CoreCard Corporation

CoreCard Corporation

CCRD
CoreCard CorporationUS flagNew York Stock Exchange
23.60
USD
-0.72
- -
183.90MMarket Cap
CoreCard Corporation
CCRD
(New York Stock Exchange)

Recent

price

23.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
2.03
1.72
1.82
1.85
1.82
0.47
0.54
0.94
1.05
2.29
3.87
4.02
5.5
8.14
6.62
7.15
8.27
Revenue per Share
-0.19
0.03
0.12
0.06
0.12
-0.01
2.05
-0.13
0.04
0.71
1.24
0.91
1.03
1.62
0.4
0.68
1.02
Basic EPS, GAAP
-0.18
0.03
-0.01
-0.08
0.11
-0.09
-0.29
-0.19
-0.38
0.66
1
1.58
0.35
0.13
1.37
0.11
1.14
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
0.35
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-2.57
-1.7
-1.59
-1.53
-1.4
-1.41
0.61
0.49
0.54
1.25
2.47
3.37
4.46
6.18
6.67
7.71
8.39
Book Value per Share
1.01
0.7
0.77
0.76
0.83
0.73
2.63
2.17
2.22
2.95
4.2
4.95
5
6.15
6.23
6.44
7.18
Tangible Book Value per Share
6
9
9
9
9
9
9
9
9
9
9
9
9
9
8
8
8
Basic Weighted Avg Shares
13
15
16
17
16
4
5
8
9
20
34
36
48
70
56
57
65
Sales/Revenue/Turnover
-9.94
1.46
1.91
-0.99
4.31
-54.79
-59.01
-8.4
-16.36
30.56
39.01
31.49
24.16
28.6
9.48
11.39
15.94
Operating Margin (%)
1
1
- -
1
- -
- -
- -
- -
- -
1
1
2
4
6
6
4
3
Depreciation Expense
-1
- -
1
1
1
- -
18
-1
- -
6
11
8
9
14
3
5
8
Net Income, GAAP
- -
45.14
12.4
- -
12.83
- -
- -
- -
6.97
0.06
18.84
23.22
23.16
27.08
24.51
21.09
22.48
Effective Tax Rate (%)
-9.43
1.8
6.46
3.23
6.64
-1.82
376.83
-13.6
4.07
31.06
31.98
22.75
18.73
19.9
6.06
9.49
12.36
Profit Margin (%)
3
4
4
4
5
5
22
17
16
22
30
32
26
35
35
32
35
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
3
2
1
2
3
LT Debt
7
6
7
7
7
7
23
19
19
26
37
44
44
53
53
52
56
Total Equity
- -
1.9
4.03
- -
8.5
- -
- -
- -
-7.28
26.89
33.39
20.18
18.92
28.44
7.4
9.67
14.21
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
-23.16
8.34
79.63
66.69
31.37
26.11
30.13
6.21
9.21
12.98
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
2
2
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
182
148
227

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
40
41
46
Cash, Cash Equivalents & STI
25
28
32
Accounts Receivable, Net
10
9
7
Inventories
- -
- -
- -
Total Current Liabilities
8
8
11
Payables & Accruals
4
5
6
ST Debt
- -
- -
- -
Deferred Revenue
2
2
2

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
34.98%
7.2%
-1.91%
Free Cash Flow
82.42%
149.74%
-92.28%
Net Income, GAAP
-2,238.15%
4.73%
60.47%
Sales/Revenue/Turnover
35.36%
13.29%
2.49%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
15
16
13
12
56
2024
13
14
16
15
57
2025
17
18
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.15
0.22
-0.03
0.06
0.4
2024
0.05
0.11
0.28
0.25
0.68
2025
0.24
0.25
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
CoreCard Corporation CoreCard Corporation (NYSE: CCRD), formerly known as Intelligent Systems Corporation until its rebranding in December 2021, provides technology solutions and processing services to the financial technology and services market. Headquartered in Norcross, Georgia, and founded in 1973, the company designs, develops, and markets a comprehensive suite of software solutions including the CoreCard software platform for managing credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions; processing services encompassing transaction authorization, settlement, fraud prevention, reporting, and collections management; and professional services for implementation, customization, and support. These offerings enable program managers, accounts receivable businesses, financial institutions, retailers, and processors to set up and maintain account data, record advances and payments, assess fees, interests and charges, resolve disputes and chargebacks, generate reports, and settle transactions with financial institutions and network schemes, with operations spanning the United States, Europe, the Middle East, Romania, India, the United Arab Emirates, and Colombia. CoreCard Corporation operates a cloud-native, flexible platform supporting multi-currency and multi-language capabilities for Visa, MasterCard, Discover, and American Express, powering complex repayment options such as deferred payments, revolving credit, extended terms, and same-as-cash programs for manufacturers, distributors, retailers, and finance companies. In a major strategic development announced on July 30, 2025, CoreCard Corporation entered into a definitive stock-for-stock merger agreement with Euronet Worldwide Euronet Worldwide, Inc., valuing the company at approximately $248 million or $30 per share, to integrate its credit card issuing and processing platform into Euronet's REN ecosystem and expand global digital payment capabilities. This follows prior milestones including the 2018 acquisition of Accent Payment Solutions to enhance prepaid and loyalty offerings, the 2020 launch of a new credit card platform, and partnerships such as co-branded programs with Goldman Sachs The Goldman Sachs Group, Inc. and the Coinbase credit card issuance through Cardless, alongside steady revenue growth to $69.9 million in fiscal year 2024, up 18.4% year-over-year, and $16.7 million in first quarter 2025.

Company News

APIChat
  • Wallace Weitz Exits CarMax Inc, Impacting Portfolio by -1.58%

  • 10,568 Shares in CoreCard Corporation $CCRD Purchased by D.A. Davidson & CO.

  • $HAREHOLDER ALERT: The M&A Class Action Firm Reminds $hareholders of Upcoming Merger Deadlines - MLNK, CCRD, AMWD, and PNFP

  • CoreCard (CCRD) Moves 5.7% Higher: Will This Strength Last?

  • CoreCard Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of CoreCard Corporation - CCRD

  • Shareholder Alert: The Ademi Firm Continues to Investigate Whether CoreCard Corporation Is Obtaining a Fair Price for Its Public Shareholders

  • CoreCard Corporation (CCRD) Q2 Earnings and Revenues Top Estimates

  • CoreCard Corporation Reports Second Quarter 2025 Results

  • CORECARD INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of CoreCard Corporation - CCRD

  • CoreCard (CCRD) Surges 10.0%: Is This an Indication of Further Gains?

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of CoreCard Corporation (NYSE: CCRD)

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates CYBR and CCRD on Behalf of Shareholders

  • Shareholder Alert: The Ademi Firm investigates whether CoreCard Corporation is obtaining a Fair Price for its Public Shareholders

  • CCRD Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of CoreCard Corporation Is Fair to Shareholders

  • Is CoreCard (CCRD) Stock Outpacing Its Business Services Peers This Year?

  • CoreCard Corporation (CCRD) Hits Fresh High: Is There Still Room to Run?

  • Is CoreCard (CCRD) Outperforming Other Business Services Stocks This Year?

  • 3 Technology Services Stocks Hitting New 52-Week Highs: CCRD, DAVE, MVST

  • New Strong Buy Stocks for May 22nd

  • Has CoreCard (CCRD) Outpaced Other Business Services Stocks This Year?