1. Philippines Stocks

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    Financial Services

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    Banks - Regional
Bank of the Philippine Islands

Bank of the Philippine Islands

BPHLY
Bank of the Philippine IslandsUS flagOther OTC
34.00
USD
+0.51
- -
450.19MMarket Cap
Bank of the Philippine Islands
BPHLY
(Other OTC)

Recent

price

34.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
206.85
210.93
239.98
266.01
261.56
275.94
310.27
330.93
325.84
375.74
414.48
396.18
482.03
555.76
612.09
698.46
721.49
Revenue per Share
59.14
63.53
80.53
92.58
82.46
82.78
102.8
104.45
98.14
117.3
87.07
97.12
161.08
218.04
235.66
252.33
253.22
Basic EPS, GAAP
794.26
-231.33
307.38
604.23
111.28
252.06
1.85
13.42
-466.09
135.83
358.77
817.01
-183.32
289.09
-95.67
-394.58
-10
Free Cash Flow per Basic Share
47.28
15.77
56.05
15.75
30.8
32.13
33.02
33.03
32.31
49.55
33.04
33.04
39.63
68.02
79.89
87.86
87.8
Dividend per Share
370.57
380.84
420.38
480.82
529.54
558.58
642.95
725.76
733.25
783.79
856.34
183.55
200.07
208
199.81
199.8
199.7
Book Value per Share
430.14
434.98
469.14
507.21
659.8
684.01
770.87
843.86
1,056.66
1,100.54
1,136.45
1,192.33
1,291.25
1,512.41
1,572.22
1,747.52
1,787.68
Tangible Book Value per Share
191
203
203
203
219
220
214
215
235
246
246
246
246
237
263
264
264
Basic Weighted Avg Shares
39,565
42,827
48,727
54,053
57,222
60,786
66,551
71,020
76,620
92,262
101,910
97,412
118,520
131,744
161,162
184,393
190,610
Sales/Revenue/Turnover
36.87
- -
40.17
42.82
40.23
38.68
40.28
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,586
3,040
3,346
3,459
3,587
3,661
3,878
4,255
4,797
7,132
6,023
6,249
5,445
6,615
5,257
5,918
6,104
Depreciation Expense
11,312
12,899
16,352
18,811
18,039
18,234
22,050
22,416
23,078
28,803
21,409
23,880
39,605
51,687
62,049
66,615
66,897
Net Income, GAAP
18
19.46
16.06
17.94
21.54
21.85
16.92
20.76
22.18
24.39
15.16
28.11
22.45
20.39
21.95
21.74
21.87
Effective Tax Rate (%)
28.59
30.12
33.56
34.8
31.52
30
33.13
31.56
30.12
31.22
21.01
24.51
33.42
39.23
38.5
36.13
35.1
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
29,868
24,136
28,340
25,189
32,993
20,941
61,973
83,517
166,901
173,994
172,560
112,354
119,868
157,534
187,974
241,076
270,416
LT Debt
82,275
88,316
98,122
105,807
146,679
152,730
167,684
183,551
251,538
273,034
281,957
295,156
319,804
359,370
432,690
478,870
481,804
Total Equity
12.59
- -
13.22
14.15
11.21
10.06
10.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
16.57
17.41
20.1
20.55
16.89
15.27
16.9
15.27
14.06
15.79
10.62
18.68
83.98
104.95
121.76
126.46
126.94
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,284
5,284
5,284
Market Capitalization
606,570
617,545
532,882

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
237,121
198,518
233,091
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.46%
11.29%
10.67%
Free Cash Flow
-341.5%
-13.99%
313.55%
Net Income, GAAP
16%
27.06%
7.36%
Sales/Revenue/Turnover
12.01%
13.03%
14.41%
Total Cash Common Dividend
- -
- -
10.27%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
39,525
41,650
44,580
44,327
161,162
2025
44,703
47,851
49,774
42,065
184,393
2026
50,919
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
58.04
58.05
66.09
- -
235.66
2025
63.13
61.76
66.34
- -
252.33
2026
64.06
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
39.6
0.6
- -
79.89
2025
- -
41.6
0.6
- -
87.86
2026
- -
- -
- -
- -
- -
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Business
Bank of the Philippine Islands (BPI), founded in 1851 and headquartered in Makati City, Philippines, operates as the country's first and oldest universal bank, providing a comprehensive range of financial products and services to retail, corporate, and institutional clients through its subsidiaries and affiliates primarily in the Philippines, with overseas presence via BPI Wealth Hong Kong Limited in Hong Kong and Bank of the Philippine Islands (Europe) PLC in London, supported by tie-ups in Tokyo and Dubai. The bank delivers consumer banking including savings, checking and time deposit accounts, home mortgages, auto loans, credit card financing, remittance services and digital banking platforms; corporate banking encompassing deposits, loan facilities, trade finance, cash management and internet-based solutions; investment banking featuring corporate finance, securities distribution and brokerage, asset management, trust and fiduciary services, proprietary trading; alongside payments, foreign exchange, leasing, insurance, mutual fund distribution, pre-need plans, non-life insurance, credit/debit/prepaid cards and financing services, accessible via over 800 branches nationwide, ATMs, cash accept machines and electronic channels such as mobile app, telephone and internet banking. In recent developments, BPI provided financing for 40% of Prime Infrastructure Capital's P47.07 billion acquisition of First Gen Corp.'s gas-fired power plants approved by the Philippine Competition Commission in October 2025, furthering its renewable energy investments; supported the acquisition of Philippine Coastal Storage and Pipeline Corporation, the country's largest import storage operator; sustained strong loan book expansion of 13% year-on-year to P2.3 trillion as of mid-2025 ahead of industry averages; and advanced its sustainable funding framework with a second party opinion issued in October 2025 covering green, blue and social projects including solar, wind, geothermal and smart grid technologies, while achieving accolades such as best acquisition financing and cash management market leadership in 2024 awards.

Company News

APIChatGPT

  • seekingalpha.com

    Bank of the Philippine Islands (BPHLY) Q1 2026 Earnings Call Transcript

  • seekingalpha.com

    Bank of the Philippine Islands (BPHLY) Q4 2025 Earnings Call Transcript

  • seekingalpha.com

    Bank of the Philippine Islands (BPHLY) Q3 2025 Earnings Call Transcript

  • defenseworld.net

    Bank of the Philippine Islands (OTCMKTS:BPHLY) Sees Significant Increase in Short Interest

  • https://thefly.com

    Bank of the Philippine Islands downgraded to Neutral from Buy at Citi