Cathay General Bancorp

Cathay General Bancorp

CATY
Cathay General BancorpUS flagNASDAQ Global Select
62.50
USD
+0.19
- -
4.19BMarket Cap
Cathay General Bancorp
CATY
(NASDAQ Global Select)

Recent

price

62.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.28
4.64
4.67
4.88
4.81
5.12
5.7
6.56
7.36
7.75
7.48
8.33
10.63
11.16
10.13
11.82
12.36
Revenue per Share
-0.06
1.06
1.28
1.44
1.73
2
2.21
2.19
3.35
3.49
2.88
3.81
4.85
4.88
3.97
4.55
4.86
Basic EPS, GAAP
2.12
2.18
2.05
1.38
1.82
2.15
2.92
3.06
4.07
5.35
3.95
4.22
6.24
5.25
4.52
5.26
5.32
Free Cash Flow per Basic Share
0.21
0.2
0.2
0.16
0.29
0.56
0.75
0.87
1.03
1.24
1.24
1.27
1.36
1.36
1.36
1.36
1.4
Dividend per Share
7.06
7.95
9.18
10.51
11.86
13.16
14.86
15.98
18.24
20.75
22.49
25.38
30.21
34.47
37.32
42.07
43.48
Book Value per Share
11.1
11.91
13.37
14.44
16.11
17.03
18.36
19.85
21.48
23.95
25.64
26.44
28.15
32.47
34.23
36.82
38.16
Tangible Book Value per Share
77
79
79
79
80
81
79
80
81
80
80
78
74
73
72
69
68
Basic Weighted Avg Shares
330
365
368
385
383
412
451
526
597
620
595
652
791
810
730
818
845
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11
12
12
11
8
8
7
7
7
15
17
16
20
18
17
16
16
Depreciation Expense
12
100
117
123
138
161
175
176
272
279
229
298
361
354
286
315
333
Net Income, GAAP
- -
33.72
35.91
36.27
37.29
27.13
27.7
40.99
19.49
20.1
9.89
21.88
23.68
12.25
9.94
19.24
19.58
Effective Tax Rate (%)
3.5
27.47
31.93
31.98
35.96
39.06
38.8
33.44
45.52
45.05
38.47
45.73
45.62
43.72
39.19
38.53
39.36
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
749
416
336
661
564
413
487
642
737
854
326
193
659
710
228
173
169
LT Debt
1,436
1,516
1,630
1,459
1,603
1,748
1,829
1,973
2,122
2,294
2,418
2,446
2,474
2,737
2,846
2,925
2,987
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-0.88
14.32
14.98
14.61
15.53
16.07
15.66
14.32
19.68
17.78
13.27
15.8
17.04
14.92
11.02
11.25
11.65
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
327
137
133
LT Finance Leases
33
36
37
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
68
67
67
Market Capitalization
3,364
3,348
3,408

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,213
2,391
2,216
Accounts Receivable, Net
96
97
95
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.33%
3.94%
2.8%
Free Cash Flow
10.2%
4.97%
11.72%
Net Income, GAAP
8.87%
8.08%
10.19%
Sales/Revenue/Turnover
7.47%
7.09%
12.08%
Total Cash Common Dividend
8.16%
-0.99%
-4.25%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
175
179
190
186
730
2025
188
197
211
223
818
2026
215
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.98
0.92
0.94
1.13
3.97
2025
0.99
1.11
1.13
1.34
4.55
2026
1.3
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.34
0.34
0.34
0.34
1.36
2025
0.34
0.34
0.34
0.34
1.36
2026
0.38
- -
- -
- -
- -
Business
Cathay General Bancorp Cathay General Bancorp is the holding company for Cathay Bank, a California state-chartered commercial bank founded in 1962 and headquartered at 777 North Broadway in Los Angeles, California. Cathay Bank provides a comprehensive range of retail and commercial banking products and services to individuals, professionals, and small- to medium-sized businesses, including commercial real estate loans, commercial loans, United States Small Business Administration loans, residential mortgage loans, real estate construction loans, home equity lines of credit, and installment loans for household and consumer expenditures; business deposit products such as checking and savings accounts, lines of credit, merchant services, payment processing, treasury management, international banking and financing; personal banking solutions encompassing checking, savings, home mortgages, online and mobile banking, credit cards, and wealth management; as well as foreign exchange and other customary banking services. The bank operates over 60 branches across nine U.S. states—California, New York, Illinois, Washington, Texas, Maryland, Massachusetts, Nevada, and New Jersey—a full-service branch in Hong Kong, and representative offices in Beijing, Shanghai, and Taipei, primarily serving diverse commercial, professional, and immigrant communities with a focus on real estate finance, commercial and industrial lending, and residential mortgages. In June 2025, Cathay General Bancorp announced a new stock repurchase program authorizing the buyback of up to $150 million of its common stock, reflecting confidence in its financial position amid strong third-quarter 2025 results that included net income of $77.7 million and a net interest margin expansion to 3.31%. The company maintains robust asset quality with an allowance for credit losses at approximately 0.79% of gross loans and continues to prioritize capital returns through a quarterly dividend of $0.34 per share. Total assets stand at around $23 billion, with loans of $19.4 billion—51% commercial real estate, 31% residential mortgages, 16% commercial and industrial, and 2% construction—and deposits of $19.8 billion as of mid-2025.

Company News

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