Commerce Bancshares, Inc.

Commerce Bancshares, Inc.

CBSH
Commerce Bancshares, Inc.US flagNASDAQ Global Select
58.26
USD
-0.11
- -
8.49BMarket Cap
Commerce Bancshares, Inc.
CBSH
(NASDAQ Global Select)

Recent

price

58.26

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.81
5.85
5.98
6.02
6.37
6.72
7.14
7.72
8.4
8.77
8.98
9.55
10.3
10.98
11.68
12.61
9.71
Revenue per Share
1.22
1.43
1.54
1.52
1.53
1.57
1.69
1.96
2.69
2.68
2.28
3.55
3.33
3.3
3.7
4.04
2.96
Basic EPS, GAAP
3.6
2.15
2
1.97
1.89
1.6
2.73
2.5
3.3
3.06
3.94
3.62
3.37
2.77
3.73
4.23
7.3
Free Cash Flow per Basic Share
0.43
0.44
1.21
0.48
0.52
0.58
0.61
0.64
0.69
0.8
0.85
0.82
0.87
0.93
1.02
1.07
0.8
Dividend per Share
5.45
5.7
5.36
5.42
5.41
5.39
5.09
4.79
5.08
4.97
4.41
4.71
4.51
4.9
5.07
5.88
- -
Book Value per Share
10.4
11.36
11.69
12.04
12.14
12.81
14.02
15.35
16.78
18.49
21.66
22.06
15.89
19.4
22.27
26.08
- -
Tangible Book Value per Share
181
179
175
172
168
162
158
158
158
154
150
149
146
144
142
140
143
Basic Weighted Avg Shares
1,054
1,050
1,044
1,033
1,071
1,089
1,127
1,220
1,325
1,350
1,347
1,426
1,509
1,586
1,664
1,768
1,388
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
49
47
43
42
42
43
41
40
39
41
44
45
47
50
54
57
50
Depreciation Expense
222
256
269
261
262
264
275
319
434
421
354
531
488
477
526
566
424
Net Income, GAAP
30.26
31.86
31.9
32.06
31.64
30.4
30.96
25.67
19.47
20.51
19.79
21.23
20.93
21.71
21.35
22.02
22.17
Effective Tax Rate (%)
21.03
24.42
25.79
25.25
24.44
24.22
24.45
26.18
32.73
31.21
26.29
37.22
32.36
30.08
31.64
32.03
30.52
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
112
112
104
107
104
104
102
2
9
2
1
13
10
1
- -
13
- -
LT Debt
2,023
2,170
2,172
2,214
2,334
2,367
2,501
2,718
2,937
3,138
3,400
3,448
2,482
2,964
3,332
3,815
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
22.46
25.49
27.52
27.96
27.98
28.56
31.79
39.8
54.52
52.64
47.92
77.73
71.6
69.67
73.61
73.24
90.95
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
13
8
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
138
146
- -
Market Capitalization
7,339
6,979
8,262

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12,643
5,834
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.73%
3.94%
14.47%
Free Cash Flow
11.35%
1.62%
11.41%
Net Income, GAAP
9.49%
11.5%
7.58%
Sales/Revenue/Turnover
5%
5.59%
6.26%
Total Cash Common Dividend
5.92%
5.39%
3.55%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
398
418
425
423
1,664
2025
420
446
449
452
1,768
2026
487
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.79
0.97
0.97
0.96
3.7
2025
0.93
1.09
1.01
1.01
4.04
2026
0.96
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.24
0.28
0.24
1.02
2025
0.27
0.28
0.26
0.26
1.07
2026
0.28
- -
- -
- -
- -
Business
Commerce Bancshares, Inc. (NASDAQ: CBSH) operates as a regional bank holding company and the parent of Commerce Bank, which provides a diversified range of financial services including retail and commercial banking, mortgage banking, payment solutions, investment management, securities brokerage, trust and asset management services; consumer products such as checking and savings accounts, installment loans, personal mortgages, debit and credit cards; and commercial offerings encompassing corporate lending, merchant and commercial card products, treasury solutions, leasing, international services, business deposits and cash management. Commerce Bank serves more than 800,000 consumer households and 12,000 businesses through over 275 branches and ATMs primarily in Missouri, Kansas, Illinois, Oklahoma and Colorado, with commercial payments services available in 48 states and additional commercial offices throughout the Midwest. Founded in 1865 and headquartered at 1000 Walnut Street in Kansas City, Missouri, the company maintains operating subsidiaries involved in mortgage banking, credit-related insurance, venture capital and real estate activities. In June 2025, Commerce Bancshares announced a definitive agreement to acquire FineMark Holdings, Inc., parent of FineMark National Bank & Trust, in an all-stock transaction valued at approximately $585 million, expanding its footprint into Florida, Arizona and South Carolina with 13 additional banking offices and over $82 billion in combined wealth assets under administration; the deal received regulatory approval in August 2025 and saw an adjusted exchange ratio announced in December 2025 ahead of closing.

Company News

APIChatGPT
  • Commerce (CBSH) Moves to Buy: Rationale Behind the Upgrade

  • Here's Why Commerce Bancshares (CBSH) is a Strong Momentum Stock

  • CBSH Stock Gains on Q2 Earnings Beat, Revenues & Costs Rise Y/Y

  • Here's What Key Metrics Tell Us About Commerce (CBSH) Q2 Earnings

  • Commerce Bancshares: Solid Q2, But Excess Capital Is Reflected In Valuation (Rating Downgrade)

  • Commerce Bancshares (CBSH) Q2 Earnings and Revenues Beat Estimates

  • Commerce Bancshares, Inc. Reports Second Quarter Earnings Per Share of $1.10

  • Why Commerce Bancshares (CBSH) is a Top Value Stock for the Long-Term

  • Will Commerce (CBSH) Beat Estimates Again in Its Next Earnings Report?

  • Stay Ahead of the Game With Commerce (CBSH) Q2 Earnings: Wall Street's Insights on Key Metrics

  • Commerce Bancshares Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

  • Commerce Bancshares (CBSH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

  • Why Commerce Bancshares (CBSH) is a Top Momentum Stock for the Long-Term

  • Commerce Bancshares (CBSH) Just Flashed Golden Cross Signal: Do You Buy?

  • CBSH Arm to Buy Nolan & Associates, Expand Advisory Capabilities

  • Commerce Bank to Acquire Nolan & Associates, Adding Investment Banking Capabilities for Middle-Market Clients

  • Commerce Bank to Acquire Nolan & Associates, Adding Investment Banking Capabilities for Middle-Market Clients

  • Here's Why Commerce Bancshares (CBSH) is a Strong Value Stock

  • Commerce Bancshares (CBSH) is a Top-Ranked Momentum Stock: Should You Buy?

  • Here's Why Commerce Bancshares (CBSH) is a Strong Value Stock