Bank of Marin Bancorp

Bank of Marin Bancorp

BMRC
Bank of Marin BancorpUS flagNASDAQ Capital Market
27.73
USD
+0.39
- -
448.94MMarket Cap
Bank of Marin Bancorp
BMRC
(NASDAQ Capital Market)

Recent

price

27.73

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.77
6.61
6.58
6.12
6.74
6.4
6.78
6.71
7.33
7.69
7.78
8.02
8.68
6.56
4.35
1.81
3.8
Revenue per Share
1.29
1.47
1.67
1.31
1.68
1.55
1.9
1.29
2.35
2.51
2.24
2.32
2.93
1.24
-0.52
-2.24
-0.9
Basic EPS, GAAP
2.07
1.88
1.83
1.85
1.4
1.87
2.01
2.06
2.97
2.97
2.95
3.08
3.33
2.12
1.74
2.34
2.41
Free Cash Flow per Basic Share
0.31
0.33
0.35
0.36
0.4
0.45
0.51
0.56
0.64
0.8
0.92
0.91
0.98
1.01
1.01
1.01
1.01
Dividend per Share
11.52
12.7
14.08
15.39
16.84
17.67
18.81
21.46
22.85
24.81
26.54
28.27
25.71
27.17
27.06
24.51
24.51
Book Value per Share
11.52
12.7
14.08
14.46
15.98
16.88
18.08
18.81
20.28
22.24
24.02
23.29
20.85
22.44
22.37
19.87
19.92
Tangible Book Value per Share
10
11
11
11
12
12
12
12
14
14
14
14
16
16
16
16
16
Basic Weighted Avg Shares
60
70
70
67
79
76
82
83
102
105
105
115
138
105
70
29
61
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
2
1
1
2
3
2
2
3
3
3
3
3
3
2
2
2
Depreciation Expense
14
16
18
14
20
18
23
16
33
34
30
33
47
20
-8
-36
-14
Net Income, GAAP
37.61
37.13
37.94
35.75
37.17
36.26
36.58
44.6
24.86
25.39
25.49
25.97
26.65
23.59
- -
- -
75.35
Effective Tax Rate (%)
22.43
22.21
25.34
21.35
24.87
24.14
28.1
19.22
32.08
32.68
28.74
28.88
33.72
18.95
-12.05
-123.4
-23.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
60
40
15
20
20
72
6
6
10
16
30
25
27
23
22
69
68
LT Debt
122
136
152
181
200
214
231
297
316
337
358
450
412
439
435
395
397
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.73
12.09
12.4
8.58
10.38
8.9
10.4
6.06
10.64
10.48
8.7
8.22
10.8
4.67
-1.92
-8.6
-3.41
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1
1
- -
LT Borrowings
44
44
44
LT Finance Leases
25
25
24
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
16
16
Market Capitalization
419
415
448

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
247
255
298
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
1
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.92%
2.71%
-9.36%
Free Cash Flow
8.31%
2.14%
33.8%
Net Income, GAAP
26.67%
34.95%
324.25%
Sales/Revenue/Turnover
-5.22%
-17.34%
-58.56%
Total Cash Common Dividend
11.98%
5.46%
-0.44%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
25
-8
26
27
70
2025
27
9
30
-37
29
2026
34
34
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
-1.36
0.28
0.38
-0.52
2025
0.31
-0.53
0.47
- -
-2.24
2026
0.53
0.58
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.25
0.25
0.25
1.01
2025
0.25
0.25
0.25
- -
1.01
2026
0.25
0.25
- -
- -
- -
Business
Bank of Marin Bancorp is a bank holding company primarily engaged in providing commercial banking services through its wholly owned subsidiary, Bank of Marin. Its core products and services include deposit accounts; commercial, residential, and construction loans; SBA loans; real estate financing; cash management services; and online banking solutions. The company serves a broad range of customers including individuals, small to medium-sized businesses, and professionals, primarily operating in the San Francisco Bay Area and Northern California. Established in 1987 and headquartered in Novato, California, Bank of Marin Bancorp focuses on personalized banking services tailored to local market needs. Key business segments include retail banking, commercial banking, and wealth management services. The company extends lending activities covering commercial real estate, residential mortgage, and business loans, supporting its regional customer base. In the last 1-2 years, Bank of Marin Bancorp has made strategic moves including digital banking enhancements to improve customer access and efficiency. It has also focused on expanding its loan portfolio with emphasis on SBA loans and real estate financing amid evolving market conditions. No recent name changes or major acquisitions have been reported, but the company continues to align its operations with community banking principles and regional growth opportunities. Bank of Marin Bancorp is publicly traded with ticker symbol BMRC and operates exclusively in the United States. It maintains a reputation for robust financial services within its geographic footprint, supported by long-standing community relationships and a solid capital base. No significant structural reorganizations or partnerships have been noted in the company’s latest available updates. This description provides a comprehensive and factual overview of Bank of Marin Bancorp’s business activities, products, services, geographic operations, and recent strategic adjustments reflective of its ongoing development in the competitive banking sector.

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