1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
India Home Loan Ltd.

India Home Loan Ltd.

BBSE:INDIAHOME
29.99
INR
-0.05
(-0.17%)
0.10EPS
307.21P/E
453.30MMarket Cap
India Home Loan Ltd.
BSE:INDIAHOME
(Bombay Stock Exchange)

Recent

price

29.99

P/E

ratio

307.21

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.51
1.11
1.43
1.85
2.16
3.65
4.48
11.47
21.93
22.37
21.25
20.77
15.44
8.34
9.27
10.17
9.01
Revenue per Share
0.12
0.03
0.38
0.55
0.51
0.76
0.8
2.08
1.28
1.96
0.79
1.34
0.42
-2.41
0.19
0.07
0.1
Basic EPS, GAAP
-3.54
-1.82
-3.17
0.09
-3.2
-8.01
-7.83
-93.86
-39.01
7.37
5.32
28.01
24.14
21.64
8.25
4.15
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
0.12
0.24
0.24
0.15
- -
- -
- -
- -
- -
- -
Dividend per Share
9.35
9.38
13.92
14.47
15.52
16.28
21.89
21.85
24.98
26.72
27.39
30.75
31.23
28.85
29.01
29.03
- -
Book Value per Share
9.33
9.38
13.92
14.41
15.48
16.23
21.8
21.51
24.72
26.52
27.24
30.64
31.15
28.79
28.97
28.99
- -
Tangible Book Value per Share
11
11
11
11
11
11
12
14
14
14
14
14
14
14
14
14
14
Basic Weighted Avg Shares
6
12
16
20
25
42
55
164
313
320
304
297
220
119
132
145
130
Sales/Revenue/Turnover
29
27.43
27.53
38.02
34.68
27.64
19.85
23.27
11.22
13.86
12.99
26.54
10.3
-34.95
3.82
6.13
1.1
Operating Margin (%)
- -
- -
- -
- -
1
1
1
3
4
3
2
5
6
2
2
2
2
Depreciation Expense
1
- -
4
6
6
9
10
30
18
28
11
19
6
-34
3
1
1
Net Income, GAAP
39.85
92.14
22.43
26.14
- -
33.09
29.28
27.04
35.53
25.18
24.41
51.68
38.58
- -
21.38
44.41
6.4
Effective Tax Rate (%)
23.26
2.47
26.55
29.58
23.41
20.72
17.94
18.09
5.83
8.78
3.7
6.46
2.75
-28.92
2.06
0.66
1.15
Profit Margin (%)
21
4
31
27
33
1
43
1,644
1,836
2,112
2,091
1,583
1,003
556
983
945
- -
Working Capital
- -
- -
- -
- -
37
102
109
1,350
1,538
1,701
1,706
1,258
910
569
496
433
- -
LT Debt
102
103
152
158
177
185
313
312
357
382
391
439
446
412
414
415
- -
Total Equity
1.65
0.28
3.14
3.85
- -
3.24
2.57
2.4
0.74
1.07
0.32
0.91
- -
- -
0.31
0.13
- -
Return on Invested Capital (%)
1.65
0.28
3.14
3.85
- -
5.99
5.6
2.55
0.87
1.26
0.52
0.99
0.4
- -
0.32
0.14
- -
Return on Capital (%)
1.65
0.29
3.25
3.86
3.44
4.76
3.98
9.49
5.46
7.6
2.9
4.61
1.37
-8.03
0.66
0.23
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
431
- -
LT Finance Leases
- -
2
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
512
375
453

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
953
- -
Cash, Cash Equivalents & STI
- -
1
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
8
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.93%
1.36%
0.04%
Free Cash Flow
138.08%
58.26%
-49.65%
Net Income, GAAP
-66.94%
-167.83%
-64.66%
Sales/Revenue/Turnover
26.49%
-10.61%
9.75%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
33
33
33
37
132
2026
43
35
33
37
145
2027
25
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.07
0.04
0.06
0.01
0.19
2026
0.01
0.05
0.01
- -
0.07
2027
0.04
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
India Home Loan Limited India Home Loan Limited operates as a housing finance company in India, providing retail loan products primarily in the affordable housing segment to individuals and families in the economically weaker section, low-income group, and middle-income group, including self-employed customers without formal income proof; its core offerings include housing loans for purchase, construction, extension, and renovation of residential properties with ticket sizes of Rs 1-15 lakh and an average of Rs 7.5 lakh, loans against self-occupied residential properties up to 60% of property value for purposes such as land purchase, and project finance for developer expansion, diversification, or modernization with ticket sizes of Rs 1-5 crore. The company, founded in 1990 and headquartered in Mumbai, maintains operations across Maharashtra, Gujarat, and Rajasthan in semi-urban and urban peripheries, functioning as a non-deposit-taking entity registered with the National Housing Bank that qualifies for priority sector lending per Reserve Bank of India guidelines and listed on the Bombay Stock Exchange. In September 2025, Skybridge Ventures LLP acquired a 24.5% stake through an off-market transaction of 34,99,030 equity shares, marking a significant strategic investment to support growth in affordable housing finance without altering the total diluted share capital of 1,42,81,755 shares.