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Sangam Finserv Ltd

Sangam Finserv Ltd

BBSE:SANGAMFIN
27.08
INR
-0.78
(-2.80%)
1.63EPS
24.54P/E
1.86BMarket Cap
Sangam Finserv Ltd
BSE:SANGAMFIN
(Bombay Stock Exchange)

Recent

price

27.08

P/E

ratio

24.54

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.02
0.05
0.15
1.58
2.47
3.04
2.76
2.66
2.44
2.69
3.23
3.1
2.63
4.17
Revenue per Share
0.01
0.01
0.07
0.94
1.58
2
1.94
1.27
1.62
1.38
1.7
1.42
0.7
1.63
Basic EPS, GAAP
1.12
-1.31
-11.47
-18.38
-29.25
-20.59
54.41
-0.32
5.18
4.38
2.21
6.18
3.24
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.2
0.24
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
15.16
15.17
15.24
16.17
17.63
19.27
21.28
22.55
24.17
25.59
27.27
28.58
29.26
- -
Book Value per Share
15.16
15.17
15.24
16.17
17.63
19.27
21.28
22.55
24.17
25.57
27.26
28.57
29.26
- -
Tangible Book Value per Share
47
47
47
47
47
47
47
47
47
47
47
47
47
47
Basic Weighted Avg Shares
1
3
7
74
115
142
129
124
114
125
150
145
123
194
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
1
3
2
2
1
1
Depreciation Expense
- -
- -
3
44
74
93
91
59
76
64
79
66
33
76
Net Income, GAAP
21.06
44.75
36.11
33.53
30.11
29.98
25.89
46.58
26.25
29.94
25.41
28.32
34.27
34.48
Effective Tax Rate (%)
36.52
9.44
45.16
59.15
64.01
65.78
70.37
47.75
66.39
51.47
52.53
45.63
26.59
39.12
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
62
329
1,056
2,439
3,404
667
693
441
334
266
268
540
- -
LT Debt
707
707
710
754
822
898
992
1,051
1,127
1,193
1,271
1,332
1,364
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
0.03
0.35
3.07
2.9
2.47
3.04
3.48
4.56
4.17
5.16
4.21
1.86
- -
Return on Capital (%)
- -
0.03
0.44
5.96
9.34
10.85
9.59
5.8
6.94
5.56
6.42
5.07
2.42
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
47
47
47
Market Capitalization
1,345
1,684
1,865

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
48
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.77%
5.36%
2.4%
Free Cash Flow
-204.62%
-334.24%
-47.48%
Net Income, GAAP
132.51%
-6.35%
-50.62%
Sales/Revenue/Turnover
103.7%
0.54%
-15.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
38
40
64
4
145
2026
67
42
38
-23
123
2027
137
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.47
0.53
0.78
-0.37
1.42
2026
0.91
0.4
0.28
-1.18
0.7
2027
2.12
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Sangam Finserv Limited, a non-banking financial company registered with the Reserve Bank of India as a non-deposit taking NBFC, provides secured business loans and corporate loans; invests in shares, securities, and other financial instruments; and extends advances to non-corporate businesses, corporate entities, mortgage financing, personal loans, retailing, and small and medium manufacturing enterprises in India. Incorporated in 1981 as Suchitra Finance & Trading Co. Ltd. and headquartered in Bhilwara, Rajasthan, the company operates primarily within the Indian financial services sector targeting industrial enterprises, households, and businesses. Its securities list on the Bombay Stock Exchange and Calcutta Stock Exchange, and it functions as a subsidiary of Marigold Investrade Private Limited following the parent's 2011 takeover. In June 2023, the company changed its name from Suchitra Finance & Trading Co. Ltd. to Sangam Finserv Limited; recent financials for Q2 FY26 show net profit of ₹1.89 crores amid sequential revenue contraction to ₹4.76 crores, with no long-term debt and stable 63% promoter holding. The company maintains conservative leverage with zero long-term debt and focuses on operational cash flows, reporting ₹17.01 crores in FY25 sales alongside investments totaling ₹36.37 crores as of March 2025.