Bank of Montreal

Bank of Montreal

BMO
Bank of MontrealUS flagNew York Stock Exchange
166.02
USD
-1.05
- -
115.40BMarket Cap
Bank of Montreal
BMO
(New York Stock Exchange)

Recent

price

166.02

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
21.81
23.58
23.92
25.95
27.95
29.74
31.45
32.29
35.37
39.65
39.01
41.58
39.55
43.86
44.03
50
54.73
Revenue per Share
4.78
4.9
5.93
6.18
6.44
6.59
6.71
7.66
8.2
8.68
7.56
11.6
20.04
5.77
9.53
11.46
12.35
Basic EPS, GAAP
-12.13
1.65
14.41
16.7
-5.67
2.68
-5.01
3.15
26.48
44.1
77.65
66.55
5.28
10.04
34.54
11.79
68.94
Free Cash Flow per Basic Share
2.1
2.81
2.13
2.92
2.87
3.31
3.33
2.99
4.02
4.31
3.86
4.6
3.91
3.81
5.28
6.97
7.28
Dividend per Share
31.09
36.76
40.25
43.22
48.55
56.31
59.56
61.92
64.73
72.57
80.36
83.12
101
100.98
112.68
122.02
121.89
Book Value per Share
26.8
28.61
32.15
34.95
37.05
43.43
46.31
48.95
51.21
58.85
66.46
71.33
89.96
70.54
82.93
91.61
91.41
Tangible Book Value per Share
560
591
666
648
646
645
666
673
643
639
641
647
664
709
728
722
703
Basic Weighted Avg Shares
12,210
13,943
15,929
16,830
18,054
19,182
20,947
21,721
22,738
25,332
25,025
26,909
26,259
31,115
32,041
36,099
38,502
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
470
538
682
694
747
788
1,047
1,103
1,127
1,205
1,618
1,565
1,480
2,092
2,110
2,180
2,208
Depreciation Expense
2,810
3,041
4,082
4,130
4,277
4,370
4,622
5,337
5,453
5,758
5,097
7,754
13,537
4,425
7,318
8,709
9,152
Net Income, GAAP
19.24
21.95
17.38
20.1
17.25
17.52
19.21
19.48
26.45
20.82
19.71
24.41
24.32
25.39
23.16
24.46
25.79
Effective Tax Rate (%)
23.01
21.81
25.63
24.54
23.69
22.78
22.07
24.57
23.98
22.73
20.37
28.82
51.55
14.22
22.84
24.13
23.77
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
37,510
38,924
29,574
26,357
27,378
26,089
91,663
102,399
91,316
127,247
122,047
103,519
126,569
140,199
159,443
166,885
193,867
LT Debt
21,683
27,836
30,090
31,179
35,404
39,913
42,328
44,354
45,721
51,076
56,593
57,523
71,038
76,123
84,286
88,100
86,573
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.18
14.09
15.89
14.84
14.06
12.61
11.98
13.12
12.93
12.64
9.87
14.2
21.77
5.8
8.94
9.81
10.22
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
105,670
110,078
118,949
LT Borrowings
169,358
177,470
193,867
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,550
1,550
1,550
Shares Outstanding
706
700
697
Market Capitalization
131,010
144,805
175,519

Working Capital

FRC

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
181,142
189,323
214,356
Accounts Receivable, Net
45,203
50,333
45,928
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
43,335
56,714
50,945
ST Debt
105,670
110,078
118,949
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.4%
9.51%
4.53%
Free Cash Flow
57.41%
36.88%
-66.14%
Net Income, GAAP
16.13%
28.76%
19.01%
Sales/Revenue/Turnover
6.7%
7.85%
12.67%
Total Cash Common Dividend
10.39%
17.64%
33.03%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,648
7,921
8,154
8,318
32,041
2025
9,217
8,681
8,943
9,258
36,099
2026
9,799
9,537
9,908
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.73
2.36
2.49
- -
9.53
2025
2.84
2.51
3.14
- -
11.46
2026
3.4
3.54
2.38
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.03
0.92
1.71
- -
5.28
2025
1.76
1.69
1.8
- -
6.97
2026
1.86
1.79
1.87
- -
- -
Business
Bank of Montreal delivers comprehensive financial services across North America. The institution's personal banking offerings encompass a wide array of options, including various checking and savings accounts, a selection of credit cards, mortgage financing, personal lending solutions, and tailored financial and investment guidance. For business clients, its commercial banking segment provides specialized business deposit accounts, commercial credit card products, business loans and commercial mortgages, sophisticated cash management tools, foreign exchange services, treasury and payment processing solutions, and strategic risk management offerings. Furthermore, BMO offers extensive wealth management services, covering investment and financial advisory, digital investing platforms, asset management, and crucial trust and estate planning. The company's Capital Markets division serves corporate, institutional, and government clients with debt and equity underwriting, corporate lending and project financing, strategic advice on mergers and acquisitions, restructurings, and valuations. This segment also facilitates trading solutions across debt, foreign exchange, interest rates, credit, equity, securitization, and commodities, alongside providing research and market access. In the realm of insurance, the company offers life insurance products, including term, permanent, and universal options, alongside critical illness, accidental death, travel coverage, and creditor insurance solutions for its banking clientele. Originally founded in Montreal in 1817, the bank has grown to become the seventh largest financial institution in North America by assets. It has significantly expanded its presence, particularly in the United States, through strategic initiatives like the acquisition of Bank of the West, completed in early 2023, which added a substantial customer base and over 500 branches, now operating as BMO Bank N.A. Operating an expansive network of over 900 branches in Canada and more than 1000 in the United States, alongside robust digital banking platforms, BMO serves over 13 million customers globally. The company's legal headquarters remains in Montreal, Canada, with operational leadership primarily based in Toronto.

Company News

  • Lobe Sciences Appoints Annette Grimaldi, Former Head of Life Sciences Investment Banking at BMO Capital Markets, to Board of Directors

  • BMO's Davis Says 30-Year Treasury Yields Will Hit 6%

  • BMO Becomes First Canadian Issuer to Deploy Mastercard Embedded Commercial Payments

  • Contrasting Independent Bank (NASDAQ:INDB) and Bank Of Montreal (NYSE:BMO)

  • Bank Of Montreal (NYSE:BMO) and MidWestOne Financial Group (NASDAQ:MOFG) Head to Head Review

  • Bank Of Montreal (NYSE:BMO) Receives Consensus Rating of “Hold” from Analysts

  • Gold price battles $4,300 support, but BMO sees underlying demand strengthening

  • BMO Sees Loan Demand Surge as Returns Rise Toward 2027 Targets

  • BMO recommends betting on a recovery in this semiconductor stock

  • Financial Review: Bank Of Montreal (NYSE:BMO) and Northeast Community Bancorp (NASDAQ:NECB)

  • Head-To-Head Analysis: BV Financial (NASDAQ:BVFL) & Bank Of Montreal (NYSE:BMO)

  • All You Need to Know About Bank of Montreal (BMO) Rating Upgrade to Buy

  • Bank of Montreal (BMO:CA) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

  • BMO Equipment Finance Selects NETSOL's Transcend Finance Platform

  • BMO, Sun Life Pledge C$75 Billion Private Capital for Canadian Infrastructure Push

  • BMO and REX Shares Launch MicroSectors™ 3× Long and -3× Short Communication Services (XLC) and Consumer Staples (XLP) ETNs (Cboe BZX: XLCU, XLCD, XLPU, XLPD)

  • HB Wealth Management LLC Has $2.27 Million Stock Holdings in Bank Of Montreal $BMO

  • Record ETF Launch Pace & Innovation Defined August

  • BMO Completes Sale of 138 U.S. Branches to First Citizens Bank

  • BMO Completes Sale of 138 U.S. Branches to First Citizens Bank