1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Baid Finserv Limited

Baid Finserv Limited

9.88
INR
+0.23
(+2.38%)
1.08EPS
9.10P/E
1.54BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1.18
1.34
2.93
2.88
3.95
4.58
4.92
4.05
3.86
4.93
5.16
6.74
7.34
6.79
Basic EPS, GAAP
0.16
0.19
0.44
0.4
0.55
0.8
0.62
0.61
0.72
0.96
1.06
1.12
1.15
1.09
Free Cash Flow per Basic Share
0.42
-1.74
-2.92
-3.77
-4.47
-3.64
3.29
4.12
2.77
0.48
-2.06
0.02
-2.68
- -
Dividend per Share
- -
- -
- -
0.06
0.12
0.05
0.1
- -
0.05
0.11
0.1
0.1
0.09
- -
Book Value per Share
2.06
2.25
2.69
3.55
4.19
4.79
10.68
11.3
11.98
12.73
13.7
14.71
15.03
- -
Tangible Book Value per Share
2.06
2.24
2.68
3.54
4.19
4.79
10.67
11.29
11.97
12.72
13.69
14.69
15.01
- -
Basic Weighted Avg Shares
62
62
62
99
102
122
122
122
122
108
122
120
130
140
Sales/Revenue/Turnover
73
83
183
285
404
557
599
493
470
533
628
809
957
951
Operating Margin (%)
54.8
19.25
22.82
20.02
20.63
18.32
17.67
16.69
25.63
30.61
24.41
20.65
24.26
29.44
Depreciation Expense
1
2
2
2
3
4
4
3
3
3
5
7
9
9
Net Income, GAAP
10
12
27
40
57
97
76
75
88
104
129
134
150
153
Effective Tax Rate (%)
34.09
33.73
31.58
30.63
31.4
23.61
26.57
27.31
27.69
25.81
28.59
25.86
25.4
25.39
Profit Margin (%)
13.82
14.37
15.06
13.91
14.04
17.43
12.71
15.18
18.7
19.46
20.58
16.62
15.65
16.09
Working Capital
183
129
-221
-448
2,385
3,040
3,256
3,015
3,007
3,200
4,028
4,245
4,999
- -
LT Debt
92
37
97
262
1,947
2,692
1,886
1,639
1,598
1,707
2,419
2,554
2,854
- -
Total Equity
128
140
168
363
429
491
1,300
1,376
1,458
1,550
1,668
1,790
2,328
- -
Return on Invested Capital (%)
3.05
2.85
4.13
3.57
2.51
2.42
1.55
1.15
1.94
2.83
3.29
2.9
2.58
- -
Return on Capital (%)
7.71
7.9
4.19
3.62
2.71
3.04
2.12
2.13
2.6
3.17
3.52
3.19
3.14
- -
Return on Common Equity (%)
8.25
8.94
17.85
14.94
14.31
21.11
8.49
5.59
6.2
6.9
8.03
7.78
7.27
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
2,854
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
150
155
155
Market Capitalization
1,679
1,403
1,541

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
5,141
- -
Cash, Cash Equivalents & STI
- -
87
- -
Accounts Receivable, Net
- -
133
- -
Inventories
- -
2
- -
Total Current Liabilities
- -
142
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
37.72%
11.45%
30.03%
Free Cash Flow
-1,654.55%
-3,301.05%
-15,703.58%
Net Income, GAAP
21.07%
15.11%
11.37%
Sales/Revenue/Turnover
19.92%
14.73%
18.24%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
189
196
213
221
809
2026
238
238
246
250
957
2027
216
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.26
0.16
0.39
0.3
1.12
2026
0.33
0.37
0.37
0.11
1.15
2027
0.28
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.1
2026
- -
- -
- -
- -
0.09
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Panna Lal Baid
Full Time Employees
260
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Baid House Jaipur RA India 302006
IPO Date
Jan 17, 1995
Website
baidfinserv.com
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Business
Baid Finserv Limited functions as an Indian non-banking financial institution. The company specializes in offering a diverse portfolio of asset-backed credit solutions, including financing for cars, new and used commercial vehicles, tractors, and tailored loans for micro, small, and medium enterprises (MSMEs), alongside property-backed lending. Additionally, it extends various insurance provisions such as life, home, and vehicle coverage. Focusing on underserved populations, the firm primarily serves semi-urban and rural regions across Rajasthan, Madhya Pradesh, and Gujarat. Established in 1991, the entity, formerly known as Baid Leasing and Finance Co. Ltd., adopted the name Baid Finserv Limited in July 2022 and its equity shares were subsequently listed on the NSE in January 2023. Based in Jaipur, India, the company recently undertook a rights issue in November 2025 to secure additional capital.