Carver Bancorp, Inc. Financial Ratios — CARV Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Return on Common Equity (%)	-352.37	6.55	-9.34	-3.64	-23.11	-63.11	117.25	-133.83	-187.19	-25.72	-3.04	-17.96	-14.73	-96.72	-126.82
Return on Assets (%)	-3.47	0.1	-0.13	-0.04	-0.25	-0.4	0.77	-0.94	-0.95	-0.62	-0.12	-0.6	-0.4	-1.85	-0.98
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	6.14	4.36	4.13	4.39	5.29	3.37	3.77	3.75	4.89	4.6	3.7	4.01	3.3	3.66	2.69
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-100.86	0.17	-3.23	-1.62	-6.13	-10.61	22.34	-28.1	-27.48	-17.64	-3.04	-16.68	-10.17	-61.81	-25.07
Profit Margin (%)	-99.45	2.55	-3.2	-1.14	-6.61	-11.08	22.47	-28.1	-27.48	-17.64	-3.04	-16.68	-10.17	-61.81	-25.07
Net Income to Common Margin (%)	-100.67	2.55	-3.2	-1.14	-6.61	-11.08	22.47	-28.1	-27.48	-17.64	-3.04	-16.68	-10.17	-61.81	-25.07
Effective Tax Rate (%)	- -	728.89	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	-0.34	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	-353.56	6.55	-9.34	-3.64	-23.11	-63.11	117.25	-133.83	-187.19	-25.72	-3.04	-17.96	-14.73	-96.72	-126.82

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Total Debt	43	76	70	83	68	49	38	21	32	53	30	64	57	29	52
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	43	76	70	83	68	49	38	21	32	53	30	64	57	29	52
Total Debt/EBITDA	30.05	67.49	65.25	79.28	48.34	56.98	42.81	26.99	32.88	52.34	29.49	60.74	59.22	35.81	70.51
Net Debt/EBITDA	-33.4	-24.95	-48.33	30.81	3.69	-10.71	-107.2	-12.39	-35.2	-37.73	-43.8	8.07	-12.94	-36.99	-0.98
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	1.36	1.8	1	1.26	0.91	0.33	0.99	0.36	0.65	3.92	3.97	2.74	2.72	1.07	0.44
Long-Term Debt/Equity (%)	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42	209.65
Long-Term Debt/Capital (%)	43.41	57.39	57.91	60.86	56.87	51.04	42.49	31.23	39.35	50.44	35.52	58.69	57.46	49.6	67.71
Long-Term Debt/Total Assets (%)	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99	7.71
Total Debt/Equity (%)	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42	209.65
Total Debt/Capital (%)	43.41	57.39	57.91	60.86	56.87	51.04	42.49	31.23	39.35	50.44	35.52	58.69	57.46	49.6	67.71
Total Debt/Total Assets (%)	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99	7.71
Net Debt to Equity	-85.25	-49.78	-101.92	60.42	10.05	-19.59	-185.02	-20.84	-69.47	-73.36	-81.81	18.88	-29.52	-101.67	-2.92
Net Debt/Capital (%)	-577.99	-99.13	5,310.69	37.66	9.13	-24.36	217.62	-26.33	-102.68	-128.17	-184.63	12.76	-30.89	-359.07	-2.39
EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA-CapEx	1	1	1	1	1	1	-1	-2	- -	1	1	1	1	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	1.36	1.8	1	1.26	0.91	0.33	0.99	0.36	0.65	3.92	3.97	2.74	2.72	1.07	0.44
Long-Term Debt/Equity (%)	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42	209.65
Long-Term Debt/Capital (%)	43.41	57.39	57.91	60.86	56.87	51.04	42.49	31.23	39.35	50.44	35.52	58.69	57.46	49.6	67.71
Long-Term Debt/Total Assets (%)	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99	7.71
Total Debt/Equity (%)	76.7	134.67	137.59	155.47	131.85	104.23	73.89	45.41	64.89	101.77	55.08	142.1	135.08	98.42	209.65
Total Debt/Capital (%)	43.41	57.39	57.91	60.86	56.87	51.04	42.49	31.23	39.35	50.44	35.52	58.69	57.46	49.6	67.71
Total Debt/Total Assets (%)	6.77	11.97	11	12.34	9.26	7.18	5.53	3.8	5.48	7.86	4.13	8.89	7.55	3.99	7.71
CFO/Total Liabilities	5.39	3.5	2.64	0.58	0.06	0.13	-0.78	-1.7	-0.01	0.35	1.05	-1.55	-0.92	-1.8	-0.16
CFO/CapEx	218.94	93.31	50.97	12.52	0.73	3.16	-3.11	-3.04	-0.02	8.64	37.25	-46.72	-18.25	-38.09	-2.98
Altman's Z-Score	-0.03	-0.04	-0.01	-0.04	-0.04	-0.05	-0.05	-0.08	-0.08	-0.03	-0.02	-0.04	-0.05	-0.09	-0.1

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Accounts Receivable Turnover	9.21	11.53	10.87	8.97	10.29	12.87	13.21	10.45	9.7	9.41	11.01	12.2	10.89	7.08	9.36
Days Sales Outstanding	39.62	31.66	33.59	40.67	35.48	28.36	27.62	34.92	37.65	38.77	33.15	29.92	33.51	51.56	38.99
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Market Capitalization	28	17	47	17	19	14	10	14	7	30	30	17	8	7	9
- Cash & Cash Equivalents	92	105	123	51	63	59	135	31	48	76	61	43	59	50	46
+ Preferred Equity and Hybrid Capital	45	45	45	45	45	45	45	45	45	26	26	25	22	22	22
+ Minority/Non Controlling Interest	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	43	76	70	83	68	49	38	21	32	53	30	64	57	29	52
Enterprise Value	-58	-82	-50	-6	13	-10	-101	-31	-30	-53	-43	10	-20	-37	14
Total Capital	100	133	122	137	120	97	90	69	81	106	85	109	99	59	76
Total Debt/Capital (%)	43.41	57.39	57.91	60.86	56.87	51.04	42.49	31.23	39.35	50.44	35.52	58.69	57.46	49.6	67.71
Total Debt / EV	-0.75	-0.93	-1.41	-15.1	5.09	-5.12	-0.38	-0.7	-1.07	-1.01	-0.71	6.19	-2.81	-0.8	3.63
EV/Sales	- -	- -	- -	- -	0.5	- -	- -	- -	- -	- -	- -	0.39	- -	- -	0.52
EV/EBITDA	- -	- -	- -	- -	9.5	- -	- -	- -	- -	- -	- -	9.82	- -	- -	19.44
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	32.02	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	13.53	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	12	17	47	17	19	14	10	14	7	31	25	17	7	7	8
Diluted Enterprise Value	12	34	40	95	70	49	-41	49	36	34	20	64	27	8	35
EV per Share	- -	- -	- -	- -	3.64	- -	- -	- -	- -	- -	- -	2.42	- -	- -	2.45
TTM Sales	24	26	26	24	27	26	24	21	20	22	28	26	29	22	27
TTM EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	32	20	16	4	- -	1	-5	-9	- -	2	7	-11	-7	-13	-1
TTM Free Cash Flow to Firm	32	21	16	4	1	1	-3	-6	1	2	7	-10	-6	-12	-1

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	03/31/2012	03/31/2013	03/31/2014	03/31/2015	03/31/2016	03/31/2017	03/31/2018	03/31/2019	03/31/2020	03/31/2021	03/31/2022	03/31/2023	03/31/2024	03/31/2025	03/31/2026

Price/Free Cash Flow	0.39	0.83	2.97	4.39	19.41	12.42	-3.09	-2.34	5.57	12.56	3.42	-1.66	-1.19	-0.6	-11.29
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-58	-82	-50	-6	13	-10	-101	-31	-30	-53	-43	10	-20	-37	14
Low Price	1.1	2.65	4.17	3.95	1.92	2.87	2.01	2.51	1.25	1.41	6.07	3.62	1.15	1.26	1.07
EV/Sales	- -	- -	- -	- -	0.5	- -	- -	- -	- -	- -	- -	0.39	- -	- -	0.52
EV/EBITDA	- -	- -	- -	- -	9.5	- -	- -	- -	- -	- -	- -	9.82	- -	- -	19.44
Price/Earnings	- -	25.68	- -	- -	- -	- -	1.95	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	-0.6	24.84	-32.82	-115.69	-10.51	-5.33	2.11	-2.58	-1.98	-5.45	-50.2	-5.3	-4.04	-0.65	-1.44
Price/Earnings High	-1.28	46.06	-79.01	-176.67	-15.9	-7.76	5.49	-7.44	-2.72	-20.14	-180.06	-11.96	-8.73	-0.9	-2.98
Price/Earnings Low	-0.08	14.79	-18.44	-53.68	-4.02	-3.72	1.39	-1.56	-0.85	-1.24	-25.72	-3.52	-1.87	-0.48	-0.83
Price/Book Value	3.17	1.48	7.32	2.01	2.85	5.93	1.52	6.84	1.85	1.14	1.01	0.86	0.38	0.95	2.96
Price/Book Value Average	3.63	1.43	4.27	3.69	2.75	6.67	1.65	7.59	2.84	0.78	1.71	1.18	0.62	1.17	3.67
Price/Book Value High	7.73	2.66	10.29	5.63	4.15	9.71	4.29	21.88	3.91	2.89	6.15	2.66	1.34	1.61	7.61
Price/Book Value Low	0.46	0.85	2.4	1.71	1.05	4.65	1.08	4.6	1.22	0.18	0.88	0.78	0.29	0.85	2.11
Price/Tangible Book Value	3.17	1.48	7.32	2.01	2.85	5.93	1.52	6.84	1.85	1.14	1.01	0.86	0.38	0.95	2.96
Price/Tangible Book Value Average	3.63	1.43	4.27	3.69	2.75	6.67	1.65	7.59	2.84	0.78	1.71	1.18	0.62	1.17	3.67
Price/Tangible Book Value High	7.73	2.66	10.29	5.63	4.15	9.71	4.29	21.88	3.91	2.89	6.15	2.66	1.34	1.61	7.61
Price/Tangible Book Value Low	0.46	0.85	2.4	1.71	1.05	4.65	1.08	4.6	1.22	0.18	0.88	0.78	0.29	0.85	2.11
Price/Sales	0.53	0.65	1.8	0.72	0.72	0.53	0.44	0.65	0.35	1.4	0.9	0.65	0.25	0.33	0.29
Price/Sales Average	0.61	0.63	1.05	1.31	0.69	0.59	0.48	0.72	0.54	0.96	1.53	0.88	0.41	0.4	0.36
Price/Sales High	1.29	1.17	2.53	2.01	1.05	0.86	1.23	2.09	0.75	3.55	5.48	1.99	0.89	0.56	0.75
Price/Sales Low	0.08	0.38	0.59	0.61	0.27	0.41	0.31	0.44	0.23	0.22	0.78	0.59	0.19	0.29	0.21
Price/Cash Flow	0.4	0.84	3.02	4.74	45.94	16.36	-2.09	-1.57	-225.54	14.02	3.51	-1.62	-1.13	-0.58	-7.5
Price/Cash Flow Average	0.45	0.81	1.77	8.7	44.22	18.38	-2.27	-1.75	-345.62	9.6	5.94	-2.22	-1.83	-0.71	-9.28
Price/Cash Flow High	0.96	1.5	4.25	13.28	66.89	26.77	-5.9	-5.04	-476.13	35.46	21.32	-5	-3.95	-0.98	-19.25
Price/Cash Flow Low	0.06	0.48	0.99	4.04	16.9	12.83	-1.49	-1.06	-149.16	2.18	3.05	-1.47	-0.85	-0.52	-5.35
Price/Free Cash Flow Average	0.45	0.8	1.73	8.05	18.69	13.96	-3.35	-2.6	8.54	8.61	5.79	-2.27	-1.94	-0.73	-13.97
Price/Free Cash Flow High	0.96	1.48	4.17	12.3	28.26	20.33	-8.7	-7.5	11.76	31.79	20.77	-5.11	-4.18	-1.01	-28.98
Price/Free Cash Flow Low	0.06	0.48	0.97	3.74	7.14	9.74	-2.2	-1.58	3.68	1.95	2.97	-1.51	-0.9	-0.53	-8.05
EV/Sales Average	1.33	1.29	0.77	4.55	2.58	1.98	- -	2.4	2.03	1.09	1.63	2.67	1.11	0.44	1.39
EV/Sales High	2.86	1.83	2.25	5.24	2.93	2.25	- -	3.76	2.23	3.62	6.27	3.79	1.62	0.59	1.82
EV/Sales Low	0.16	1.03	0.31	3.85	2.15	1.8	- -	2.11	1.72	0.37	0.75	2.37	0.88	0.32	1.23
EV/EBITDA Average	21.73	29.56	18.57	103.61	48.7	58.86	-44.28	63.81	41.47	23.74	43.94	66.66	33.8	11.91	51.83
EV/EBITDA High	46.52	41.96	54.35	119.37	55.42	66.87	-24.12	100.2	45.66	78.64	169.55	94.45	49.14	16.19	67.67
EV/EBITDA Low	2.54	23.68	7.42	87.57	40.59	53.57	-48.61	56.21	35.16	7.98	20.26	59.21	26.71	8.84	45.59
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	7.5	4.6	12.72	4.64	5.22	3.66	2.82	3.73	1.89	9.08	7	3.99	1.53	1.41	1.5
High Price	18.3	8.25	17.87	13	7.6	5.99	7.95	11.94	3.99	22.97	42.5	12.3	5.36	2.39	3.85
Enterprise Value Average	31	33	20	109	69	51	-40	51	40	24	45	71	33	10	38
Enterprise Value High	67	48	59	126	78	58	-22	79	44	80	174	100	47	13	50
Enterprise Value Low	4	27	8	92	57	46	-44	45	34	8	21	63	26	7	33

Shares Outstanding	4	4	4	4	4	4	4	4	4	3	4	4	5	5	6
Diluted Weighted Avg Shares	2	4	4	4	4	4	4	4	4	3	4	4	5	5	5
Basic Weighted Avg Shares	2	4	4	4	4	4	4	4	4	3	4	4	5	5	5
Revenue per Share	14.16	7.02	7.06	6.48	7.24	6.97	6.44	5.71	5.33	6.47	7.75	6.17	6.04	4.29	5.15
EBITDA per Share	0.87	0.31	0.29	0.28	0.38	0.23	0.24	0.21	0.26	0.3	0.29	0.25	0.2	0.16	0.14
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-14.26	0.18	-0.23	-0.07	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65	-1.29
Basic EPS from Cont Ops	-13.7	-0.08	-0.26	-0.15	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65	-1.29
Diluted EPS, GAAP	-14.26	0.18	-0.23	-0.07	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65	-1.29
Diluted EPS from Cont Ops	-13.7	-0.08	-0.26	-0.15	-0.48	-0.77	1.45	-1.6	-1.47	-1.14	-0.24	-1.03	-0.61	-2.65	-1.29
Dividend per Share	0.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	18.97	5.5	4.21	0.98	0.11	0.22	-1.35	-2.37	-0.01	0.65	1.99	-2.46	-1.36	-2.43	-0.2
Free Cash Flow per Basic Share	18.88	5.45	4.12	0.9	-0.04	0.15	-1.78	-3.15	-0.36	0.57	1.94	-2.51	-1.43	-2.5	-0.27
Cash & Equivalents per Share	47.85	59.72	57.37	40.91	32.3	31.84	52.8	30.03	30.64	48.63	30.5	22.44	20.82	17.95	11.66
Book Value per Share	2.37	3.11	1.74	2.31	1.83	0.62	1.85	0.55	1.02	7.96	6.91	4.62	4	1.48	0.51
Tangible Book Value per Share	2.37	3.11	1.74	2.31	1.83	0.62	1.85	0.55	1.02	7.96	6.91	4.62	4	1.48	0.51

Carver Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)