Banco BPM S.p.A.

Banco BPM S.p.A.

BNCZF
Banco BPM S.p.A.US flagOther OTC
15.95
USD
- -
- -
24.01BMarket Cap
Banco BPM S.p.A.
BNCZF
(Other OTC)

Recent

price

15.95

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
34.41
12.84
10.91
11.52
8.67
7.92
3.37
4.13
3.15
3.19
2.67
2.89
3.11
3.75
4.55
4.42
1.78
Revenue per Share
2.7
-7.19
-3.01
-1.93
-4.82
0.88
-2.06
1.73
-0.04
0.53
0.01
0.38
0.45
0.84
1.28
1.38
0.49
Basic EPS, GAAP
-1.35
-2.74
0.46
13.35
-1.8
5.49
-0.29
-0.11
-0.09
-0.24
4.83
12.9
-10.61
3.78
-3.41
-2.7
- -
Free Cash Flow per Basic Share
0.56
0.2
- -
0.03
0.02
- -
0.07
- -
- -
- -
- -
0.06
0.19
0.23
0.96
1.06
- -
Dividend per Share
22.92
6.48
10.67
11.75
10.28
13.37
6.62
6.42
4.66
5.23
4.72
5.08
5.16
5.55
6.01
6.11
5.21
Book Value per Share
59.37
22.52
21.2
19.82
14.94
13.33
7.21
7.04
5.97
7.03
7.29
7.86
7.8
8.48
8.89
8.23
8.28
Tangible Book Value per Share
114
314
314
314
403
488
817
1,515
1,511
1,511
1,510
1,511
1,509
1,508
1,501
1,503
1,508
Basic Weighted Avg Shares
3,923
4,031
3,424
3,616
3,498
3,864
2,750
6,255
4,760
4,822
4,035
4,372
4,695
5,653
6,827
6,639
2,678
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
189
190
194
172
260
190
458
1,328
272
308
303
280
320
278
293
333
117
Depreciation Expense
308
-2,258
-945
-606
-1,946
430
-1,682
2,616
-59
797
21
569
685
1,264
1,920
2,082
737
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
7.64
- -
13
31.91
28.87
26.03
26.53
28.05
Effective Tax Rate (%)
7.85
-56.03
-27.58
-16.77
-55.63
11.13
-61.15
41.83
-1.25
16.53
0.52
13.02
14.59
22.37
28.13
31.36
27.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
50,984
54,327
45,829
43,394
33,701
30,910
24,376
21,990
16,933
18,589
17,548
16,115
16,765
23,953
29,390
28,700
26,064
LT Debt
11,940
9,423
8,981
8,523
8,076
8,547
7,645
11,964
10,305
11,887
12,227
13,096
13,016
14,038
14,604
15,585
13,733
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.88
-97.15
-35.08
-17.23
-49.67
8.06
-28.19
34.6
-0.71
10.67
0.28
7.7
8.87
15.66
22.09
22.88
10.26
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'15
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
488
- -
1,504
Market Capitalization
5,586
7,787
7,842

Working Capital

FRC

in mil. unless spec.
Dec'15
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,650
- -
12,045
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.54%
5.02%
6.72%
Free Cash Flow
-244.9%
-72.2%
-20.7%
Net Income, GAAP
40.34%
558.13%
8.41%
Sales/Revenue/Turnover
11.39%
10.83%
-2.74%
Total Cash Common Dividend
- -
28,387.9%
10.37%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
1,382
- -
6,827
2025
- -
- -
1,445
- -
6,639
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.27
- -
1.28
2025
- -
- -
0.31
- -
1.38
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.96
2025
- -
- -
- -
- -
1.06
2026
- -
- -
- -
- -
- -
Business
Banco BPM S.p.A. is an Italian banking group formed in 2017 through the merger of Banco Popolare and Banca Popolare di Milano, headquartered in Milan and Verona. The bank offers a comprehensive range of financial products and services including retail banking; current accounts; savings and time deposit accounts; credit, debit, and prepaid cards; personal, home, mortgage, and business loans; corporate financing; leasing; investment and transactional banking; asset and wealth management; insurance products including life, property, and vehicle insurance; digital and mobile banking platforms; trading services; and social security and savings products. Banco BPM serves private individuals, small and medium enterprises (SMEs), corporate clients, and institutional investors primarily across Italy. The group includes subsidiaries in asset management and insurance sectors such as Vera Vita and Banco BPM Assicurazioni. Recent major developments include Banco BPM's strategic plan update through 2026, emphasizing integration and expansion with Anima Holding, where Banco BPM launched a voluntary tender offer in late 2024 to acquire a controlling stake and delist Anima from Euronext, moving to become an integrated asset management player. The bank has pursued substantial disposal of non-performing loans through securitization projects and benefited from state guarantee schemes. Additionally, in late 2024 UniCredit launched a takeover bid for Banco BPM, reflecting significant movements in the Italian banking sector landscape. The group continues to focus on expanding its SME and corporate banking leadership while reinforcing wealth management, life insurance, and digital innovation including omnichannel banking and cybersecurity. Banco BPM's operations remain Italy-centric with ongoing efforts to enhance balance sheet robustness and sustainability integration in its corporate strategy. Banco BPM operates through various segments including Retail, Institutional, Private, Corporate, Investment Banking, Insurance, and Strategic Partnerships, supported by a multi-channel distribution network across Italy. The bank emphasizes support for green transition initiatives and digital transformation as part of its 2023-26 strategic framework, with cost efficiency and reduction in loan loss provisions as key financial targets. Banco BPM also offers specialized financing solutions such as project and real estate financing, trade and export finance, corporate leasing, and digital international services, serving a broad customer base from individuals to large corporations. Banco BPM is listed on the Milan Stock Exchange under ticker BNCZF, representing one of Italy's leading banking groups by total assets and market presence. Its headquarters are located in Milan and Verona, and it was founded in 2017 following the merger of two historic cooperative banks dating back to the 19th and 20th centuries. The bank's latest strategic shifts highlight integration with asset management activities and a commitment to sustainable banking practices within the Italian financial services industry.

Company News

APIChat
  • Investor Caltagirone voices concern over possible Monte dei Paschi-Banco BPM merger

  • Banco BPM S.p.A. (BNCZF) Q1 2026 Earnings Call Transcript

  • Banco BPM profit beats estimates on strong fee growth

  • Banco BPM picks board slate, opening door to Credit Agricole's separate list

  • Banco BPM clears governance overhaul, opening door for bigger Credit Agricole role

  • Banco BPM S.p.A. (BNCZF) Q4 2025 Earnings Call Transcript

  • Italy's Banco BPM beats FY profit on stronger fee income

  • Credit Agricole Profit Slides on Banco BPM Stake Consolidation

  • Credit Agricole's profit falls 39% on Banco BPM charge, higher costs

  • Banco BPM to double board seats chosen by minority investors, documents show

  • Banco BPM seeks to double board seats for minority investors, sources say

  • Credit Agricole gets ECB nod to lift Banco BPM stake above 20%

  • ECB poised to give conditional approval to Credit Agricole stake increase in Banco BPM

  • Banco BPM CEO says no talks with Credit Agricole, nothing on table with MPS

  • Unicredit has closed the chapter on Banco BPM acquisition, CEO Orcel says

  • UniCredit to file on Monday appeal to top court over Rome-set terms for BPM bid, sources say

  • Banco BPM S.p.A. (BNCZF) Q3 2025 Earnings Call Transcript

  • Italy's Banco BPM sticks to outlook after net fees drive profit above forecasts

  • MPS fully focused on Mediobanca, CEO says when asked about Banco BPM

  • Italy to set conditions on any Banco BPM-Credit Agricole deal, FinMin says