1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
India Home Loan Ltd.

India Home Loan Ltd.

BBSE:INDIAHOME
30.04
INR
0.00
(0.00%)
0.10EPS
307.21P/E
453.30MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1.85
2.16
3.65
4.48
11.47
21.93
22.37
21.25
20.77
15.44
8.34
9.27
10.17
9.01
Basic EPS, GAAP
0.55
0.51
0.76
0.8
2.08
1.28
1.96
0.79
1.34
0.42
-2.41
0.19
0.07
0.1
Free Cash Flow per Basic Share
0.09
-3.2
-8.01
-7.83
-93.86
-39.01
7.37
5.32
28.01
24.14
21.64
8.25
4.15
- -
Dividend per Share
- -
- -
- -
- -
0.12
0.24
0.24
0.15
- -
- -
- -
- -
- -
- -
Book Value per Share
14.47
15.52
16.28
21.89
21.85
24.98
26.72
27.39
30.75
31.23
28.85
29.01
29.03
- -
Tangible Book Value per Share
14.41
15.48
16.23
21.8
21.51
24.72
26.52
27.24
30.64
31.15
28.79
28.97
28.99
- -
Basic Weighted Avg Shares
11
11
11
12
14
14
14
14
14
14
14
14
14
14
Sales/Revenue/Turnover
20
25
42
55
164
313
320
304
297
220
119
132
145
130
Operating Margin (%)
38.02
34.68
27.64
19.85
23.27
11.22
13.86
12.99
26.54
10.3
-34.95
3.82
6.13
1.1
Depreciation Expense
- -
1
1
1
3
4
3
2
5
6
2
2
2
2
Net Income, GAAP
6
6
9
10
30
18
28
11
19
6
-34
3
1
1
Effective Tax Rate (%)
26.14
- -
33.09
29.28
27.04
35.53
25.18
24.41
51.68
38.58
- -
21.38
44.41
6.4
Profit Margin (%)
29.58
23.41
20.72
17.94
18.09
5.83
8.78
3.7
6.46
2.75
-28.92
2.06
0.66
1.15
Working Capital
27
33
1
43
1,644
1,836
2,112
2,091
1,583
1,003
556
983
945
- -
LT Debt
- -
37
102
109
1,350
1,538
1,701
1,706
1,258
910
569
496
433
- -
Total Equity
158
177
185
313
312
357
382
391
439
446
412
414
415
- -
Return on Invested Capital (%)
3.85
- -
3.24
2.57
2.4
0.74
1.07
0.32
0.91
- -
- -
0.31
0.13
- -
Return on Capital (%)
3.85
- -
5.99
5.6
2.55
0.87
1.26
0.52
0.99
0.4
- -
0.32
0.14
- -
Return on Common Equity (%)
3.86
3.44
4.76
3.98
9.49
5.46
7.6
2.9
4.61
1.37
-8.03
0.66
0.23
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
431
- -
LT Finance Leases
- -
2
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
512
375
453

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
953
- -
Cash, Cash Equivalents & STI
- -
1
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
8
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.93%
1.36%
0.04%
Free Cash Flow
138.08%
58.26%
-49.65%
Net Income, GAAP
-66.94%
-167.83%
-64.66%
Sales/Revenue/Turnover
26.49%
-10.61%
9.75%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
33
33
33
37
132
2026
43
35
33
37
145
2027
25
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.07
0.04
0.06
0.01
0.19
2026
0.01
0.05
0.01
- -
0.07
2027
0.04
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mahesh Narishibhai Pujara
Full Time Employees
46
Sector
Finance
Industry
Finance/Rental/Leasing
Address
504-504A, Nirmal Ecstasy Mumbai MH India 400080
IPO Date
Jul 7, 2005
Website
indiahomeloan.co.in
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
India Home Loan Limited India Home Loan Limited operates as a housing finance company in India, providing retail loan products primarily in the affordable housing segment to individuals and families in the economically weaker section, low-income group, and middle-income group, including self-employed customers without formal income proof; its core offerings include housing loans for purchase, construction, extension, and renovation of residential properties with ticket sizes of Rs 1-15 lakh and an average of Rs 7.5 lakh, loans against self-occupied residential properties up to 60% of property value for purposes such as land purchase, and project finance for developer expansion, diversification, or modernization with ticket sizes of Rs 1-5 crore. The company, founded in 1990 and headquartered in Mumbai, maintains operations across Maharashtra, Gujarat, and Rajasthan in semi-urban and urban peripheries, functioning as a non-deposit-taking entity registered with the National Housing Bank that qualifies for priority sector lending per Reserve Bank of India guidelines and listed on the Bombay Stock Exchange. In September 2025, Skybridge Ventures LLP acquired a 24.5% stake through an off-market transaction of 34,99,030 equity shares, marking a significant strategic investment to support growth in affordable housing finance without altering the total diluted share capital of 1,42,81,755 shares.