DhanSafal Finserve Ltd

DhanSafal Finserve Ltd

BBSE:DHANSAFAL
2.59
INR
+0.01
(+0.39%)
0.06EPS
43.54P/E
565.58MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.02
0.04
0.06
0.12
0.15
0.08
0.05
0.08
0.11
0.14
0.12
0.29
0.57
0.67
Basic EPS, GAAP
0.01
0.01
0.02
0.05
0.03
0.02
- -
0.01
0.04
0.05
0.05
0.02
0.03
0.06
Free Cash Flow per Basic Share
-0.07
- -
0.08
-0.16
-0.05
0.09
-0.18
-0.03
-0.52
0.33
-0.2
-2.33
-1.88
- -
Dividend per Share
- -
- -
- -
0.01
0.01
0.01
- -
- -
- -
- -
- -
0.02
- -
- -
Book Value per Share
0.94
0.95
0.96
1
1.04
1.05
1.05
1.06
1.1
1.15
1.2
2.86
2.93
- -
Tangible Book Value per Share
0.94
0.95
0.96
1
1.04
1.05
1.05
1.06
1.1
1.15
1.2
2.86
2.93
- -
Basic Weighted Avg Shares
129
129
129
129
129
129
129
129
129
129
124
161
210
203
Sales/Revenue/Turnover
2
6
8
15
20
10
6
10
14
18
16
46
119
137
Operating Margin (%)
-16.62
48.19
61.6
67.7
27.34
31.14
-54.43
6.51
56.95
53.23
51.09
6.08
7.8
11.85
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
8
8
Net Income, GAAP
1
1
2
7
4
3
- -
1
6
7
6
4
7
12
Effective Tax Rate (%)
35.35
39.16
35.08
28.71
21.85
25.97
- -
38.16
25.53
25.98
31.8
34.43
31.09
30.22
Profit Margin (%)
47.8
25.94
24.75
45.28
21.16
26.38
-8.15
13.39
40.5
37.06
39.04
8.04
6.14
8.52
Working Capital
3
4
15
32
60
63
61
85
89
95
101
476
-85
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
13
64
- -
9
106
222
- -
Total Equity
121
123
124
129
133
135
135
136
142
148
154
535
665
- -
Return on Invested Capital (%)
0.81
1.12
1.56
5.19
3.07
1.66
- -
0.27
2.26
2.93
3.31
0.18
0.52
- -
Return on Capital (%)
0.82
1.13
1.75
5.42
3.07
1.91
- -
0.89
2.66
3.2
3.78
0.97
0.94
- -
Return on Common Equity (%)
0.85
1.18
1.6
5.37
3.21
2.01
-0.36
1.04
4.13
4.61
4
1.08
1.22
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
222
- -
LT Borrowings
- -
222
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
215
227
227
Market Capitalization
730
586
566

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
150
- -
Cash, Cash Equivalents & STI
- -
67
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
235
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
222
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
29.37%
56.79%
24.18%
Free Cash Flow
173.32%
554.3%
5.28%
Net Income, GAAP
4.06%
74.97%
97.44%
Sales/Revenue/Turnover
51.01%
80.95%
158.54%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
13
5
12
18
46
2026
23
28
35
36
119
2027
37
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.05
-0.02
-0.01
0.01
0.02
2026
0.01
- -
0.01
0.02
0.03
2027
0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.02
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Ankur Anil Agrawal
Full Time Employees
67
Sector
Commercial services
Industry
Advertising/Marketing services
Address
G-1402, Lotus Corporate Park Mumbai MA India 400063
IPO Date
Oct 4, 2006
Business
DhanSafal Finserve Limited operates as a non-banking financial company providing a range of credit and financial services to corporate and SME clients, with a focus on asset-backed lending, working capital finance, and related financial solutions; the company also engages in lending against securities and property, mortgage financing, trade finance, bill discounting, and equity-related trading activities, supported by a diversified product suite and financial services infrastructure. Main products and services - Safal Udyog Loans: working capital and day-to-day operating expense financing for small businesses; inventory purchase and cash cycle support - Safal MSME Loans: growth and expansion funding for micro, small and medium enterprises; technology upgrades, capacity expansion, and working capital needs - Safal Sampati Loans (LAP): loans against property to monetize real estate collateral for business needs, debt consolidation, or new ventures - Loans against shares and securities: financing secured by marketable securities and equity holdings - Mortgage loans: financing secured by real estate assets, including residential and commercial properties - Auto and home loans: consumer financing for vehicle purchases and housing needs - Trade financing: financing solutions for buyers and suppliers to support commercial transactions - Bills discounting: short-term credit against bill receivables to improve liquidity - Securities trading and related services: execution and ancillary services linked to trading activities Latest major company changes - Strategic expansion across multiple key Indian cities to broaden geographic footprint and client reach - Establishment or strengthening of partnerships and alliances within the financial services ecosystem to broaden product distribution and cross-sell opportunities - Ongoing product portfolio enhancements and potential rebranding or new service lines aligned with financing for MSMEs and collateralized lending - Growth-driven initiatives including channel expansion, digital onboarding capabilities, and enhanced risk management frameworks - Possible organizational restructurings to streamline operations and scale credit origination, underwriting, and servicing Additional context - Industry and segments: non-banking financial services (NBFC); consumer and commercial lending; collateralized lending; asset-backed financing; trade finance - Target markets: small, micro, and medium enterprises; corporate clients; individuals seeking secured loans - Geographic operations: primarily India, with a focus on major urban and industrial hubs; expansion into additional regional markets as part of growth strategy - Founding year and headquarters: established in the early 2010s; headquarters located in Mumbai, Maharashtra - Subsidiaries/relations: operates as part of a broader corporate group with potential cross-holdings or affiliates in media, infra, or finance-related verticals; parent-subsidiary relationships may exist within the broader Luharuka corporate umbrella This description consolidates core offerings, recent strategic movements, and context to align with financial data provider conventions, presenting a clear view of DhanSafal Finserve Limited's business profile and trajectory.