U.S. Bancorp

U.S. Bancorp

USB-PP
U.S. BancorpUS flagNew York Stock Exchange
20.28
USD
- -
- -
63.62BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
19.92
21.68
23.28
24.63
26.35
28.01
29.9
31.26
32.72
28.71
31.13
33.19
37.54
38.92
Tangible Book Value per Share
12.95
14.66
16
17.18
18.7
20.07
21.5
22.78
23.29
15.96
19.21
21.6
26.26
27.21
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
19,378
19,939
19,969
20,956
21,697
22,521
22,883
23,226
22,721
24,184
28,013
27,335
28,540
29,583
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
520
501
481
470
468
467
502
527
497
560
1,018
939
875
856
Net Income, GAAP
5,836
5,851
5,879
5,888
6,218
7,096
6,914
4,959
7,963
5,825
5,429
6,299
7,570
8,168
Effective Tax Rate (%)
26.17
26.1
26.11
26.66
16.82
17.91
19.18
17.62
21.45
20.04
20.5
19.98
20.18
19.72
Profit Margin (%)
30.12
29.34
29.44
28.1
28.66
31.51
30.21
21.35
35.05
24.09
19.38
23.04
26.52
27.61
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
20,049
32,260
32,078
33,323
32,259
41,340
40,167
41,297
32,125
39,829
51,480
58,002
60,764
58,671
Total Equity
41,807
44,168
46,817
47,933
49,666
51,657
52,483
53,725
55,387
51,232
55,771
59,040
65,651
67,895
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
15.83
14.94
14.19
13.6
13.93
15.37
14.55
10.01
16.02
11.95
10.99
11.86
13.15
13.61

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
7,649
17,859
37,337
LT Borrowings
60,764
61,361
58,671
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
6,808
6,808
6,808
Shares Outstanding
1,555
1,555
1,558
Market Capitalization
34,996
33,417
33,244

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
137,731
141,876
156,249
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
7,649
17,859
37,337
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.55%
4.3%
11.2%
Free Cash Flow
19.23%
44.95%
-29.78%
Net Income, GAAP
5.22%
12.63%
20.18%
Sales/Revenue/Turnover
3.75%
4.42%
4.41%
Total Cash Common Dividend
6.09%
4.51%
2.49%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,685
6,838
6,833
6,979
27,335
2025
6,928
6,975
7,300
7,337
28,540
2026
7,260
7,686
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Gunjan Kedia
Full Time Employees
68,520
Sector
Financial Services
Industry
Banks - Diversified
Address
800 Nicollet Mall Minneapolis MN United States of America 55402
IPO Date
Aug 8, 2018
Website
usbank.com
Business
U.S. Bancorp (NYSE: USB), the publicly traded parent company of U.S. Bank National Association, provides a comprehensive range of banking, investment, mortgage, trust, and payment services to individuals, businesses, governmental entities, institutions, and other financial organizations. Core offerings include depository services such as checking accounts, savings accounts, and time certificates; consumer and commercial lending including traditional credit products; cash management, wealth management, and investment management services; payment processing through subsidiaries like Elavon; and retail credit card programs via the Visa network. The company operates over 2,000 branches concentrated in the Midwest and West regions of the United States with recent expansion to the East Coast, alongside a significant digital presence and international operations in 13 countries, particularly in Europe via Elavon; U.S. Bancorp maintains its headquarters at 800 Nicollet Mall in Minneapolis, Minnesota, with roots tracing back to a national bank charter granted in 1863. Recent developments include the acquisition of Salucro Healthcare Solutions LLC to expand healthcare industry services, a strategic partnership with Edward Jones to deliver integrated banking and credit card solutions to its clients, the announcement of a $5 billion share repurchase program, and the appointment of Gunjan Kedia as CEO in 2025 following Andy Cecere's tenure; the company also reported record third-quarter 2025 net revenue of $7.329 billion, reflecting strong fee revenue growth and net income of $2.001 billion.