Carver Bancorp, Inc.
Other OTCTotal Valuation
Carver Bancorp, Inc. carries a market capitalization of 10.20M, placing it among publicly traded companies globally. Its enterprise value stands at -7.96M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 10.20M |
| Enterprise Value | -7.96M |
Share Statistics
Carver Bancorp, Inc. currently has 5.83M shares outstanding.
| Shares Outstanding | 5.83M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The price-to-sales ratio is 0.27, and the price-to-book ratio stands at 4.60.
| PE Ratio | N/A |
| PS Ratio | 0.27 |
| PB Ratio | 4.60 |
| P/TBV Ratio | 4.60 |
| P/FCF Ratio | -5.04 |
| P/OCF Ratio | -4.67 |
Enterprise Valuation
| EV / Sales | 3.01 |
| EV / EBITDA | 312.64 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 192.60 |
| Debt / EBITDA | 238.52 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | -176.08 |
| Return on Assets (ROA) | -1.09 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Stock Price Statistics
Carver Bancorp, Inc.'s stock has declined approximately -38.81119% over the past 52 weeks. The 50-day moving average sits at 1.74, while the 200-day moving average is 1.62.
| Beta (5Y) | N/A |
| 52-Week Price Change | -38.81119% |
| 50-Day Moving Average | 1.74 |
| 200-Day Moving Average | 1.62 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Carver Bancorp, Inc. generated 27.24M in revenue and converted that into -7.46M in net income, yielding earnings per share of -1.33.
| Revenue | 27.24M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | -7.46M |
| Net Income | -7.46M |
| EBITDA | 189,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | -1.33 |
Balance Sheet
Carver Bancorp, Inc. holds 82.47M in cash and equivalents against 45.08M in total debt, resulting in a net debt position of -1.34M.
| Cash & Cash Equivalents | 82.47M |
| Total Debt | 45.08M |
| Net Debt | -1.34M |
| Equity (Book Value) | 1.67M |
| Book Value Per Share | 0.29 |
| Working Capital | N/A |
Cash Flow
Carver Bancorp, Inc. produced -1.58M in operating cash flow over the past twelve months. After subtracting -116,000.00 in capital expenditures, free cash flow totaled -1.70M - equivalent to -0.30 per share.
| Operating Cash Flow | -1.58M |
| Capital Expenditures | -116,000.00 |
| Free Cash Flow | -1.70M |
| FCF Per Share | -0.30 |
Margins
Carver Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | -27.40 |
| Profit Margin | -27.40 |
| EBITDA Margin | 0.69 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 178.32 |
| FCF Yield | -19.86 |
Stock Splits
Carver Bancorp, Inc.'s most recent stock split took place on November 1, 2011 with a 15:1 split ratio.
| Last Split Date | 11/1/2011 |
| Split Ratio | 15:1 |
Scores
Carver Bancorp, Inc. posts an Altman Z-Score of -0.11, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | -0.11 |