Carver Bancorp, Inc. Financial Ratios — CARV Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	03/31/2011	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	-5.22	-3.47	0.1	-0.13	-0.04	-0.25	-0.4	0.77	-0.94	-0.95	-0.62	-0.12	-0.6	-0.4	-1.85
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.87	6.14	4.36	4.13	4.39	5.29	3.37	3.77	3.75	4.89	4.6	3.7	4.01	3.3	3.66
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-69.61	-100.86	0.17	-3.23	-1.62	-6.13	-10.61	22.34	-28.1	-27.48	-17.64	-3.04	-16.68	-10.17	-61.81
Profit Margin (%)	-115.85	-99.45	2.55	-3.2	-1.14	-6.61	-11.08	22.47	-28.1	-27.48	-17.64	-3.04	-16.68	-10.17	-61.81
Net Income to Common Margin (%)	-115.85	-100.67	2.55	-3.2	-1.14	-6.61	-11.08	22.47	-28.1	-27.48	-17.64	-3.04	-16.68	-10.17	-61.81
Effective Tax Rate (%)	- -	- -	728.89	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	1.81	-0.34	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	03/31/2011	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025

Total Debt	113	43	76	70	83	68	49	38	21	32	53	30	64	57	29
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	113	43	76	70	83	68	49	38	21	32	53	30	64	57	29
Total Debt/EBITDA	67.82	30.05	67.49	65.25	79.28	48.34	56.98	42.81	26.99	32.88	52.34	29.49	60.74	59.22	35.81
Net Debt/EBITDA	41.28	-33.4	-24.95	-48.33	30.81	3.69	-10.71	-107.2	-12.39	-35.2	-37.73	-43.8	8.07	-12.94	-36.99
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-3.02	-7.02	-6.95	-6.96	-6.73	-6.49	-7.39	-6.55	-9.25	-9.02	-6.29	-5.91	-6.61	-6.8	-8.93
Long-Term Debt/Equity (%)	406.4	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42
Long-Term Debt/Capital (%)	98.62	93.86	98.86	99.66	100.43	104.37	113.09	100.96	148.83	128.86	146.2	236.42	153.72	208.48	-202.6
Long-Term Debt/Total Assets (%)	15.88	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99
Total Debt/Equity (%)	406.4	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42
Total Debt/Capital (%)	98.62	93.86	98.86	99.66	100.43	104.37	113.09	100.96	148.83	128.86	146.2	236.42	153.72	208.48	-202.6
Total Debt/Total Assets (%)	15.88	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99
Net Debt to Equity	247.37	-85.25	-49.78	-101.92	60.42	10.05	-19.59	-185.02	-20.84	-69.47	-73.36	-81.81	18.88	-29.52	-101.67
Net Debt/Capital (%)	97.75	106.25	103.22	100.46	101.13	222.01	61.88	99.62	58.32	148.2	97.92	93.54	-1,142.97	39.51	46.49
EBITDA	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA-CapEx	1	1	1	1	1	1	1	-1	-2	- -	1	1	1	1	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	03/31/2011	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-3.02	-7.02	-6.95	-6.96	-6.73	-6.49	-7.39	-6.55	-9.25	-9.02	-6.29	-5.91	-6.61	-6.8	-8.93
Long-Term Debt/Equity (%)	406.4	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42
Long-Term Debt/Capital (%)	98.62	93.86	98.86	99.66	100.43	104.37	113.09	100.96	148.83	128.86	146.2	236.42	153.72	208.48	-202.6
Long-Term Debt/Total Assets (%)	15.88	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99
Total Debt/Equity (%)	406.4	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42
Total Debt/Capital (%)	98.62	93.86	98.86	99.66	100.43	104.37	113.09	100.96	148.83	128.86	146.2	236.42	153.72	208.48	-202.6
Total Debt/Total Assets (%)	15.88	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99
CFO/Total Liabilities	0.63	5.39	3.5	2.64	0.58	0.06	0.13	-0.78	-1.7	-0.01	0.35	1.05	-1.55	-0.92	-1.8
CFO/CapEx	8.58	218.94	93.31	50.97	12.52	0.73	3.16	-3.11	-3.04	-0.02	8.64	37.25	-46.72	-18.25	-38.09
Altman's Z-Score	0.01	-0.05	-0.04	-0.01	-0.04	-0.04	-0.05	-0.05	-0.08	-0.08	-0.03	-0.02	-0.04	-0.05	-0.09

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	03/31/2011	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025

Accounts Receivable Turnover	10.67	9.21	11.53	10.87	8.97	10.29	12.87	13.21	10.45	9.7	9.41	11.01	12.2	10.89	7.08
Days Sales Outstanding	34.19	39.62	31.66	33.59	40.67	35.48	28.36	27.62	34.92	37.65	38.77	33.15	29.92	33.51	51.56
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	03/31/2011	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025

Market Capitalization	2	12	17	47	17	19	14	10	14	7	31	25	17	7	7
- Cash & Cash Equivalents	44	92	105	123	51	63	59	135	31	48	76	61	43	59	50
+ Preferred Equity and Hybrid Capital	19	45	45	45	45	45	45	45	45	45	26	26	25	22	22
+ Minority/Non Controlling Interest	4	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	113	43	76	70	83	68	49	38	21	32	53	30	64	57	29
Enterprise Value	40	-73	-82	-50	-6	13	-10	-101	-31	-30	-52	-47	10	-21	-36
Total Capital	114	46	77	71	83	66	44	38	14	25	36	13	42	27	-14
Total Debt/Capital (%)	98.62	93.86	98.86	99.66	100.43	104.37	113.09	100.96	148.83	128.86	146.2	236.42	153.72	208.48	-202.6
Total Debt / EV	2.8	-0.59	-0.93	-1.41	-15.1	5.09	-5.12	-0.38	-0.7	-1.07	-1.02	-0.64	6.23	-2.75	-0.81
EV/Sales	1.18	- -	- -	- -	- -	0.5	- -	- -	- -	- -	- -	- -	0.39	- -	- -
EV/EBITDA	24.25	- -	- -	- -	- -	9.5	- -	- -	- -	- -	- -	- -	9.75	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	9.35	- -	- -	- -	- -	32.02	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	8.37	- -	- -	- -	- -	13.53	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	2	12	17	47	17	19	14	10	14	7	31	25	17	7	7
Diluted Enterprise Value	94	12	34	40	95	70	49	-41	49	36	34	20	64	27	8
EV per Share	242.6	- -	- -	- -	- -	3.64	- -	- -	- -	- -	- -	- -	2.41	- -	- -
TTM Sales	34	24	26	26	24	27	26	24	21	20	22	28	26	29	22
TTM EBITDA	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	4	32	20	16	4	- -	1	-5	-9	- -	2	7	-11	-7	-13
TTM Free Cash Flow to Firm	5	32	21	16	4	1	1	-3	-6	1	2	7	-10	-6	-12

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	03/31/2011	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025

Price/Free Cash Flow	0.47	0.39	0.83	2.97	4.39	19.41	12.42	-3.09	-2.34	5.57	12.56	3.42	-1.66	-1.19	-0.6
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	40	-73	-82	-50	-6	13	-10	-101	-31	-30	-52	-47	10	-21	-36
Low Price	9.15	1.1	2.65	4.17	3.95	1.92	2.87	2.01	2.51	1.25	1.41	6.07	3.62	1.15	1.26
EV/Sales	1.18	- -	- -	- -	- -	0.5	- -	- -	- -	- -	- -	- -	0.39	- -	- -
EV/EBITDA	24.25	- -	- -	- -	- -	9.5	- -	- -	- -	- -	- -	- -	9.75	- -	- -
Price/Earnings	- -	- -	25.68	- -	- -	- -	- -	1.95	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	-0.28	-0.6	24.84	-32.82	-115.69	-10.51	-5.33	2.11	-2.58	-1.98	-5.45	-50.2	-5.3	-4.04	-0.65
Price/Earnings High	-0.57	-1.28	46.06	-79.01	-176.67	-15.9	-7.76	5.49	-7.44	-2.72	-20.14	-180.06	-11.96	-8.73	-0.9
Price/Earnings Low	-0.04	-0.08	14.79	-18.44	-53.68	-4.02	-3.72	1.39	-1.56	-0.85	-1.24	-25.72	-3.52	-1.87	-0.48
Price/Book Value	-0.1	-0.28	-0.38	-1.06	-0.38	-0.4	-0.27	-0.23	-0.26	-0.13	-0.73	-0.58	-0.36	-0.14	-0.11
Price/Book Value Average	-0.52	-0.32	-0.37	-0.62	-0.69	-0.39	-0.3	-0.25	-0.29	-0.21	-0.5	-0.98	-0.49	-0.23	-0.14
Price/Book Value High	-1.05	-0.68	-0.69	-1.48	-1.06	-0.59	-0.44	-0.65	-0.85	-0.28	-1.84	-3.51	-1.1	-0.5	-0.19
Price/Book Value Low	-0.07	-0.04	-0.22	-0.35	-0.32	-0.15	-0.21	-0.16	-0.18	-0.09	-0.11	-0.5	-0.32	-0.11	-0.1
Price/Tangible Book Value	0.26	1.08	1.46	7.77	2.01	2.85	5.93	1.52	6.84	1.85	1.17	0.86	0.86	0.36	0.93
Price/Tangible Book Value Average	1.28	1.24	1.42	4.53	3.69	2.75	6.67	1.65	7.59	2.84	0.8	1.46	1.18	0.58	1.15
Price/Tangible Book Value High	2.6	2.64	2.62	10.92	5.64	4.15	9.71	4.29	21.88	3.91	2.96	5.23	2.65	1.26	1.58
Price/Tangible Book Value Low	0.18	0.16	0.84	2.55	1.71	1.05	4.65	1.08	4.6	1.22	0.18	0.75	0.78	0.27	0.83
Price/Sales	0.07	0.53	0.65	1.8	0.72	0.72	0.53	0.44	0.65	0.35	1.4	0.9	0.65	0.25	0.33
Price/Sales Average	0.32	0.61	0.63	1.05	1.31	0.69	0.59	0.48	0.72	0.54	0.96	1.53	0.88	0.41	0.4
Price/Sales High	0.66	1.29	1.17	2.53	2.01	1.05	0.86	1.23	2.09	0.75	3.55	5.48	1.99	0.89	0.56
Price/Sales Low	0.04	0.08	0.38	0.59	0.61	0.27	0.41	0.31	0.44	0.23	0.22	0.78	0.59	0.19	0.29
Price/Cash Flow	0.52	0.4	0.84	3.02	4.74	45.94	16.36	-2.09	-1.57	-225.54	14.02	3.51	-1.62	-1.13	-0.58
Price/Cash Flow Average	2.57	0.45	0.81	1.77	8.7	44.22	18.38	-2.27	-1.75	-345.62	9.6	5.94	-2.22	-1.83	-0.71
Price/Cash Flow High	5.23	0.96	1.5	4.25	13.28	66.89	26.77	-5.9	-5.04	-476.13	35.46	21.32	-5	-3.95	-0.98
Price/Cash Flow Low	0.35	0.06	0.48	0.99	4.04	16.9	12.83	-1.49	-1.06	-149.16	2.18	3.05	-1.47	-0.85	-0.52
Price/Free Cash Flow Average	2.3	0.45	0.8	1.73	8.05	18.69	13.96	-3.35	-2.6	8.54	8.61	5.79	-2.27	-1.94	-0.73
Price/Free Cash Flow High	4.69	0.96	1.48	4.17	12.3	28.26	20.33	-8.7	-7.5	11.76	31.79	20.77	-5.11	-4.18	-1.01
Price/Free Cash Flow Low	0.32	0.06	0.48	0.97	3.74	7.14	9.74	-2.2	-1.58	3.68	1.95	2.97	-1.51	-0.9	-0.53
EV/Sales Average	3.01	0.59	1.29	0.77	4.55	2.58	1.98	- -	2.4	2.03	1.12	1.36	2.67	1.09	0.43
EV/Sales High	3.34	1.28	1.83	2.25	5.24	2.93	2.25	- -	3.76	2.23	3.71	5.31	3.78	1.57	0.58
EV/Sales Low	2.73	0.06	1.03	0.31	3.85	2.15	1.8	- -	2.11	1.72	0.37	0.61	2.37	0.87	0.32
EV/EBITDA Average	61.79	9.62	29.56	18.57	103.61	48.7	58.87	-44.28	63.81	41.47	24.24	36.71	66.57	33.04	11.7
EV/EBITDA High	68.7	20.77	41.97	54.35	119.38	55.42	66.87	-24.12	100.19	45.66	80.49	143.6	94.24	47.5	15.89
EV/EBITDA Low	56.05	0.99	23.68	7.42	87.58	40.59	53.57	-48.61	56.21	35.16	8.09	16.55	59.14	26.36	8.69
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	13.5	7.5	4.6	12.72	4.64	5.22	3.66	2.82	3.73	1.89	9.08	7	3.99	1.53	1.41
High Price	135.75	18.3	8.25	17.87	13	7.6	5.99	7.95	11.94	3.99	22.97	42.5	12.3	5.36	2.39
Enterprise Value Average	103	14	33	20	109	69	51	-40	51	40	25	38	70	32	10
Enterprise Value High	114	30	48	59	126	78	58	-22	79	44	82	148	100	46	13
Enterprise Value Low	93	1	27	8	92	57	46	-44	45	34	8	17	63	25	7

Shares Outstanding	- -	4	4	4	4	4	4	4	4	4	3	4	4	5	5
Diluted Weighted Avg Shares	- -	2	4	4	4	4	4	4	4	4	3	4	4	5	5
Basic Weighted Avg Shares	- -	2	4	4	4	4	4	4	4	4	3	4	4	5	5
Revenue per Share	205.54	14.16	7.02	7.06	6.48	7.24	6.97	6.44	5.71	5.33	6.47	7.75	6.17	6.04	4.29
EBITDA per Share	10.01	0.87	0.31	0.29	0.28	0.38	0.23	0.24	0.21	0.26	0.3	0.29	0.25	0.2	0.16
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-238.11	-14.26	0.18	-0.23	-0.07	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65
Basic EPS from Cont Ops	-237.77	-13.7	-0.08	-0.26	-0.15	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65
Diluted EPS, GAAP	-238.11	-14.26	0.18	-0.23	-0.07	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65
Diluted EPS from Cont Ops	-237.77	-13.7	-0.08	-0.26	-0.15	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65
Dividend per Share	-4.29	0.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	25.95	18.97	5.5	4.21	0.98	0.11	0.22	-1.35	-2.37	-0.01	0.65	1.99	-2.46	-1.36	-2.43
Free Cash Flow per Basic Share	22.92	18.88	5.45	4.12	0.9	-0.04	0.15	-1.78	-3.15	-0.36	0.57	1.94	-2.51	-1.43	-2.5
Cash & Equivalents per Share	588.12	106.37	59.72	57.36	40.9	32.29	31.84	52.8	30.03	30.65	47.46	35.84	22.53	22.09	18.13
Book Value per Share	-129.15	-27.09	-12.01	-12.04	-12.3	-12.98	-13.75	-12.3	-14.1	-14.12	-12.47	-12.1	-11.18	-10.62	-12.58
Tangible Book Value per Share	52.17	6.92	3.14	1.64	2.31	1.83	0.62	1.85	0.55	1.02	7.77	8.13	4.64	4.25	1.51

Carver Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)