1. India Stocks

  2. •

    Finance

  3. •

    Major banks
South Indian Bank Limited

South Indian Bank Limited

52.71
INR
-3.01
(-5.40%)
5.65EPS
8.07P/E
119.54BMarket Cap
Jan 21Next Earn
South Indian Bank Limited
BSE:SOUTHBANK
(Bombay Stock Exchange)

Recent

price

52.71

P/E

ratio

8.07

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
7.27
9.22
10.7
11.13
11.42
12.18
14.36
14.26
13.15
15.36
17.3
14.41
17.83
23.09
19.02
19.87
21.11
Revenue per Share
2.15
2.95
3.35
3.15
1.89
2.05
2.4
1.7
1.26
0.53
0.32
0.2
3.49
5.1
4.98
5.56
5.66
Basic EPS, GAAP
14.95
13.17
17.56
5.31
3.8
0.2
11.21
3.58
8.02
2.91
29.14
22.23
-33.2
32.83
-9.6
14.39
- -
Free Cash Flow per Basic Share
0.39
0.48
0.53
0.68
0.78
0.6
0.5
0.44
0.44
0.28
- -
- -
- -
0.3
0.3
0.4
- -
Dividend per Share
13.59
15.91
18.67
20.85
22.12
23.68
24.71
26.63
27.09
27.81
25.5
25.7
29.3
33.74
38.63
43.61
45.13
Book Value per Share
13.59
15.91
18.67
20.85
22.12
23.68
24.71
26.63
27.09
27.81
25.5
25.7
29.3
33.74
38.63
43.61
45.13
Tangible Book Value per Share
1,359
1,360
1,499
1,613
1,621
1,628
1,636
1,965
1,970
1,970
1,965
2,278
2,221
2,100
2,616
2,617
2,618
Basic Weighted Avg Shares
9,888
12,539
16,040
17,949
18,519
19,840
23,497
28,022
25,905
30,263
34,007
32,814
39,611
48,493
49,753
51,996
55,262
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
228
312
399
446
-11
670
654
637
696
777
827
840
875
904
1,018
1,149
- -
Depreciation Expense
2,926
4,017
5,023
5,075
3,072
3,333
3,925
3,349
2,475
1,046
619
448
7,753
10,702
13,031
14,556
14,817
Net Income, GAAP
- -
29.82
23.42
30.38
34.35
34.61
34.61
49.27
34.95
30.06
28.56
- -
30.06
30
25.84
25.6
25.6
Effective Tax Rate (%)
29.59
32.03
31.31
28.27
16.59
16.8
16.7
11.95
9.56
3.46
1.82
1.37
19.57
22.07
26.19
28
26.81
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2,903
5,882
12,846
24,058
22,325
23,150
19,578
36,514
49,032
63,412
41,083
32,945
67,189
39,121
26,005
34,270
36,069
LT Debt
18,473
21,704
30,062
33,704
35,918
38,456
48,485
52,432
53,371
54,773
58,092
58,542
66,747
88,263
101,080
114,163
118,147
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
14.8
16.41
14.25
10.08
5.3
5.56
6.05
4.27
2.59
0.95
0.57
- -
6.88
8.19
10.24
10.57
10.53
Return on Capital (%)
17.56
19.99
19.41
15.92
8.82
8.96
9.03
6.64
4.68
1.93
1.1
0.77
12.38
13.81
13.76
13.53
13.52
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,617
2,618
2,618
Market Capitalization
100,316
89,521
119,541

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
86,996
91,002
96,398
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.92%
14.9%
12.94%
Free Cash Flow
550.07%
-167.42%
-249.96%
Net Income, GAAP
155.26%
334.83%
11.71%
Sales/Revenue/Turnover
10.61%
9.35%
4.51%
Total Cash Common Dividend
- -
- -
33.35%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
12,873
12,923
12,784
14,407
49,753
2026
14,543
- -
13,664
13,012
51,996
2027
14,043
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.12
1.24
1.31
1.31
4.98
2026
1.23
- -
1.43
1.56
5.56
2027
1.44
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.3
2026
- -
- -
- -
- -
0.4
2027
- -
- -
- -
- -
- -
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Business
South Indian Bank Ltd. engages in the provision of commercial banking services. It operates through the following segments: Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury segment consists of interest earnings on investments portfolio of the bank, gains or losses on investment operations and earnings from foreign exchange business. The Corporate and Wholesale Banking segment offers loans and other banking services to corporate customers. The Retail Banking segment delivers loans and other banking services to non-corporate customers. The Other Banking Operations segment relates to income from para banking activities such as debit cards, third party product distribution, and associated costs. The company was founded on January 29, 1929, and is headquartered in Thrissur, India.