U.S. Bancorp

U.S. Bancorp

19,700.00
ARS
+330.00
(+1.70%)
1,680.11EPS
11.73P/E
136.75TMarket Cap
Jan 19Next Earn
U.S. Bancorp
BYMA:USB
(Buenos Aires Stock Exchange)

Recent

price

19,700.00

P/E

ratio

11.73

div

yld

3.70%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
2.02
2.12
2.29
2.27
2.38
2.43
2.62
2.78
2.96
3.11
3.31
3.28
3.49
3.9
3.77
3.94
4.09
Revenue per Share
0.36
0.53
0.62
0.65
0.67
0.69
0.7
0.76
0.9
0.9
0.66
1.11
0.8
0.71
0.82
1
1.09
Basic EPS, GAAP
0.59
1.1
0.91
1.34
0.64
1.07
0.67
0.83
1.39
0.67
0.53
1.43
3.05
1.17
1.56
1.1
1.73
Free Cash Flow per Basic Share
0.05
0.11
0.18
0.21
0.23
0.25
0.26
0.28
0.31
0.37
0.41
0.42
0.44
0.46
0.48
0.48
0.49
Dividend per Share
3.09
3.53
3.94
4.29
4.66
5.01
5.3
5.67
6.02
6.43
6.72
7.04
6.18
6.7
7.14
8.07
8.37
Book Value per Share
1.73
2.22
2.57
2.78
3.15
3.44
3.69
4.02
4.32
4.63
4.9
5.01
3.43
4.13
4.65
5.65
5.85
Tangible Book Value per Share
8,890
8,899
8,773
8,550
8,383
8,202
7,988
7,797
7,597
7,351
7,016
6,923
6,923
7,174
7,253
7,239
7,230
Basic Weighted Avg Shares
17,939
18,883
20,064
19,378
19,939
19,969
20,956
21,697
22,521
22,883
23,226
22,721
24,184
28,013
27,335
28,540
29,583
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
596
565
561
520
501
481
470
468
467
502
527
497
560
1,018
939
875
856
Depreciation Expense
3,317
4,872
5,647
5,836
5,851
5,879
5,888
6,218
7,096
6,914
4,959
7,963
5,825
5,429
6,299
7,570
8,168
Net Income, GAAP
22.26
27.77
28.94
26.17
26.1
26.11
26.66
16.82
17.91
19.18
17.62
21.45
20.04
20.5
19.98
20.18
19.72
Effective Tax Rate (%)
18.49
25.8
28.14
30.12
29.34
29.44
28.1
28.66
31.51
30.21
21.35
35.05
24.09
19.38
23.04
26.52
27.61
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
31,537
31,953
25,516
20,049
32,260
32,078
33,323
32,259
41,340
40,167
41,297
32,125
39,829
51,480
58,002
60,764
58,671
LT Debt
30,322
34,971
40,267
41,807
44,168
46,817
47,933
49,666
51,657
52,483
53,725
55,387
51,232
55,771
59,040
65,651
67,895
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
4.09
5.7
6.55
6.81
6.06
5.56
5.86
6.46
7.01
6.3
4.51
7.87
5.34
4.51
5.15
5.83
5.34
Return on Capital (%)
12.4
16.09
16.49
15.83
14.94
14.19
13.6
13.93
15.37
14.55
10.01
16.02
11.95
10.99
11.86
13.15
13.61
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
7,649
17,859
37,337
LT Borrowings
60,764
61,361
58,671
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
6,808
6,808
6,808
Shares Outstanding
7,232
7,230
7,243
Market Capitalization
80,989
80,408
92,178

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
137,731
141,876
156,249
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
7,649
17,859
37,337
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.55%
4.3%
11.2%
Free Cash Flow
19.23%
44.95%
-29.78%
Net Income, GAAP
5.22%
12.63%
20.18%
Sales/Revenue/Turnover
3.75%
4.42%
4.41%
Total Cash Common Dividend
6.09%
4.51%
2.49%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,685
6,838
6,833
6,979
27,335
2025
6,928
6,975
7,300
7,337
28,540
2026
7,260
7,686
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.21
0.22
0.22
0.82
2025
0.22
0.24
0.26
0.27
1
2026
0.26
0.29
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.12
0.12
0.12
0.48
2025
0.12
0.12
0.12
0.13
0.48
2026
0.12
0.13
- -
- -
- -
Business
U.S. Bancorp operates as a diversified financial services holding company and parent of U.S. Bank National Association, providing banking, investment, mortgage, trust, payment services, lending, depository services, cash management, foreign exchange, credit card services, brokerage, leasing, and insurance products to individuals, businesses, governmental entities, and other financial institutions; its core segments include Consumer and Business Banking with branch banking, small business banking, consumer lending, mortgage banking, and omnichannel delivery; Payment Services; and Wealth, Corporate, Commercial, and Institutional Banking encompassing corporate banking, commercial banking, commercial real estate, global fund services, and markets. The company, which traces its origins to 1863 under one of the oldest active national bank charters, maintains headquarters in Minneapolis, Minnesota, and conducts operations across the United States with a strong presence in the Midwest and West, including significant branch networks in California following past expansions; it ranks as the fifth-largest bank in the U.S. with over $660 billion in assets and more than 70,000 employees. In recent developments, U.S. Bancorp completed the 2022 acquisition of MUFG Union Bank's core regional banking franchise, realizing $900 million in cost synergies by 2023 and bolstering its West Coast footprint; it acquired Salucro Healthcare Solutions in 2024 to deepen healthcare industry services; formed a strategic partnership with Edward Jones for integrated banking and credit card offerings; launched the U.S. Bank Split Card; established a new Digital Assets and Money Movement organization in October 2025 to advance blockchain, tokenization, stablecoin issuance, and digital custody services; and announced a new share repurchase program set to commence in early 2025. Gunjan Kedia serves as CEO, leading a Managing Committee overseeing core lines and functional areas like risk management and digital strategy, with the company recognized for ethical practices and digital capabilities.

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