041
2025
9,217
8,681
8,943
9,258
36,099
2026
9,799
9,537
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.73
2.36
2.49
- -
9.53
2025
2.84
2.51
3.14
- -
11.46
2026
3.4
3.54
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.03
0.92
1.71
- -
5.28
2025
1.76
1.69
1.8
- -
6.97
2026
1.86
1.79
- -
- -
- -
Business
Bank of Montreal Bank of Montreal (BMO) operates as a diversified financial services provider offering personal and commercial banking, wealth management, and capital markets services to individual, business, institutional, and government clients primarily in Canada and the United States. The company provides deposit-taking products including checking, savings, and term deposit accounts; lending solutions such as residential and commercial mortgages, personal and business loans, credit cards, and lines of credit; wealth management offerings encompassing investment advisory, asset management, retirement planning, insurance products including life, critical illness, annuities, segregated funds, group creditor, and travel insurance; and capital markets services featuring debt and equity underwriting, mergers and acquisitions advice, loan syndication, treasury management, brokerage, and trading in equities, fixed income, and derivatives. BMO conducts operations through approximately 1,500 branches across North America with key hubs in Montreal, Toronto, and Chicago, serving over 13 million customers globally including select international markets; founded in 1817, it maintains its head office in Montreal, Quebec, and operational headquarters in Toronto, Ontario. In recent developments, BMO completed the acquisition of Burgundy Asset Management in 2025 to bolster its wealth management capabilities; announced in October 2025 a branch optimization strategy involving the sale of 138 U.S. branches to First-Citizens Bank & Trust Company in mid-2026 while planning to open 150 new branches over the next five years focused on high-growth markets like California; and in August 2025 initiated a new normal course issuer bid to repurchase up to 30 million common shares following termination of a prior bid.

Company News

APIChatGPT
  • BMO, Scotiabank and National Bank all beat estimates in Q2

  • BMO Financial Group Increases Common Share Dividend by 4 cents from the prior quarter, up 5 percent from the prior year

  • BMO Financial Group Reports Second Quarter 2026 Results

  • BMO Announces Strategic Sale of Transportation and Vendor Finance Businesses

  • REPEAT -- BMO Financial Group to Host Investor Day

  • BMO Financial Group Declares Dividends