Carver Bancorp, Inc.
Other OTCTotal Valuation
Carver Bancorp, Inc. carries a market capitalization of 9.17M, placing it among publicly traded companies globally. Its enterprise value stands at 14.27M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 9.17M |
| Enterprise Value | 14.27M |
Share Statistics
Carver Bancorp, Inc. currently has 5.83M shares outstanding.
| Shares Outstanding | 5.83M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The price-to-sales ratio is 0.29, and the price-to-book ratio stands at 2.96.
| PE Ratio | N/A |
| PS Ratio | 0.29 |
| PB Ratio | 2.96 |
| P/TBV Ratio | 2.96 |
| P/FCF Ratio | -5.20 |
| P/OCF Ratio | -4.38 |
Enterprise Valuation
| EV / Sales | 0.52 |
| EV / EBITDA | 38.77 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 209.65 |
| Debt / EBITDA | 140.63 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | -126.82 |
| Return on Assets (ROA) | -0.98 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Stock Price Statistics
Carver Bancorp, Inc.'s stock has declined approximately -41.17647% over the past 52 weeks. The 50-day moving average sits at 1.60, while the 200-day moving average is 1.58.
| Beta (5Y) | N/A |
| 52-Week Price Change | -41.17647% |
| 50-Day Moving Average | 1.60 |
| 200-Day Moving Average | 1.58 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Carver Bancorp, Inc. generated 27.31M in revenue and converted that into -6.84M in net income, yielding earnings per share of -1.29.
| Revenue | 27.31M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | -6.84M |
| Net Income | -6.84M |
| EBITDA | 368,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | -1.29 |
Balance Sheet
Carver Bancorp, Inc. holds 67.96M in cash and equivalents against 51.75M in total debt, resulting in a net debt position of -722,000.00.
| Cash & Cash Equivalents | 67.96M |
| Total Debt | 51.75M |
| Net Debt | -722,000.00 |
| Equity (Book Value) | 2.95M |
| Book Value Per Share | 0.51 |
| Working Capital | N/A |
Cash Flow
Carver Bancorp, Inc. produced -1.81M in operating cash flow over the past twelve months. After subtracting -284,000.00 in capital expenditures, free cash flow totaled -2.10M - equivalent to -0.40 per share.
| Operating Cash Flow | -1.81M |
| Capital Expenditures | -284,000.00 |
| Free Cash Flow | -2.10M |
| FCF Per Share | -0.40 |
Margins
Carver Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | -25.07 |
| Profit Margin | -25.07 |
| EBITDA Margin | 1.35 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 330.81 |
| FCF Yield | -19.25 |
Stock Splits
Carver Bancorp, Inc.'s most recent stock split took place on November 1, 2011 with a 15:1 split ratio.
| Last Split Date | 11/1/2011 |
| Split Ratio | 15:1 |
Scores
Carver Bancorp, Inc. posts an Altman Z-Score of -0.10, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | -0.10 |