Sangam Finserv Ltd

Sangam Finserv Ltd

BBSE:SANGAMFIN
27.00
INR
-0.86
(-3.09%)
1.63EPS
24.54P/E
1.86BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.02
0.05
0.15
1.58
2.47
3.04
2.76
2.66
2.44
2.69
3.23
3.1
2.63
4.17
Basic EPS, GAAP
0.01
0.01
0.07
0.94
1.58
2
1.94
1.27
1.62
1.38
1.7
1.42
0.7
1.63
Free Cash Flow per Basic Share
1.12
-1.31
-11.47
-18.38
-29.25
-20.59
54.41
-0.32
5.18
4.38
2.21
6.18
3.24
- -
Dividend per Share
- -
- -
- -
- -
0.2
0.24
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
15.16
15.17
15.24
16.17
17.63
19.27
21.28
22.55
24.17
25.59
27.27
28.58
29.26
- -
Tangible Book Value per Share
15.16
15.17
15.24
16.17
17.63
19.27
21.28
22.55
24.17
25.57
27.26
28.57
29.26
- -
Basic Weighted Avg Shares
47
47
47
47
47
47
47
47
47
47
47
47
47
47
Sales/Revenue/Turnover
1
3
7
74
115
142
129
124
114
125
150
145
123
194
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
1
3
2
2
1
1
Net Income, GAAP
- -
- -
3
44
74
93
91
59
76
64
79
66
33
76
Effective Tax Rate (%)
21.06
44.75
36.11
33.53
30.11
29.98
25.89
46.58
26.25
29.94
25.41
28.32
34.27
34.48
Profit Margin (%)
36.52
9.44
45.16
59.15
64.01
65.78
70.37
47.75
66.39
51.47
52.53
45.63
26.59
39.12
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
62
329
1,056
2,439
3,404
667
693
441
334
266
268
540
- -
Total Equity
707
707
710
754
822
898
992
1,051
1,127
1,193
1,271
1,332
1,364
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
0.03
0.35
3.07
2.9
2.47
3.04
3.48
4.56
4.17
5.16
4.21
1.86
- -
Return on Common Equity (%)
- -
0.03
0.44
5.96
9.34
10.85
9.59
5.8
6.94
5.56
6.42
5.07
2.42
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
47
47
47
Market Capitalization
1,345
1,684
1,865

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
48
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.77%
5.36%
2.4%
Free Cash Flow
-204.62%
-334.24%
-47.48%
Net Income, GAAP
132.51%
-6.35%
-50.62%
Sales/Revenue/Turnover
103.7%
0.54%
-15.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
38
40
64
4
145
2026
67
42
38
-23
123
2027
137
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.47
0.53
0.78
-0.37
1.42
2026
0.91
0.4
0.28
-1.18
0.7
2027
2.12
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Vipul C. Shah
Full Time Employees
40
Sector
Finance
Industry
Finance/Rental/Leasing
Address
B/306-309, Dynasty Business Park Mumbai MH India 400059
IPO Date
Oct 17, 2014
Website
sftc.co.in
Business
Sangam Finserv Limited, a non-banking financial company registered with the Reserve Bank of India as a non-deposit taking NBFC, provides secured business loans and corporate loans; invests in shares, securities, and other financial instruments; and extends advances to non-corporate businesses, corporate entities, mortgage financing, personal loans, retailing, and small and medium manufacturing enterprises in India. Incorporated in 1981 as Suchitra Finance & Trading Co. Ltd. and headquartered in Bhilwara, Rajasthan, the company operates primarily within the Indian financial services sector targeting industrial enterprises, households, and businesses. Its securities list on the Bombay Stock Exchange and Calcutta Stock Exchange, and it functions as a subsidiary of Marigold Investrade Private Limited following the parent's 2011 takeover. In June 2023, the company changed its name from Suchitra Finance & Trading Co. Ltd. to Sangam Finserv Limited; recent financials for Q2 FY26 show net profit of ₹1.89 crores amid sequential revenue contraction to ₹4.76 crores, with no long-term debt and stable 63% promoter holding. The company maintains conservative leverage with zero long-term debt and focuses on operational cash flows, reporting ₹17.01 crores in FY25 sales alongside investments totaling ₹36.37 crores as of March 2025.