Team India Guaranty Ltd

Team India Guaranty Ltd

239.15
INR
-10.65
(-4.26%)
1.21EPS
197.49P/E
2.15BMarket Cap
Team India Guaranty Ltd
BSE:TEAMGTY
(Bombay Stock Exchange)

Recent

price

239.15

P/E

ratio

197.49

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
0.68
1.28
2.65
1.83
0.64
0.14
6.2
1.23
2.18
1.74
7.09
1.36
1.09
1.79
1.82
4.87
6.7
Revenue per Share
0.34
1.03
2.15
1.32
0.21
-0.28
4.51
0.53
1.83
1.48
7.29
1.74
1.04
1.99
2.61
0.8
1.21
Basic EPS, GAAP
0.43
1.03
- -
0.05
-0.02
-0.23
4.99
-1.03
-0.59
-11.75
-6.06
4.22
9.61
-0.88
-1.45
-41.17
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
22.27
23.3
25.46
26.78
26.98
26.7
31.22
35.14
36.97
38.44
45.71
47.49
48.54
50.52
53.12
53.97
- -
Book Value per Share
22.27
23.3
25.46
26.78
26.98
26.7
31.22
35.14
36.97
38.44
45.71
47.49
48.54
50.52
53.12
53.97
- -
Tangible Book Value per Share
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
Basic Weighted Avg Shares
6
12
24
16
6
1
56
11
20
16
64
12
10
16
16
44
61
Sales/Revenue/Turnover
44.26
80.39
89.22
80.4
32.58
-201.46
91.96
57.64
119.58
75.83
114.16
97.51
10.28
47.31
53.37
1.69
22.2
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
9
19
12
2
-2
41
5
16
13
66
16
9
18
23
7
11
Net Income, GAAP
- -
0.01
8.87
10.2
4.24
- -
20.87
25.03
31.08
22.22
18.56
21.97
12.76
24.16
16.63
48.34
19.06
Effective Tax Rate (%)
49.65
80.41
81.33
72.23
32.4
-202.03
72.8
43.37
83.72
85.24
102.72
128.42
95.86
111.21
143.5
16.37
18.06
Profit Margin (%)
187
196
224
52
210
150
50
11
10
195
167
26
12
64
255
442
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
200
210
229
241
243
240
281
316
332
346
411
427
437
454
478
485
- -
Total Equity
- -
4.53
8.83
5.06
0.77
- -
15.58
1.61
4.99
2.72
15.68
2.21
0.2
1.3
1.56
0.08
- -
Return on Invested Capital (%)
- -
4.53
8.83
5.06
0.77
- -
15.58
1.61
5.07
3.92
17.47
3.75
2.18
4.02
5.04
1.49
- -
Return on Capital (%)
1.52
4.53
8.83
5.06
0.77
-1.03
15.58
1.61
5.07
3.92
17.32
3.73
2.17
4.02
5.04
1.49
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
2,645
2,258
2,149

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
448
- -
Cash, Cash Equivalents & STI
- -
102
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
6
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.45%
3.38%
1.6%
Free Cash Flow
204.71%
529.9%
2,735.79%
Net Income, GAAP
-126.94%
-12.68%
-69.46%
Sales/Revenue/Turnover
484.96%
26.67%
167.64%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
8
8
8
8
16
2026
11
12
11
16
44
2027
22
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.62
0.54
0.64
0.8
2.61
2026
0.62
0.74
0.19
-0.76
0.8
2027
1.04
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
Company India Guaranty Limited, a non-deposit accepting non-banking financial company, engages in investment activities and related financial services in India; it operates through a diversified platform focusing on investments of own funds in debt instruments and eligible deposits, with activities spanning portfolio investments, merchant banking, and related financial services; headquarters are in Mumbai, India, and the company was originally incorporated in 2006 under Timelimited branding and later rebranded to Team India Guaranty Limited in 2025, reflecting a strategic shift toward expanded financial solutions and fintech collaborations. Main products and services - Investment management and portfolio allocation: allocation of own funds to safe debt instruments, fixed income securities, and eligible deposits; credit-quality screening and risk-adjusted yield optimization; ongoing monitoring and rebalancing. - Non-banking financial services: capital market activities, merchant banking, and advisory services related to fund deployment, financing strategies, and investment structuring. - Wealth and asset management solutions: tailored investment strategies for high-net-worth and institutional clients, including debt-focused investment products and structured debt instruments. - Fintech and digital financial services (via strategic partnerships): digital payments solutions and short-term credit facilities through associated fintech entities; collaboration with technology partners to enhance distribution and digital underwriting. - Depository and related services (where applicable through affiliates): administrative services linked to investment accounts, custody or depository support on select products. Latest major company changes - Corporate branding and corporate identity shift: name change from Times Guaranty Limited to Team India Guaranty Limited in 2025 to align with an expanded national growth platform; the branding change signals a broader mandate in investments and financial services. - Strategic acquisitions and minority equity investments: in 2025 the board approves a preferential issue to acquire up to 100% of a fintech subsidiary (4A Financial Technologies Private Limited), leveraging digital payments and short-term credit capabilities to enhance distribution and product capability; this marks a significant expansion into fintech-enabled lending and payment solutions. - Management changes and governance enhancements: appointment of a new Chief Executive Officer in 2025, reflecting a strengthened management team to execute on the growth and integration of fintech partnerships and accelerated product launches. - Financial reporting and performance updates: approvals of unaudited quarterly results and corporate actions around the same period, signaling ongoing transparency and readiness for broader capital market engagement. Additional context - Industry and segments: non-banking financial services with focus on investments, debt instruments, and merchant banking; fintech collaborations expand into digital payments and short-term credit facilities. - Target markets and customers: institutional investors, high-net-worth individuals, and corporate clients seeking debt-oriented investments and structured financial products; fintech-enabled retail reach through partner platforms. - Geographic operations: operations primarily in India, with headquarters in Mumbai and market activities across national financial markets; focus on expanding national footprint through partnerships and acquisitions. - Founding year and headquarters: founded 2006; headquarters in Mumbai, India; rebranding occurred in 2025 to reflect expanded scope. - Subsidiaries and parent relationships: promoted by Team India Managers Limited (TIML) and affiliated entities; involves onboarding of 4A Financial Technologies Private Limited as a strategic fintech subsidiary, indicative of a parent-subsidiary and partnership-driven structure. Note: Information reflects publicly available sources and market disclosures through 2025–2026, including name change in mid-2025 and the 2025 fintech acquisition plan. For precise legal names, regulatory registrations, and audited financials, refer to the company’s official disclosures and stock exchange filings.