DhanSafal Finserve Ltd

DhanSafal Finserve Ltd

BBSE:DHANSAFAL
2.62
INR
+0.03
(+1.16%)
0.06EPS
43.54P/E
565.58MMarket Cap
DhanSafal Finserve Ltd
BSE:DHANSAFAL
(Bombay Stock Exchange)

Recent

price

2.62

P/E

ratio

43.54

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.42
0.07
0.05
0.02
0.04
0.06
0.12
0.15
0.08
0.05
0.08
0.11
0.14
0.12
0.29
0.57
0.67
Revenue per Share
0.04
0.05
0.02
0.01
0.01
0.02
0.05
0.03
0.02
- -
0.01
0.04
0.05
0.05
0.02
0.03
0.06
Basic EPS, GAAP
-0.29
-0.14
0.03
-0.07
- -
0.08
-0.16
-0.05
0.09
-0.18
-0.03
-0.52
0.33
-0.2
-2.33
-1.88
- -
Free Cash Flow per Basic Share
0.02
0.02
0.02
- -
- -
- -
0.01
0.01
0.01
- -
- -
- -
- -
- -
0.02
- -
- -
Dividend per Share
0.88
0.91
0.93
0.94
0.95
0.96
1
1.04
1.05
1.05
1.06
1.1
1.15
1.2
2.86
2.93
- -
Book Value per Share
0.88
0.91
0.93
0.94
0.95
0.96
1
1.04
1.05
1.05
1.06
1.1
1.15
1.2
2.86
2.93
- -
Tangible Book Value per Share
129
129
129
129
129
129
129
129
129
129
129
129
129
124
161
210
203
Basic Weighted Avg Shares
54
10
7
2
6
8
15
20
10
6
10
14
18
16
46
119
137
Sales/Revenue/Turnover
106.65
92.51
58.87
-16.62
48.19
61.6
67.7
27.34
31.14
-54.43
6.51
56.95
53.23
51.09
6.08
7.8
11.85
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
8
8
Depreciation Expense
5
7
3
1
1
2
7
4
3
- -
1
6
7
6
4
7
12
Net Income, GAAP
30.01
32.12
30.62
35.35
39.16
35.08
28.71
21.85
25.97
- -
38.16
25.53
25.98
31.8
34.43
31.09
30.22
Effective Tax Rate (%)
9.67
70.01
46.34
47.8
25.94
24.75
45.28
21.16
26.38
-8.15
13.39
40.5
37.06
39.04
8.04
6.14
8.52
Profit Margin (%)
41
19
-7
3
4
15
32
60
63
61
85
89
95
101
476
-85
- -
Working Capital
29
- -
- -
- -
- -
- -
- -
- -
- -
- -
13
64
- -
9
106
222
- -
LT Debt
113
117
119
121
123
124
129
133
135
135
136
142
148
154
535
665
- -
Total Equity
31.82
5.18
2.58
0.81
1.12
1.56
5.19
3.07
1.66
- -
0.27
2.26
2.93
3.31
0.18
0.52
- -
Return on Invested Capital (%)
4.39
5.7
2.74
0.82
1.13
1.75
5.42
3.07
1.91
- -
0.89
2.66
3.2
3.78
0.97
0.94
- -
Return on Capital (%)
4.66
5.85
2.63
0.85
1.18
1.6
5.37
3.21
2.01
-0.36
1.04
4.13
4.61
4
1.08
1.22
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
222
- -
LT Borrowings
- -
222
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
215
227
227
Market Capitalization
730
586
566

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
150
- -
Cash, Cash Equivalents & STI
- -
67
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
235
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
222
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
29.37%
56.79%
24.18%
Free Cash Flow
173.32%
554.3%
5.28%
Net Income, GAAP
4.06%
74.97%
97.44%
Sales/Revenue/Turnover
51.01%
80.95%
158.54%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
13
5
12
18
46
2026
23
28
35
36
119
2027
37
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.05
-0.02
-0.01
0.01
0.02
2026
0.01
- -
0.01
0.02
0.03
2027
0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.02
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
DhanSafal Finserve Limited operates as a non-banking financial company providing a range of credit and financial services to corporate and SME clients, with a focus on asset-backed lending, working capital finance, and related financial solutions; the company also engages in lending against securities and property, mortgage financing, trade finance, bill discounting, and equity-related trading activities, supported by a diversified product suite and financial services infrastructure. Main products and services - Safal Udyog Loans: working capital and day-to-day operating expense financing for small businesses; inventory purchase and cash cycle support - Safal MSME Loans: growth and expansion funding for micro, small and medium enterprises; technology upgrades, capacity expansion, and working capital needs - Safal Sampati Loans (LAP): loans against property to monetize real estate collateral for business needs, debt consolidation, or new ventures - Loans against shares and securities: financing secured by marketable securities and equity holdings - Mortgage loans: financing secured by real estate assets, including residential and commercial properties - Auto and home loans: consumer financing for vehicle purchases and housing needs - Trade financing: financing solutions for buyers and suppliers to support commercial transactions - Bills discounting: short-term credit against bill receivables to improve liquidity - Securities trading and related services: execution and ancillary services linked to trading activities Latest major company changes - Strategic expansion across multiple key Indian cities to broaden geographic footprint and client reach - Establishment or strengthening of partnerships and alliances within the financial services ecosystem to broaden product distribution and cross-sell opportunities - Ongoing product portfolio enhancements and potential rebranding or new service lines aligned with financing for MSMEs and collateralized lending - Growth-driven initiatives including channel expansion, digital onboarding capabilities, and enhanced risk management frameworks - Possible organizational restructurings to streamline operations and scale credit origination, underwriting, and servicing Additional context - Industry and segments: non-banking financial services (NBFC); consumer and commercial lending; collateralized lending; asset-backed financing; trade finance - Target markets: small, micro, and medium enterprises; corporate clients; individuals seeking secured loans - Geographic operations: primarily India, with a focus on major urban and industrial hubs; expansion into additional regional markets as part of growth strategy - Founding year and headquarters: established in the early 2010s; headquarters located in Mumbai, Maharashtra - Subsidiaries/relations: operates as part of a broader corporate group with potential cross-holdings or affiliates in media, infra, or finance-related verticals; parent-subsidiary relationships may exist within the broader Luharuka corporate umbrella This description consolidates core offerings, recent strategic movements, and context to align with financial data provider conventions, presenting a clear view of DhanSafal Finserve Limited's business profile and trajectory.