Team India Guaranty Ltd

Team India Guaranty Ltd

239.15
INR
-10.65
(-4.26%)
1.21EPS
197.49P/E
2.15BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1.83
0.64
0.14
6.2
1.23
2.18
1.74
7.09
1.36
1.09
1.79
1.82
4.87
6.7
Basic EPS, GAAP
1.32
0.21
-0.28
4.51
0.53
1.83
1.48
7.29
1.74
1.04
1.99
2.61
0.8
1.21
Free Cash Flow per Basic Share
0.05
-0.02
-0.23
4.99
-1.03
-0.59
-11.75
-6.06
4.22
9.61
-0.88
-1.45
-41.17
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
26.78
26.98
26.7
31.22
35.14
36.97
38.44
45.71
47.49
48.54
50.52
53.12
53.97
- -
Tangible Book Value per Share
26.78
26.98
26.7
31.22
35.14
36.97
38.44
45.71
47.49
48.54
50.52
53.12
53.97
- -
Basic Weighted Avg Shares
9
9
9
9
9
9
9
9
9
9
9
9
9
9
Sales/Revenue/Turnover
16
6
1
56
11
20
16
64
12
10
16
16
44
61
Operating Margin (%)
80.4
32.58
-201.46
91.96
57.64
119.58
75.83
114.16
97.51
10.28
47.31
53.37
1.69
22.2
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
12
2
-2
41
5
16
13
66
16
9
18
23
7
11
Effective Tax Rate (%)
10.2
4.24
- -
20.87
25.03
31.08
22.22
18.56
21.97
12.76
24.16
16.63
48.34
19.06
Profit Margin (%)
72.23
32.4
-202.03
72.8
43.37
83.72
85.24
102.72
128.42
95.86
111.21
143.5
16.37
18.06
Working Capital
52
210
150
50
11
10
195
167
26
12
64
255
442
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
241
243
240
281
316
332
346
411
427
437
454
478
485
- -
Return on Invested Capital (%)
5.06
0.77
- -
15.58
1.61
4.99
2.72
15.68
2.21
0.2
1.3
1.56
0.08
- -
Return on Capital (%)
5.06
0.77
- -
15.58
1.61
5.07
3.92
17.47
3.75
2.18
4.02
5.04
1.49
- -
Return on Common Equity (%)
5.06
0.77
-1.03
15.58
1.61
5.07
3.92
17.32
3.73
2.17
4.02
5.04
1.49
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
2,645
2,258
2,149

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
448
- -
Cash, Cash Equivalents & STI
- -
102
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
6
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.45%
3.38%
1.6%
Free Cash Flow
204.71%
529.9%
2,735.79%
Net Income, GAAP
-126.94%
-12.68%
-69.46%
Sales/Revenue/Turnover
484.96%
26.67%
167.64%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
8
8
8
8
16
2026
11
12
11
16
44
2027
22
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.62
0.54
0.64
0.8
2.61
2026
0.62
0.74
0.19
-0.76
0.8
2027
1.04
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Niru Siva Kumar Kanodia
Full Time Employees
30
Sector
Finance
Industry
Financial conglomerates
Address
A-602, Marathon NextGen Innova Mumbai MA India 400013
IPO Date
Aug 17, 1994
Business
Company India Guaranty Limited, a non-deposit accepting non-banking financial company, engages in investment activities and related financial services in India; it operates through a diversified platform focusing on investments of own funds in debt instruments and eligible deposits, with activities spanning portfolio investments, merchant banking, and related financial services; headquarters are in Mumbai, India, and the company was originally incorporated in 2006 under Timelimited branding and later rebranded to Team India Guaranty Limited in 2025, reflecting a strategic shift toward expanded financial solutions and fintech collaborations. Main products and services - Investment management and portfolio allocation: allocation of own funds to safe debt instruments, fixed income securities, and eligible deposits; credit-quality screening and risk-adjusted yield optimization; ongoing monitoring and rebalancing. - Non-banking financial services: capital market activities, merchant banking, and advisory services related to fund deployment, financing strategies, and investment structuring. - Wealth and asset management solutions: tailored investment strategies for high-net-worth and institutional clients, including debt-focused investment products and structured debt instruments. - Fintech and digital financial services (via strategic partnerships): digital payments solutions and short-term credit facilities through associated fintech entities; collaboration with technology partners to enhance distribution and digital underwriting. - Depository and related services (where applicable through affiliates): administrative services linked to investment accounts, custody or depository support on select products. Latest major company changes - Corporate branding and corporate identity shift: name change from Times Guaranty Limited to Team India Guaranty Limited in 2025 to align with an expanded national growth platform; the branding change signals a broader mandate in investments and financial services. - Strategic acquisitions and minority equity investments: in 2025 the board approves a preferential issue to acquire up to 100% of a fintech subsidiary (4A Financial Technologies Private Limited), leveraging digital payments and short-term credit capabilities to enhance distribution and product capability; this marks a significant expansion into fintech-enabled lending and payment solutions. - Management changes and governance enhancements: appointment of a new Chief Executive Officer in 2025, reflecting a strengthened management team to execute on the growth and integration of fintech partnerships and accelerated product launches. - Financial reporting and performance updates: approvals of unaudited quarterly results and corporate actions around the same period, signaling ongoing transparency and readiness for broader capital market engagement. Additional context - Industry and segments: non-banking financial services with focus on investments, debt instruments, and merchant banking; fintech collaborations expand into digital payments and short-term credit facilities. - Target markets and customers: institutional investors, high-net-worth individuals, and corporate clients seeking debt-oriented investments and structured financial products; fintech-enabled retail reach through partner platforms. - Geographic operations: operations primarily in India, with headquarters in Mumbai and market activities across national financial markets; focus on expanding national footprint through partnerships and acquisitions. - Founding year and headquarters: founded 2006; headquarters in Mumbai, India; rebranding occurred in 2025 to reflect expanded scope. - Subsidiaries and parent relationships: promoted by Team India Managers Limited (TIML) and affiliated entities; involves onboarding of 4A Financial Technologies Private Limited as a strategic fintech subsidiary, indicative of a parent-subsidiary and partnership-driven structure. Note: Information reflects publicly available sources and market disclosures through 2025–2026, including name change in mid-2025 and the 2025 fintech acquisition plan. For precise legal names, regulatory registrations, and audited financials, refer to the company’s official disclosures and stock exchange filings.