The Bank of Nova Scotia

The Bank of Nova Scotia

BNS
The Bank of Nova ScotiaUS flagNew York Stock Exchange
91.14
USD
-0.46
- -
111.08BMarket Cap
The Bank of Nova Scotia
BNS
(New York Stock Exchange)

Recent

price

91.14

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
15.02
15.48
16.2
17.25
19.09
19.54
21.54
22.23
23.26
24.86
25.66
25.46
26.28
26.48
27.42
29.82
32.04
Revenue per Share
3.91
4.63
5.27
5.16
5.7
5.7
5.8
6.55
6.89
6.72
5.43
7.74
8.05
5.78
5.94
5.85
7.73
Basic EPS, GAAP
-3.08
10.57
5.17
7.49
4.07
13.58
3.77
13.79
14.68
-9.84
46.75
-10.55
14.13
26.5
12.77
4.35
5.66
Free Cash Flow per Basic Share
2.16
2.25
2.39
2.57
2.69
2.81
2.99
3.16
3.44
3.64
3.76
3.79
4.27
4.53
4.62
4.72
4.85
Dividend per Share
20.83
24.19
29.76
33.23
36.96
40.8
43.59
46.24
49.75
52.33
51.85
53.28
54.68
56.64
59.14
62.22
64.99
Book Value per Share
17.32
17.18
22.42
24.37
28.01
31.29
33.54
36.15
35.31
37.97
37.81
39.62
40.56
42.48
45.59
49.14
51.85
Tangible Book Value per Share
1,032
1,072
1,133
1,195
1,214
1,210
1,204
1,203
1,213
1,222
1,212
1,214
1,199
1,197
1,226
1,244
1,229
Basic Weighted Avg Shares
15,505
16,591
18,360
20,618
23,176
23,644
25,936
26,748
28,216
30,384
31,094
30,913
31,509
31,694
33,615
37,097
39,387
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
334
413
446
516
526
584
684
761
848
1,053
1,546
1,511
1,531
1,820
1,760
1,604
1,596
Depreciation Expense
4,239
5,181
6,194
6,379
7,071
7,014
7,117
8,005
8,548
8,390
6,778
9,624
9,916
7,338
7,758
7,789
10,009
Net Income, GAAP
28.68
21.07
19.7
20.81
21.53
20.44
21.6
19.78
21.45
21.93
18.38
22.38
21.33
22.97
20.48
26.18
24.5
Effective Tax Rate (%)
27.34
31.23
33.74
30.94
30.51
29.67
27.44
29.93
30.29
27.61
21.8
31.13
31.47
23.15
23.08
21
25.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,939
6,923
10,143
5,841
106,353
118,166
124,947
123,471
143,262
140,238
158,648
161,682
180,749
193,882
197,290
202,530
216,680
LT Debt
27,218
32,240
41,379
45,387
49,211
53,479
57,821
61,625
67,680
70,192
70,503
72,892
74,749
78,571
84,076
88,587
90,622
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
18.87
20.65
19.39
16.34
16.25
14.67
13.73
14.57
14.35
13.17
10.41
14.72
14.87
10.33
10.24
9.68
12.31
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
123,951
130,310
132,626
LT Borrowings
195,891
209,814
216,680
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
9,939
9,939
9,939
Shares Outstanding
1,233
1,227
1,219
Market Capitalization
125,513
129,732
150,086

Working Capital

FRC

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
191,782
205,105
190,923
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
123,951
130,310
132,626
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.21%
4.69%
5.37%
Free Cash Flow
-92.19%
-76.75%
-65.45%
Net Income, GAAP
2.48%
5.03%
0.4%
Sales/Revenue/Turnover
4.67%
3.67%
10.36%
Total Cash Common Dividend
5.07%
4.3%
3.29%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,387
8,290
8,453
8,485
33,615
2025
9,259
8,930
9,329
9,579
37,097
2026
9,880
9,615
10,313
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.7
1.59
1.43
- -
5.94
2025
0.82
1.48
1.86
- -
5.85
2026
1.74
2.01
2.27
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.15
1.16
1.16
- -
4.62
2025
1.16
1.17
1.21
- -
4.72
2026
1.21
1.2
1.24
- -
- -
Business
The Bank of Nova Scotia, operating as Scotiabank, delivers a comprehensive suite of financial products and advisory services across Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and other international markets. The institution organizes its operations across four key divisions: Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets. It provides financial guidance and everyday banking solutions to individuals, encompassing debit and credit cards, chequing and savings accounts, investment products, mortgages, various loans, and insurance offerings. For commercial clients, the bank extends business banking facilities such as lending, deposit management, cash flow solutions, and trade financing, serving small, mid-sized, and large enterprises, including specialized automotive dealer financing. Scotiabank also offers extensive wealth management insights and services, including online and full-service brokerage, mobile investment platforms, trust solutions, private banking, and private investment counsel, alongside retail and institutional funds like mutual funds and exchange-traded funds. Additionally, it delivers international banking capabilities for retail, corporate, and commercial clientele, along with corporate lending, transaction services, investment banking advisory, and capital markets access for institutional clients. The bank supports its customers through online, mobile, and telephone channels. With assets of approximately $1.4 trillion as of July 31, 2025, Scotiabank is actively pursuing a strategy focused on growing and scaling its priority businesses within the North American corridor. The Bank of Nova Scotia was established in 1832 and maintains its headquarters in Toronto, Canada.

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  • The Bank of Nova Scotia (BNS:CA) Q3 2026 Earnings Call Transcript

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