Coral India Finance & Housing Ltd.

Coral India Finance & Housing Ltd.

27.65
INR
-1.56
(-5.34%)
3.58EPS
8.73P/E
1.26BMarket Cap
Coral India Finance & Housing Ltd.
BSE:CORALFINAC
(Bombay Stock Exchange)

Recent

price

27.65

P/E

ratio

8.73

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
3.36
8.44
6.21
2.16
3.24
2.36
0.3
0.87
0.51
3.26
3.6
4.15
7.07
5.04
3.76
3.22
3.62
Revenue per Share
1.19
2.01
3.06
1.34
2.07
1.27
1.63
2.7
1.65
1.61
3.22
4.31
4.55
5.15
4.34
3.67
3.58
Basic EPS, GAAP
0.53
-0.07
3.17
-1.15
1
-0.53
0.36
-0.13
0.78
1.6
1.01
0.48
5.44
1.23
4.25
3.77
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.24
- -
0.24
0.2
0.2
0.5
0.3
0.3
0.4
0.4
- -
Dividend per Share
6.52
8.53
12.71
12.69
14.52
22.06
29.06
28.87
25.56
29.05
31.54
35.24
37.11
45.54
54.79
51.4
- -
Book Value per Share
6.52
8.53
12.71
12.69
14.52
22.06
29.06
28.87
25.56
29.05
31.54
35.24
37.11
45.54
54.79
51.4
- -
Tangible Book Value per Share
50
50
50
50
50
50
50
50
50
50
40
40
40
40
40
40
40
Basic Weighted Avg Shares
168
421
310
108
162
118
15
44
25
162
145
167
285
203
152
130
145
Sales/Revenue/Turnover
44.64
29.91
56.84
51.06
60.71
66.82
672.07
369.03
389.3
78.13
74.76
68.69
70.75
65.59
68.47
75.05
77.03
Operating Margin (%)
2
2
2
2
2
3
2
2
1
1
1
1
1
1
1
1
1
Depreciation Expense
59
100
152
67
103
63
81
135
82
80
130
174
183
208
175
148
144
Net Income, GAAP
21.23
20.64
19.75
20.41
20.67
19.22
19.38
20.54
19.52
17.28
17.4
20.93
17.91
11.92
17.45
14.2
13
Effective Tax Rate (%)
35.43
23.79
49.2
61.98
63.82
53.94
541.65
309.39
323.32
49.32
89.35
103.94
64.3
102.22
115.27
113.89
98.98
Profit Margin (%)
137
235
310
191
156
147
136
177
170
158
682
782
938
1,198
1,313
1,440
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
325
425
578
633
724
1,101
1,449
1,440
1,275
1,171
1,271
1,420
1,496
1,835
2,208
2,072
- -
Total Equity
19.91
26.68
30.4
11.04
14.71
6.59
6.23
8.84
5.86
8.53
7.14
6.43
10.77
6.77
4.11
3.8
- -
Return on Invested Capital (%)
19.91
26.68
30.4
11.05
15.22
6.96
6.37
9.34
6.06
6.56
10.63
12.92
12.57
12.47
8.65
6.91
- -
Return on Capital (%)
20.08
26.68
30.4
11.04
15.21
6.95
6.36
9.34
6.05
6.55
10.63
12.91
12.57
12.47
8.65
6.91
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
40
40
40
Market Capitalization
1,612
1,041
1,260

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
1,473
- -
Cash, Cash Equivalents & STI
- -
1,204
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
61
- -
Total Current Liabilities
- -
32
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.39%
10.78%
-6.18%
Free Cash Flow
20.09%
229.95%
-11.46%
Net Income, GAAP
13.59%
4.3%
-15.46%
Sales/Revenue/Turnover
60.77%
3.43%
-14.44%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
79
65
37
30
152
2026
46
38
39
30
130
2027
37
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.77
1.4
0.58
0.58
4.34
2026
1.19
0.88
0.93
0.67
3.67
2027
1.1
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.4
2026
- -
- -
- -
- -
0.4
2027
- -
- -
- -
- -
- -
Business
Coral India Finance and Housing Limited Coral India Finance and Housing Limited is an India-based housing development company engaged primarily in the construction, development, and maintenance of properties along with investment and lending activities. The company operates through two main segments: Construction, which encompasses the development of commercial complexes and residential projects such as Coral Square Bungalow, Coral Twin Bungalow, and Coral Heights, with a focus on design, landscaping, engineering, and structural aspects; and Investments, including bill discounting, raising and placement of funds, placement of securities, advising on investments, financial consulting, project counseling, advisory services, investments in listed and unlisted securities, mutual funds, liquid funds, and lending activities. Incorporated on January 4, 1995, and headquartered at Dalamal House, 4th Floor, Jamnalal Bajaj Marg, Nariman Point, Mumbai, India, it conducts its operations primarily within India, with projects developed in regions including Thane and Nashik, and maintains a public listing on the BSE and NSE stock exchanges. Recent developments include the re-appointment of Mr. Niraj Mehta as Independent Director for a second five-year term effective July 17, 2025, following board approval on June 23, 2025 and shareholder confirmation at the EGM on July 16, 2025; the appointment of Neha Mehta as Independent Director for five years starting September 3, 2025; and the recommendation of a 20% final dividend on May 28, 2025 with a record date of September 12, 2025.