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    Finance/Rental/Leasing
Baid Finserv Limited

Baid Finserv Limited

9.53
INR
-0.35
(-3.54%)
1.08EPS
9.10P/E
1.54BMarket Cap
Baid Finserv Limited
BSE:BAIDFIN
(Bombay Stock Exchange)

Recent

price

9.53

P/E

ratio

9.10

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.5
1.49
3.18
1.18
1.34
2.93
2.88
3.95
4.58
4.92
4.05
3.86
4.93
5.16
6.74
7.34
6.79
Revenue per Share
0.1
0.1
0.16
0.16
0.19
0.44
0.4
0.55
0.8
0.62
0.61
0.72
0.96
1.06
1.12
1.15
1.09
Basic EPS, GAAP
-0.61
-0.89
0.05
0.42
-1.74
-2.92
-3.77
-4.47
-3.64
3.29
4.12
2.77
0.48
-2.06
0.02
-2.68
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.06
0.12
0.05
0.1
- -
0.05
0.11
0.1
0.1
0.09
- -
Dividend per Share
1.63
1.73
1.89
2.06
2.25
2.69
3.55
4.19
4.79
10.68
11.3
11.98
12.73
13.7
14.71
15.03
- -
Book Value per Share
1.63
1.73
1.89
2.06
2.24
2.68
3.54
4.19
4.79
10.67
11.29
11.97
12.72
13.69
14.69
15.01
- -
Tangible Book Value per Share
62
62
62
62
62
62
99
102
122
122
122
122
108
122
120
130
140
Basic Weighted Avg Shares
31
93
198
73
83
183
285
404
557
599
493
470
533
628
809
957
951
Sales/Revenue/Turnover
42.81
30.74
17.48
54.8
19.25
22.82
20.02
20.63
18.32
17.67
16.69
25.63
30.61
24.41
20.65
24.26
29.44
Operating Margin (%)
- -
- -
1
1
2
2
2
3
4
4
3
3
3
5
7
9
9
Depreciation Expense
6
6
10
10
12
27
40
57
97
76
75
88
104
129
134
150
153
Net Income, GAAP
34.45
31.68
22.17
34.09
33.73
31.58
30.63
31.4
23.61
26.57
27.31
27.69
25.81
28.59
25.86
25.4
25.39
Effective Tax Rate (%)
19.65
6.95
5.05
13.82
14.37
15.06
13.91
14.04
17.43
12.71
15.18
18.7
19.46
20.58
16.62
15.65
16.09
Profit Margin (%)
139
165
203
183
129
-221
-448
2,385
3,040
3,256
3,015
3,007
3,200
4,028
4,245
4,999
- -
Working Capital
103
154
134
92
37
97
262
1,947
2,692
1,886
1,639
1,598
1,707
2,419
2,554
2,854
- -
LT Debt
102
108
118
128
140
168
363
429
491
1,300
1,376
1,458
1,550
1,668
1,790
2,328
- -
Total Equity
3.06
2.37
3.15
3.05
2.85
4.13
3.57
2.51
2.42
1.55
1.15
1.94
2.83
3.29
2.9
2.58
- -
Return on Invested Capital (%)
6.5
7.16
3.15
7.71
7.9
4.19
3.62
2.71
3.04
2.12
2.13
2.6
3.17
3.52
3.19
3.14
- -
Return on Capital (%)
6.23
6.15
8.85
8.25
8.94
17.85
14.94
14.31
21.11
8.49
5.59
6.2
6.9
8.03
7.78
7.27
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
2,854
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
150
155
155
Market Capitalization
1,679
1,403
1,541

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
5,141
- -
Cash, Cash Equivalents & STI
- -
87
- -
Accounts Receivable, Net
- -
133
- -
Inventories
- -
2
- -
Total Current Liabilities
- -
142
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
37.72%
11.45%
30.03%
Free Cash Flow
-1,654.55%
-3,301.05%
-15,703.58%
Net Income, GAAP
21.07%
15.11%
11.37%
Sales/Revenue/Turnover
19.92%
14.73%
18.24%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
189
196
213
221
809
2026
238
238
246
250
957
2027
216
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.26
0.16
0.39
0.3
1.12
2026
0.33
0.37
0.37
0.11
1.15
2027
0.28
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.1
2026
- -
- -
- -
- -
0.09
2027
- -
- -
- -
- -
- -
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Business
Baid Finserv Limited functions as an Indian non-banking financial institution. The company specializes in offering a diverse portfolio of asset-backed credit solutions, including financing for cars, new and used commercial vehicles, tractors, and tailored loans for micro, small, and medium enterprises (MSMEs), alongside property-backed lending. Additionally, it extends various insurance provisions such as life, home, and vehicle coverage. Focusing on underserved populations, the firm primarily serves semi-urban and rural regions across Rajasthan, Madhya Pradesh, and Gujarat. Established in 1991, the entity, formerly known as Baid Leasing and Finance Co. Ltd., adopted the name Baid Finserv Limited in July 2022 and its equity shares were subsequently listed on the NSE in January 2023. Based in Jaipur, India, the company recently undertook a rights issue in November 2025 to secure additional capital.